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Payday Loans Online in Decatur, AL
Decatur, ALPayday Loans Online

Get Online Payday Loans in Decatur, AL

4.2058823529412
Apply online for fast Payday Loans from the best Decatur, AL direct lenders to get quick and easy money.

Get a short-term cash advance with no credit check. You can qualify for Decatur cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Decatur either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.

Alabama Payday Advance is a short-term small-dollar loan for any emergency. It's available for those with bad credit, no credit, no income, even no bank account. Just fill in a simple application online now.

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Are Payday Loans Legal in Decatur, AL ?

Loan Rates and Fees, Laws and Regulations in Alabama.

$100 - $500 Online Payday Loans can be legally applied for in Alabama. For loans under $500, lenders can charge a 456% annual percentage rate (APR) under the Deferred Presentment Services Act (Act 2003-359) passed in 2003. All of the mentioned above cash advances are absolutely legal in Alabama according to Ala. Code §§ 5-18A-1 et seq1. It also sets the term of 10-31 days to repay the money and the maximum APR of 300%, plus an additional fee of 17,5% of every $100 borrowed. In case you have problems with the repayment, you’ll be offered a rollover or extension.

Law statuslegal
MIN Loan Amount$100
MAX Loan Amount$500
MIN. Loan Term10 days
MAX. Loan Term31 days
MAX APR300%
Additional feesNot more than 17.5% of the loan
NSF fee$30
Collateral or guarantorNone, unsecured
Number of simultaneous loansOne
Cooling off period1 business day
RolloverOne rollover
Extension, repayment planRepayment plan
Default penalties3% a month from the default date
Credit score requirementsAvailable for Bad Credit
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Apply for online Payday Loans and get instant decision from the best Decatur lending organization

TOP RATED COMPANIES

Rates last updated March 28th, 2024
4.1394025604552
(1K+ votes)
Indylend
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

200%
MIN APR

The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral, or Co-signer

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.5059328968903
(4K+ votes)
LEND YOU
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

17,5%
MIN MPR

The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.7931873479319
(822 votes)
Smart Pig
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

15,5%
Min MPR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.537037037037
(810 votes)
Funded Justice
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

200%
Min APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
5
(1 vote)
E-Skills Loans
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

Available for Bad Credit

Cash Advance and other Money Offers in Decatur, AL

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.

Payday Loans Available in Decatur, AL by the following ZIP codes:

35601 35602 35603 35609 35640 35671 35673 35699
  • Easy online application
  • Bad credit is OK
  • Instant approval
  • No credit check considered
  • Competitive rates
  • Same day financing

In 2024 there are 55,072 people living in Decatur, AL. According to the statistics, 3304 of them look for "Payday Loans Near Me in Decatur, AL" or apply for Decatur Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 41496. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Decatur, Alabama direct lenders.

Payday Loans Store Locations in Decatur, AL

Check Into Cash
Advance America
Loan Max Title Loans
Payday Advance
Quik Cash
Covington Credit
Easy Money
Tower Loan
Title Cash
Cash Mart
Mid-City Pawn
Alabama Title Loans, Inc.

FAQ

 

How to qualify for online Payday Loans in Decatur, AL?

 

How Decatur Payday Loans online work?

 

Can I get a Payday Loan with bad credit in Decatur, AL?

 

Do Decatur lenders offer no credit check Payday Loans?

 

How fast can I get a Payday Loan in Decatur, AL?

 

Do lenders in Decatur, AL require a certificate from the employer?

 

How long does an online payday loan take?

 

Do you have to specify the purpose of a payday loan?

 

Can I take a payday loan at Compacom if I have a liability with another loan company?

 

How to sign a payday loan agreement?

 

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