Reviews are very useful when you choose a reliable Payday Lender. Here customers give necessary information, share experience and give advice concerning cash advance. Make sure you read only verified reviews to compare the lenders and find the best one.

TOP RATED COMPANIES

Rates last updated November 19th, 2019
4.3062015503876

LEND YOU

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

17,5%
MIN MPR

The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

LendYou.com is the easy way to find the cash you need when you need it. You’re looking for cash to pay bills, to buy a car or maybe do some work around the house. LendYou.com has the lenders you're looking for. It's easy. It doesn't matter the size of the loan you're looking for… LendYou may be able to connect you with a lender that can help.

The loans you need, when you need them.   

4.3980848153215

Check Into Cash

$1,000
Maximum Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

Varied by state
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Check Into Cash makes it fast and easy for you to get the cash you need quickly. When you go to the website, you simply complete their online application in as little as five minutes and one of their representatives will call you to take you through their secure process. There are more than 700 Check Into Cash centers nationwide. They are a national leader in affordable short-term, small dollar credit solutions. They provide online payday loans, in-store cash advance, in-store title loans, check cashing and more.

4.3971631205674

Greenlight Cash

$1000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

Varies by state
MIN MPR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Need a financial support? We’ll find you the money when you need it most! Greenlight Cash offers Online loans up to $5,000. Among other benefits are:

  • Any credit is welcome. Have less-than-perfect credit but still need a loan? It’s not a problem! Submit a request, and we’ll find a lender that will be willing to work with you.
  • Simple online process. No lines and no extra paperwork! It takes a few minutes to fill out our short online form, submit it and get a quick decision from a lender.
4.4281524926686

Loan By Phone

$1500
Maximum Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

260.71%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Online cash advance is really quick, easy, and confidential with LoanByPhone. They offer Payday Loans, Installment Loans and Line of Credit for both good and bad credit score customers. An easy, online application that takes only minutes to complete will help you get the approval and necessary funds as soon as possible. LoanByPhone makes the loan process really easy and mobile. Ypu can apply on the go, get funds quickly, and manage your account, all from the device at your fingertips.

ONLINE COMPANIES

Rates last updated November 19th, 2019
4.3348623853211

Payday Loans USA .online

$1,000
MAX. loan amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

16,6%
MIN MPR

The minimal percentage allowed that actually represents the cost of your loan charged for a month. It's more important for the customer as mostly Payday loan are borrowed for a month term and paid off with the next paycheck.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Has life thrown you an unexpected financial curveball? Need a loan? Bad Credit?  Don’t look any further! PAYDAY LOANS USA .ONLINE is here for You. 100% online short-term Payday and unsecured Personal loans from some of the best direct lenders in the USA.

4.1714285714286

Your Faster Payday

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

16,6%
MIN APR

The minimal percentage allowed that actually represents the cost of your loan borrowed for a month. It's more significant criterion than APR as mostly Payday loans are borrowed for 14-30 days until the next paycheck.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

How does YourFasterPayday.com work? You’re looking for cash to pay bills, to buy a car or maybe do some work around the house. YourFasterPayday.com has the lenders you're looking for. It's easy. It doesn't matter the size of the loan you're looking for... YourFasterPayday may be able to connect you with a lender that can help. Fill out the block above to get started.

4.2613636363636

Fast Holiday Loans

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

200%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Get cash for the holidays! Get a loan of up to $15,000 as soon as the next business day! Wrap Up the Holidays with up to $15,000 in Cash! This holiday season, get the cash you need. We’ll connect you with a lender who can provide up to $15,000 to take care of all of your holiday expenses!

Benefits:

  • Easy Online Application
  • Safe and Secure
  • Fast Decision
  • Trusted Source
4.2798353909465

Bad Credit Loans

Available for Bad Credit

BadCreditLoans.com has been in the business of helping people since 1998. They make it simple for consumers to get the funds they are looking for online.

The company offers: 

  • Bad Credit Personal Loans
  • Bad Credit Business Loans
  • Bad Credit Credit Cards
  • Bad Credit Mortgage Loans
  • Bad Credit Home Loans
  • Bad Credit Student Loans
  • Bad Credit Auto Loans

Contents:

Details to consider while looking for a Payday Loan.

Online Payday Loan reviews: the information included.

Real Payday Loan Reviews that help.

How to choose the best true reviews.

How to use the reviews to find the right lender.

Details to consider while looking for a Payday Loan. 

Payday loan can help you if you have any unexpected expenses. There are short and long-term payday loans, which are usually easy to apply and have high rates. Payday loan may seem like a good instrument, but before making any decision you should consider all pluses and minuses.

There are most common questions, which will help you to make the right decision:

What is your purpose for taking out a Payday Loan?

Payday loans are good for one kind of purposes and bad for another. This kind of loans usually has very high interest rates, because of it they work good for unexpected purchases, but nor for paying a rent or monthly bills. If you use payday loans for your monthly payments on a regular basis you can even default. How? Some Payday Loans interest rates can be up to 300% (or higher) on a 3 week loan of about $200. You'll have to take a new loan or rollover to pay off the previous one.

What amount of money do you need?

A lot of lenders can offer you the bigger amount of money than you need. Before taking out a Payday Loan you should consider all the factors:

  • you can borrow money from your friends,
  • you may need a lower sum.
Must know!
The lower quantity of money your take, the less risky and easier it will be to repay your Payday Loan.

Can you repay the loan?

When you're considering whether to take out a Payday Loan or not, the most important thing that you should pay attention to is interest rate. Most states have caps for interest rates on many kinds of loans, but Payday Loan isn't regulated by any guideline. Interest rates start on about 240% and rising up, depending on the terms and conditions of the lender. The lenders which offer Payday Loan often use it in their agreements, you should always read the agreement carefully, especially the fine print. It'll help you to calculate how much money you need to repay the loan.

Is there a good customer service?

If you have to take out a Payday Loan it usually means that you're in hot water, so you should find the lender who will communicate with you respectfully. The phone agents must answer all your questions, be polite and helpful. In other words: you don't need more stress in your life, choose the company, which will make you be in a quiescent state.

When should I take out a payday loan instead of a conventional loan?

Payday loans are only useful when you take it for a short term (cause of high rates). If you need money the same day, payday loan can be very helpful, there's no hard credit check and you'll get money just in few hours. Although if you need a long term loan it is much better to take a traditional loan, a personal loan for example.

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

Online Payday Loan reviews: the information included. 

You may ask: do I really need to read the reviews about online payday loans? Yes, because you can get a lot of useful information through it. Reading the reviews can save you time, money and comfortable life.

Some of lenders have much higher interest rates than the others, some have tricky articles of agreement and some of them are scams, who want to make you to be in a deep debt. Good reviews cover advantages and disadvantages of the lender, the average reviews are usually most faithful.

Real Payday Loan Reviews that help. 

Let's talk more about the information you can get from good reviews. You can find out such points as:

  • Available repayment options. Not all companies allow all kinds of repayment options, you need to be sure about them.
  • Charges and fees. Payday loan reviews should be informative, if the review includes information on the lender's fees it'll help you a lot.
  • Application process. Good lenders usually have clear and fast process of application, the consumers often mention it in the reviews.
  • APR and Interest rate. Interest rate is only a number, but APR shows the real cost. All fees and interest are included in the APR. This information is worth its weight in gold.
  • Service and basic information about the lender. You'll get the data about company's business ethics and attitude to customers.

How to choose the best true reviews. 

To find the best lender, you should pay attention to the published reviews. In the modern world many lenders pay to journalist or copywriters, who write reviews as clients. How to distinguish whether it’s a real review or biased article? The first thing that you should look at while reading the reviews is the language and the way that consumer describes the service. If it's kind of pompous, very long, well-structured, strongly positive or negative (competitors can pay for bad reviews), then it can be biased. On the other hand, if the review has simple language, it's emotional, short or middle-sized, it’s more likely to be true.. Let's take a look at the example:

Review 1

Review 2

As you see the most truthfully reviews are the ones, which cover not only advantages, but disadvantages as well. Even the best lenders couldn't be absolutely good just because a lender and a borrower are on the opposite sides.

How to use the reviews to find the right lender. 

Here are the most important issues that will help you to make the best choice :

The amount of loan. Look through lender's offers and find the most convenient sum. A lot of lenders have high minimum loan amount, so you have to take out the amount of money, that you don't really need.
Eligibility. If you don't meet the requirements you won’t get a loan from the company, you'll only waste your time. You need to be sure that you meet all the requirements before applying.
Time. Some lenders work quicker that the others and if you need money soon, reviews will help you to find out how much time money transmission takes.
Type of repayment. Usually you can make payments through your bank account, but if you don't have money on the account it is a bad thing. If you want to pay by cash or check the options are often more limited. cause you have to visit a storefront location.
Additional options. What additional options does the lender have? Can they be useful for you? There can be different ones such as: personal manager, higher amount and lower rate, advantageous repayment options.

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000