Amscot Cash Advance Review

Amscot provides a wide variety of financial services from check cashing, money orders to cash advances in Florida.  Amscot offers some of the most competitive rates in the financial services industry. The stores are open evenings and weekends, seven days a week. And some locations are open 24 hours.

Contents:

Amscot near me

Amscot loans

Amscot cash advance

Amscot check cashing

Amscot card

Amscot hours

Amscot services

Amscot near me 

Today, Amscot is Florida’s leading non-bank financial services company, operating locations all over Florida and serving more than 2.5 million customers with annual revenues in excess of $220 million.

To find the nearest Amscot store use the branch locator where you need to enter your zip code and the radius of search:

The Amscot stores are available in the following cities of Florida:

As you choose the city you are provided with the information on the stores such as their address, phone number, fax number, working hours, directions, branch info. 

Find out other payday loans in Florida, compare the rates and fees and apply for the most suitable one.

Amscot loans 

Amscot offers cash advance payday loans which are also known as No Credit Check Payday Loans, Check Cashing and cards.

To get a loan or any other service at Amscot you must:

• be 18 years or older,
• a Florida resident,
• you cannot have any outstanding cash advances with Amscot or any other provider.

To apply you can get started online by clicking the Get Started Now button but it does not constitute an online application, to apply you must come into an Amscot branch location. The average APR varies from 271.14% to 365.00%. 

Amscot loans are a good idea because they come with a number of benefits:

• No Credit Checks.
• Fast approval process with cash in hand in minutes.
• Some of the Lowest Fees in the industry.  
• Open 365 days a year with many 24-hour locations.
• Amscot is licensed by OFR, and regulated by state and federal laws. 

Amscot cash advance 

When things come up, apply for an Amscot Cash Advance and get up to $500 cash in minutes with no credit checks. It is fast, convenient and oftentimes less than late fees on an overdue bill.

A cash advance is a financial option that allows consumers access to a small-dollar, short-term loan. Upon completion of a brief application, consumers are able to access up to $500 to cover small, often unexpected expenses.  Cash advances are designed for short-term use only and should always be used responsibly. 

  The application process is simple:

1. Complete a short application,
2. sign an agreement,
3. write a check for the loan amount plus fee,
4. receive cash on the spot,
5. Amscot will hold your check until your next payday when you’re due to repay.

Amscot charges a flat, one-time fee for its service. Amscot’s fees are among the lowest in the cash advance industry. They charge a service fee of 10% of the amount advanced, plus a $2.00 verification fee. For example, to receive a $100.00 cash advance, you will write a check for $112.00 for Amscot to hold until your next payday, up to 30 days. 

To check the cost of your loan you can use our free online Payday Loan calculator.

Check out the eligibility requirements before you start. You must:

• Be employed or have a verifiable, recurring source of income
• Provide a phone number that we can consistently reach you at
• Have an open and active checking account in good standing

Besides you need the following documents: 

• A valid government issued photo ID (i.e. driver's license)
• Proof of income (pay stub, direct deposit, bank statement, etc.)
• Your check or account information

Amscot check cashing 

At Amscot you can cash almost all kinds of checks, anytime, and for any amount:

• paychecks,
• government checks,
• insurance checks,
• tax refund checks 
• personal checks,
• money orders,
• cashier's checks,
• traveler's checks,
• out-of-state checks.

In order to cash a check at Amscot, you need a valid government issued photo ID (i.e. driver's license, military ID, passport).

The fees at Amscot are among the lowest in the check cashing industry! 

Check out Amsot check cashing rates and fees. 

Amscot card 

The Amscot MoneyCard gives you a safe, secure way to carry your money. Every card is FDIC insured and backed by the prestige and power of Mastercard. Besides with Amscot you get:

• Free direct deposit- Get your direct deposit fast with Early Direct Deposit
• Simple Fee Plan with unlimited transactions
• Accepted worldwide, anywhere Debit Mastercard is accepted
• Shop online, pay bills and make every day purchases
• Free 24-hour automated support
• No minimum balance or risk of overdraft fees
• No ATM surcharge when you use an Amscot ATM
• Free online bill pay with free mobile apps

How Amscot MoneyCard works?

The Amscot MoneyCard is simple and easy to use. The front of the card displays:

• your name,
• the MasterCard Brand Mark,
• an individual card account number,
• an expiration date.

The Amscot MoneyCard stores value of the dollar amount you choose to load and maintain on the card. As you use the card at merchants or ATM’s, the amount of the purchase or cash withdrawal is automatically deducted from the card’s available balance. Reloading the Amscot MoneyCard is easy as it offers convenient loading options:

• for free through Direct Deposit;
• up to $7,500 at any Amscot Branch.

If your card is lost or stolen just visit any Amscot Branch and get a same day replacement card same day!

To get an Amscot Money Card you are to visit any Amscot Branch. You will receive a temporary card that will allow immediate access to your cash at ATM’s, and for purchase transactions at your favorite merchants. A personalized Amscot MoneyCard, from one of our six designs, will be delivered to you generally within 7 to 10 business days.

For more details on terms, rates and fees read "Amscot MoneyCard Prepaid Mastercard Cardholder Agreement.pdf". 

Amscot hours 

The regular opening hours of most Amscot locations on weekdays are:

• from Monday to Friday 7AM-10PM,
• in the weekend on Saturday 7AM-9PM,
• on Sunday 10AM-8PM.

You can find the actual business hours for today or other days in the Amscot branch locator.

Amscot additional services 

In addition to cash advance at Amscot you may also obtain and load an Amscot Prepaid MasterCard, pay your bills, wire money, send a fax, make copies, buy stamps, and use a safe, accessible ATM’s for often times less than many banks or other establishments may charge you. 

Amscot Western Union.

Amscot offers convenient money transfer services via Western Union Money Transfer® 365 days a year at your nearest Amscot branch. 

You only need:

• to bring a valid government issued photo ID (driver’s license or passport);
• to provide your name, address, telephone number and date of birth. 

Amscot Notary Services. 

You can get important documents notarized at any Amscot, anytime. It means that Amscot serves as an impartial third-party witness in order to confirm that all parties signing the document are doing so willingly and under their own free will.

Amscot ATM Service. 

You’ll find an ATM machine conveniently located in the lobby of any Amscot location you visit. They are available 365 days a year. And you can withdraw cash in $20 increments up to $600. The withdrawal fee is only $2 which is less than many other bank ATMs charge.

Amscot Fax and Copies. 

Any Amscot store provides faxing and photocopying services anytime you need them, early to late, 365 days a year!

• Fax Services – Send and receive domestic or international faxes at any Amscot location.
• Photocopy Services – Make Photocopies at any Amscot location.

Amscot Stamps and Envelopes. 

If you’re in need of stamps or envelopes, those items can be easily found at your nearest Amscot! They offer postage stamps for face value and envelopes for just 10¢ each. Amscot even has USPS Priority Mail Envelopes.

Amscot Mail and Postal. 

Amscot has been working closely with the U.S. Postal Service to install mail drops at many of our locations. 

Amscot Bus Pass and SunPass. 

You can easily buy a bus pass at MOST Amscot locations. You can find a transponder at ANY Amscot location! It will save you time and money on all toll roads and most bridges throughout Florida. Best of all, as a SunPass customer you’ll pay the lowest tolls available because SunPass toll rates are lower than cash and TOLL-BY-PLATE rates.