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Payday Loans Online in Rapid City, SD
Rapid City, SDPayday Loans Online

Get Online Payday Loans in Rapid City, SD

4.3624161073826
Apply online for fast Payday Loans from the best Rapid City, SD direct lenders to get quick and easy money.

Get a short-term cash advance with no credit check. You can qualify for Rapid City cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Rapid City either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.

Online Payday Loans provide same-day cash advance to South Dakota residents even those with bad credit. Most direct lenders consider no credit check loans and guarantee approval with minimum requirements.

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Are Payday Loans Legal in Rapid City, SD ?

Loan Rates and Fees, Laws and Regulations in South Dakota.

Payday loans are restricted to $500 in South Dakota, and the APR is capped to 36% by S.D. Codified Laws 54-4-36 et seq.1  It’s $1.39 for a 144-day $100 loan. The maximum amount of cash advance allowed in the state is $500. A $100 loan given for a fortnight will be charged $1.39. There’s a chance of 4 renewals provided all the fees are paid off.

Law statusrestricted
MIN Loan AmountNone
MAX Loan Amount$500
MIN. Loan TermNot stated
MAX. Loan TermNot stated
MAX APR36%
Additional feesNone
NSF feeNot stated
Collateral or guarantorNone, unsecured
Number of simultaneous loansNot stated
Cooling off periodNot stated
Rollover4 renewals
Extension, repayment planNot stated
Default penaltiesNot stated
Credit score requirementsAvailable for Bad Credit
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Apply for online Payday Loans and get instant decision from the best Rapid City lending organization

TOP RATED COMPANIES

Rates last updated March 28th, 2024
4.1394025604552
(1K+ votes)
Indylend
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

200%
MIN APR

The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral, or Co-signer

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
5
(1 vote)
E-Skills Loans
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

200%
MIN APR

The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral, or Co-signer

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.5059328968903
(4K+ votes)
LEND YOU
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

17,5%
MIN MPR

The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.537037037037
(810 votes)
Funded Justice
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

200%
Min APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.7931873479319
(822 votes)
Smart Pig
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

15,5%
Min MPR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Cash Advance and other Money Offers in Rapid city, SD

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.

Payday Loans Available in Rapid City, SD by the following ZIP codes:

57701 57702 57703 57709
  • Easy online application
  • Bad credit is OK
  • Instant approval
  • No credit check considered
  • Competitive rates
  • Same day financing

In 2024 there are 74,048 people living in Rapid City, SD. According to the statistics, 4443 of them look for "Payday Loans Near Me in Rapid City, SD" or apply for Rapid City Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 46966. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Rapid City, South Dakota direct lenders.

Payday Loans Store Locations in Rapid City, SD

Check Into Cash
Advance America
Dollar Loan Center
Direct Check
Quality Lenders
Cash Investment
Discount Loans
EZ Money Check Cashing
Rush More Cash
Quick Cash Loans
First Cash Pawn
Ca H-N-Go

FAQ

 

How to qualify for online Payday Loans in Rapid City, SD?

 

How Rapid City Payday Loans online work?

 

Can I get a Payday Loan with bad credit in Rapid City, SD?

 

Do Rapid City lenders offer no credit check Payday Loans?

 

How fast can I get a Payday Loan in Rapid City, SD?

 

Do lenders in Rapid City, SD require a certificate from the employer?

 

How long does an online payday loan take?

 

Do you have to specify the purpose of a payday loan?

 

Can I take a payday loan at Compacom if I have a liability with another loan company?

 

How to sign a payday loan agreement?

 

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