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PAYDAY LOANApplication Form
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El Paso, TXPayday Loans Online
Get Online Payday Loans in El Paso, TX
Apply online for fast Payday Loans from the best El Paso, TX direct lenders to get quick and easy money.
Get a short-term cash advance with no credit check. You can qualify for El Paso cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in El Paso either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Whenever you need emergency financing, you can get Online Payday Loans in Texas from a legit lending company. Check your rates and terms and apply for the necessary amount of cash advance online now.
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Are Payday Loans Legal in El Paso, TX ?
Loan Rates and Fees, Laws and Regulations in Texas.
The maximum Payday loan amount is not stated in Texas, as a rule, direct lenders offer up to $1,000. Its term is up to 6 months (180 days). A cash advance is legal in the state according to 5 Tex. Fin. Code §§ 393 et seq.1, 4 Tex. Fin. Code §§ 342.004.2 The APR is 410% on average. There is no cap on rates and fees in Texas. Lenders usually take 10% of the loan. There are also $30 non-sufficient funds fees and a 5% collection fee.
| Law status | legal |
| MIN Loan Amount | $100 |
| MAX Loan Amount | $1,000 |
| MIN. Loan Term | 14 days |
| MAX. Loan Term | 180 days |
| MIN APR | Varies by lender |
| MAX APR | 410% |
| Additional fees | 10% of the loan |
| NSF fee | $30 |
| Collateral or guarantor | None, unsecured |
| Cooling off period | None |
| Default penalties | 5% collection fee |
| Credit score requirements | Available for Bad Credit |
Apply for online Payday Loans and get instant decision from the best El Paso lending organization
TOP RATED COMPANIES
Rates last updated April 19th, 2024
Smart Pig
$1,000
Max Loan Amount
▲
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
15,5%
Min MPR
▲
The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
None, Unsecured
Collateral
▲
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
Available for Bad Credit
LEND YOU
$1,000
MAX Loan Amount
▲
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
17,5%
MIN MPR
▲
The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
None, Unsecured
Collateral or Guarantor
▲
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
Available for Bad Credit
Indylend
$1,000
MAX Loan Amount
▲
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.
200%
MIN APR
▲
The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
None, Unsecured
Collateral, or Co-signer
▲
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
Available for Bad Credit
Funded Justice
$1,000
Max Loan Amount
▲
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
200%
Min APR
▲
The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
None, Unsecured
Collateral
▲
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
Available for Bad Credit
Cash Advance and other Money Offers in El paso, TX
Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.
Payday Loans Available in El Paso, TX by the following ZIP codes:
79835 79901 79902 79903 79904 79905 79906 79907 79908 79910 79911 79912 79913 79914 79915 79916 79917 79918 79920 79922 79923 79924 79925 79926
79927 79928 79929 79930 79931 79932 79934 79935 79936 79937 79938 79940 79941 79942 79943 79944 79945 79946 79947 79948 79949 79950 79951 79952 79953 79954 79955 79958 79960 79961 79968 79976 79978 79980 79990 79995 79996 79997 79998 79999 88510 88511 88512 88513 88514 88515 88516 88517 88518 88519 88520 88521 88523 88524 88525 88526 88527 88528 88529 88530 88531 88532 88533 88534 88535 88536 88538 88539 88540 88541 88542 88543 88544 88545 88546 88547 88548 88549 88550 88553 88554 88555 88556 88557 88558 88559 88560 88561 88562 88563 88565 88566 88567 88568 88569 88570 88571 88572 88573 88574 88575 88576 88577 88578 88579 88580 88581 88582 88583 88584 88585 88586 88587 88588 88589 88590 88595
Payday Loan Amounts in El Paso, TX
- Easy online application
- Bad credit is OK
- Instant approval
- No credit check considered
- Competitive rates
- Same day financing
In 2024 there are 683,080 people living in El Paso, TX. According to the statistics, 40985 of them look for "Payday Loans Near Me in El Paso, TX" or apply for El Paso Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 42772. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best El Paso, Texas direct lenders.
Payday Loans Store Locations in El Paso, TX
Advance America
Low Interest Payday Loans
Cash America Pawn
Quik Cash
Texas Car Title & Payday Loan Services
Moneytree
PLS Financial
Cash Store
ACE Cash Express
Texas Car Title & Payday Loans
Texas Car Title And Payday Loan Services
Texas Car Title/Payday Loan
Action Express Loans
Texas Car Title & Payday Loans, Inc.
FAQ
How to qualify for online Payday Loans in El Paso, TX?
How El Paso Payday Loans online work?
Can I get a Payday Loan with bad credit in El Paso, TX?
Do El Paso lenders offer no credit check Payday Loans?
How fast can I get a Payday Loan in El Paso, TX?
Do lenders in El Paso, TX require a certificate from the employer?
How long does an online payday loan take?
Do you have to specify the purpose of a payday loan?
Can I take a payday loan at Compacom if I have a liability with another loan company?
How to sign a payday loan agreement?
Payday Loans Hub
In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.
