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PAYDAY LOANApplication Form
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Richland, WAPayday Loans Online
Get Online Payday Loans in Richland, WA
Apply online for fast Payday Loans from the best Richland, WA direct lenders to get quick and easy money.
Get a short-term cash advance with no credit check. You can qualify for Richland cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Richland either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
To get fast and easy Payday Loans Washington Online just start the application now and the money will be deposited to your bank account the same day. No hard credit check is typically required.
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Are Payday Loans Legal in Richland, WA ?
Loan Rates and Fees, Laws and Regulations in Washington.
Washington residents can borrow up to $700 Payday cash advance, but not exceeding 30% of their gross monthly income for a maximum of 45 days. Payday lending is legal in Washington in accordance with Wash. Rev. Code Ann. 31.45.010 et seq.1 It states that any APR is 390%. Finance rates and fees vary depending on the amount of a loan: for $500 cash advance it’s 15%, for higher sums – 10%. Thus you may be charged $15 for 14-day $100 loan.
Maximum 8 loans a year are allowed. They must be paid off on time without rollovers, renewals, or extensions. However, you can apply for a repayment plan for 90-180 days without any additional fees.
| Law status | legal |
| MIN Loan Amount | None |
| MAX Loan Amount | $700 |
| MIN. Loan Term | None |
| MAX. Loan Term | 45 days |
| MAX APR | 390% |
| Additional fees | 15% |
| NSF fee | Not stated |
| Collateral or guarantor | None, unsecured |
| Number of simultaneous loans | 8 loans a year |
| Cooling off period | None |
| Rollover | Not allowed |
| Extension, repayment plan | Repayment plan for 90-180 days |
| Default penalties | Criminal actions are prohibited |
| Credit score requirements | Available for Bad Credit |
Apply for online Payday Loans and get instant decision from the best Richland lending organization
TOP RATED COMPANIES
Rates last updated April 16th, 2024
LEND YOU
$1,000
MAX Loan Amount
▲
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
17,5%
MIN MPR
▲
The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
None, Unsecured
Collateral or Guarantor
▲
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
Available for Bad Credit
Smart Pig
$1,000
Max Loan Amount
▲
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
15,5%
Min MPR
▲
The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
None, Unsecured
Collateral
▲
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
Available for Bad Credit
Funded Justice
$1,000
Max Loan Amount
▲
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
200%
Min APR
▲
The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
None, Unsecured
Collateral
▲
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
Available for Bad Credit
Indylend
$1,000
MAX Loan Amount
▲
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.
200%
MIN APR
▲
The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
None, Unsecured
Collateral, or Co-signer
▲
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
Available for Bad Credit
E-Skills Loans
$1,000
MAX Loan Amount
▲
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.
200%
MIN APR
▲
The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
None, Unsecured
Collateral, or Co-signer
▲
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
Available for Bad Credit
Cash Advance and other Money Offers in Richland, WA
Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.
Payday Loans Available in Richland, WA by the following ZIP codes:
99320 99338 99352 99353 99354
Payday Loan Amounts in Richland, WA
- Easy online application
- Bad credit is OK
- Instant approval
- No credit check considered
- Competitive rates
- Same day financing
In 2024 there are 54,989 people living in Richland, WA. According to the statistics, 3299 of them look for "Payday Loans Near Me in Richland, WA" or apply for Richland Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 67483. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Richland, Washington direct lenders.
Payday Loans Store Locations in Richland, WA
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FAQ
How to qualify for online Payday Loans in Richland, WA?
How Richland Payday Loans online work?
Can I get a Payday Loan with bad credit in Richland, WA?
Do Richland lenders offer no credit check Payday Loans?
How fast can I get a Payday Loan in Richland, WA?
Do lenders in Richland, WA require a certificate from the employer?
How long does an online payday loan take?
Do you have to specify the purpose of a payday loan?
Can I take a payday loan at Compacom if I have a liability with another loan company?
How to sign a payday loan agreement?
Payday Loans Hub
In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.
