Do you need a Personal Loan more than $1,000 and up to $35,000? Even if you have a Bad Credit Score - it's 100% possible. All you need to provide is: US residence, 18+ y.o. and stable income at least $1K a month. That's so easy! And having all the required documents gives you 99.9% chances of being approved.

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NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

A Personal loan is an unsecured money lent by a bank, credit union or online lenders which are not US citizens or foreigners residing in the US. The amount of Personal loans ranges from $ 1,000 to more than $100,000. This amount must be paid in fixed monthly payments. The applicant must repay the Personal loan within 2-5 years. An unsecured personal loan means it is not secured by any guarantor or collateral such as a car or house. 

Do you have a bad credit score? You can still apply for a personal loan at a low-interest rate. To do this, you must provide a certain list of documents. These supporting documents increase the chances of Personal loan approval.

To increase your chances of getting the money, you need to know all these requirements in advance.

What documents are required to get approved for a Personal loan?

  • A: Identification Document
  • B: Financial Information
  • C: Credit card report
Must know!
Personal loans do not require collateral (for example, house, car, etc.). So non-U.S. residents in the United States can hardly qualify for this type of money cash advance.

There are strict selection criteria for Personal loans. In the U.S. for foreigners these eligibility criteria are much stricter. 

Details of the most notable documents are provided below. Make a checklist of the following documents:

A: Identification Document

The most important identity documents are:

  • Applicant's passport
  • State ID or Social Security Card
  • Your Birth Certificate (an important term is that the applicant must be at least eighteen years old)
  • Certificate of Citizenship
  • Driving license
  • Utility bills
  • Military ID

B: Financial Information

To verify your income, you will need to provide the following information:

  • Bank statement for the last 3 months
  • The salary slips for last 3 months and tax returns
  • If you are self-employed, you must provide income proof. That is you must provide an audited financial statement for last two years. In addition, you must provide the next information: 
  • Proof of ownership office and address
  • Document confirming the continuity of income
  • Tax returns for the last two years

C: Credit card report

The application form may also include information about your debt, liabilities and assets. Special attention is paid to the credit rating. You can get a Personal loan at a lower interest rate if your credit rating is strong. Credit card rating is typical as follows:

Sr.

Credit Card Ranking

Credit Card Rating

1

Excellent

720 and higher

2

Good

690-719

3

Fair or average

630-689

4

Bad

300-629

Do you have a bad credit report? Are you a non-U.S. resident and can’t provide a two-year credit history with a valid U.S. credit account? In this case, you can apply for a loan with a bad credit score. To do this, you will need an unconventional credit reference to increase the chances of approval for a Personal loan. Lenders will require the following non-traditional credit references:

  • Confirmation of additional source of income and work in the United States for the duration of at least three years
  • Payment record of your current rental or mortgage expenses
  • Non-payroll-deducted medical bills, life insurance, and car insurance
  • Paid utility bills
  • School tuition charges
  • Add a co-signer in your app (this will add a positive score to your credit request)

How to get $35,000 Personal Loan fast?

First you need to investigate different lenders in the United States. It’s easier done online using comparing companies' services such as COMPACOM.com, for example. It works only with the most reliable and verified lenders offering the lowest rates. Compare the best offers and choose the lender that suits your needs and repayment plan.

TOP RATED COMPANIES

Rates last updated July 13th, 2020
4.307948860478

LEND YOU

$35,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

4.99%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.3550873586845

Check Into Cash

$3,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

Varied by state
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.3343465045593

Greenlight Cash

$5000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

4.99%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral, or Co-signer

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.3947858472998

Loan By Phone

$3000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

Varies by state
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral, or Co-signer

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.3150684931507

Credible

$100000
Maximum Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

3.99%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.0909090909091

Indylend

$5000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

None, Unsecured
Collateral or guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

4.99%
MIN APR

The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

Available for Bad Credit

ONLINE COMPANIES

Rates last updated July 13th, 2020
4.3103448275862

Personal Loans .com

$35,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $35,000 for Personal loans. But it may vary depending on the lender and his requirements.

5.99%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.1071428571429

Echo Credit

$2600
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

200%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

After you’ve decided where to get the money, you are to submit a formal application for a Personal loan. Use the following three steps to speed up the applying process.

  1. Make a list of required documents. Before you start your online application, read the full list of required documents. It will save you time. Also, it will reduce the chances of missing any important information listed on the creditors' website.
  2. Scanned copy of all documents. This makes it easier to complete the online application. You need to attach a file of the required document with the online application. This is all done with one click.
  3. Start now, finish later. You started applying online and you don't have everything at hand. Not panic. Just use the "save and complete later". This feature is offered in most online application forms.

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NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

Now you can easily fill out an application for a loan, if you know what documents you need. Compare the lenders or apply for a $1,000 - $35,000 Personal loan now.

After that, the lender will check your credit score. Perhaps it will lower a few points from your credit account.

Must know!
Lenders before approving you for a loan have the right to do a soft or hard inquiry of your credit history. Some of them stick to a soft or no check, which doesn’t affect your score anyway. A hard credit check can be done only after letting you know about it and may have some influence on your score, but in comparison with other factors (debt, bills, etc) only a slight one. 

Finally, when you are eligible for a personal loan, you will receive your funds within 1 -2 business days according to the lender's term.

  In addition, Personal loans can help consolidate debt which may improve your credit score and cover unexpected expenses.

Think about it well before taking out a Personal loan. Only after that make the final decision. Find the best lenders that offer low-interest rates. Make sure you only borrow what you need. Be punctual with your repayments!