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Payday Loans Online in Columbus, GA
Columbus, GAPayday Loans Online

Get Online Payday Loans in Columbus, GA

4.0532544378698
Apply online for fast Payday Loans from the best Columbus, GA direct lenders to get quick and easy money.

Get a short-term cash advance with no credit check. You can qualify for Columbus cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Columbus either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.

When you need $100 - $1,000 instant cash, apply for Georgia Payday Loans Online with No Credit Check and get guaranteed financing on the same business day.

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Are Payday Loans Legal in Columbus, GA ?

Loan Rates and Fees, Laws and Regulations in Georgia.

Payday lending is restricted in Georgia (Ga. Code Ann. §§ 16-17-1 et seq.)1. There are usury caps on all small-dollar cash advances of $3000 or less. But you can get more than $3000 instant cash advance in Georgia. The APR is limited to 16%. A maximum 10% interest rate can be charged from a borrower for every $100.

Law statusavailable
MIN Loan Amount$3000
MAX Loan AmountNone
MIN. Loan Term14 days
MAX. Loan Term31 days
MIN APRVaries by lender
MAX APR16%
Additional fees10% of every $100 borrowed
Collateral or guarantorNone, unsecured
Number of simultaneous loansNot set
Cooling off periodNone
RolloverNone
Extension, repayment planNone
Default penaltiesProhibited by law
Credit score requirementsAvailable for Bad Credit
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Apply for online Payday Loans and get instant decision from the best Columbus lending organization

TOP RATED COMPANIES

Rates last updated March 28th, 2024
4.5059328968903
(4K+ votes)
LEND YOU
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

17,5%
MIN MPR

The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
5
(1 vote)
E-Skills Loans
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

Available for Bad Credit
4.1394025604552
(1K+ votes)
Indylend
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

200%
MIN APR

The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral, or Co-signer

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.537037037037
(810 votes)
Funded Justice
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

200%
Min APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.7931873479319
(822 votes)
Smart Pig
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

15,5%
Min MPR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Cash Advance and other Money Offers in Columbus, GA

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.

Payday Loans Available in Columbus, GA by the following ZIP codes:

31801 31808 31820 31829 31901 31902 31903 31904 31905 31906 31907 31908 31909 31914 31917 31993 31997 31998 31999
  • Easy online application
  • Bad credit is OK
  • Instant approval
  • No credit check considered
  • Competitive rates
  • Same day financing

In 2024 there are 197,485 people living in Columbus, GA. According to the statistics, 11849 of them look for "Payday Loans Near Me in Columbus, GA" or apply for Columbus Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 42306. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Columbus, Georgia direct lenders.

Payday Loans Store Locations in Columbus, GA

Cash America Pawn - Pawn Shops & Loans
Moneytree
Pioneer Credit
Always Here Payday Loans
Title Credit Finance
Title Credit Finance Inc
Georgia Auto Pawn, Inc.
Check into Cash Title Pawn

FAQ

 

How to qualify for online Payday Loans in Columbus, GA?

 

How Columbus Payday Loans online work?

 

Can I get a Payday Loan with bad credit in Columbus, GA?

 

Do Columbus lenders offer no credit check Payday Loans?

 

How fast can I get a Payday Loan in Columbus, GA?

 

Do lenders in Columbus, GA require a certificate from the employer?

 

How long does an online payday loan take?

 

Do you have to specify the purpose of a payday loan?

 

Can I take a payday loan at Compacom if I have a liability with another loan company?

 

How to sign a payday loan agreement?

 

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