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Payday Loans Online in Santa Monica, CA
Santa Monica, CAPayday Loans Online

Get Online Payday Loans in Santa Monica, CA

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Apply online for fast Payday Loans from the best Santa Monica, CA direct lenders to get quick and easy money.

Get a short-term cash advance with no credit check. You can qualify for Santa Monica cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Santa Monica either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.

No matter what your credit score is, you can qualify for California Payday Loans Online from a direct lender. Compare the offers, check your rates, and complete a simple application form online in a few minutes to get the necessary financing.

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Are Payday Loans Legal in Santa Monica, CA ?

Loan Rates and Fees, Laws and Regulations in California.

California residents can apply for up to $300 Online Payday loans for a maximum of 31 days. It’s legal and regulated by the Civil Code 1789.301 and the Financial Code 230002 which sets the average APR of 459%. Lenders can charge $17.65 for 14-day $100 loan. The finance rate and fees shouldn’t be higher than 15% of the check.

Only one simultaneous loan is allowed at a time, but there’s no cooling-off period before the next one. Rollovers are forbidden, the repayment plan is voluntary but on the condition that no additional fees are charged. If you can’t repay the money there’s a $15 non-sufficient-fund fee. Any criminal actions against debtors are prohibited.

Law statuslegal
MIN Loan Amount$100
MAX Loan Amount$300
MIN. Loan Term14 days
MAX. Loan Term31 days
MIN APRVaries by lender
MAX APR459%
Additional fees15% of the check
NSF fee$15
Collateral or guarantorNone, unsecured
Number of simultaneous loans1
Cooling off periodNone
RolloverNot allowed
Extension, repayment planVoluntary repayment plan
Default penaltiesNot stated
Credit score requirementsAvailable for Bad Credit
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Apply for online Payday Loans and get instant decision from the best Santa Monica lending organization

TOP RATED COMPANIES

Rates last updated March 29th, 2024
4.537037037037
(810 votes)
Funded Justice
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

200%
Min APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.7931873479319
(822 votes)
Smart Pig
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

15,5%
Min MPR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.1394025604552
(1K+ votes)
Indylend
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

200%
MIN APR

The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral, or Co-signer

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.5059328968903
(4K+ votes)
LEND YOU
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

17,5%
MIN MPR

The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
5
(1 vote)
E-Skills Loans
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

Available for Bad Credit

Cash Advance and other Money Offers in Santa monica, CA

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.

Payday Loans Available in Santa Monica, CA by the following ZIP codes:

90401 90402 90403 90404 90405 90406 90407 90408 90409 90410 90411
  • Easy online application
  • Bad credit is OK
  • Instant approval
  • No credit check considered
  • Competitive rates
  • Same day financing

In 2024 there are 92,478 people living in Santa Monica, CA. According to the statistics, 5549 of them look for "Payday Loans Near Me in Santa Monica, CA" or apply for Santa Monica Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 76580. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Santa Monica, California direct lenders.

Payday Loans Store Locations in Santa Monica, CA

Cash Cow Inc
TNL Car Title Loans
Express Merchants Capital
Cash Cow Title Loans
Santa Monica Check Cashing
California Check Cashing

FAQ

 

How to qualify for online Payday Loans in Santa Monica, CA?

 

How Santa Monica Payday Loans online work?

 

Can I get a Payday Loan with bad credit in Santa Monica, CA?

 

Do Santa Monica lenders offer no credit check Payday Loans?

 

How fast can I get a Payday Loan in Santa Monica, CA?

 

Do lenders in Santa Monica, CA require a certificate from the employer?

 

How long does an online payday loan take?

 

Do you have to specify the purpose of a payday loan?

 

Can I take a payday loan at Compacom if I have a liability with another loan company?

 

How to sign a payday loan agreement?

 

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