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Get Online Payday Loans in Kansas City, KS
Get a short-term cash advance with no credit check. You can qualify for Kansas City cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Kansas City either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Kansas Payday Loans are available online and in-store. No matter what you need instant cash for, you just complete an online loan request and get the money within 24 hours of approval.
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Are Payday Loans Legal in Kansas City, KS ?
Loan Rates and Fees, Laws and Regulations in Kansas.
Payday Loans up to $500 are legal in Kansas (Kan. Stat. Ann. § 16a-2-404, 405)1. Those who need more can apply for $1000 - $5000 Installment and $5000 - $35,000 Personal loans. A cash advance must be paid off on time. For payday, it’s 7 – 30 days. The APR shouldn’t exceed 390%, which is $15 finance charge for 14-day $100 borrowed. Only one loan is allowed at a time and there aren’t any rollovers.
Law status | legal |
MIN Loan Amount | None |
MAX Loan Amount | $500 |
MIN. Loan Term | 7 days |
MAX. Loan Term | 30 days |
MAX APR | 390% |
Additional fees | $15 for every $100 borrowed |
NSF fee | One per loan |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | 1 |
Cooling off period | Not stated |
Rollover | None |
Extension, repayment plan | None |
Default penalties | Not stated |
Credit score requirements | Available for Bad Credit |
Apply for online Payday Loans and get instant decision from the best Kansas City lending organization
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It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.
The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.
The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
Cash Advance and other Money Offers in Kansas city, KS
Payday Loans Available in Kansas City, KS by the following ZIP codes:
Payday Loan Amounts in Kansas City, KS
- Easy online application
- Bad credit is OK
- Instant approval
- No credit check considered
- Competitive rates
- Same day financing
In 2024 there are 151,709 people living in Kansas City, KS. According to the statistics, 9103 of them look for "Payday Loans Near Me in Kansas City, KS" or apply for Kansas City Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 38749. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Kansas City, Kansas direct lenders.