Check City Payday Loans Review
Are you in search of the best loan companies online? If you consider Check City as your first choice, start with comparing it to similar loan sites. Get firsthand expert review of Check City loans and other services. Check if it’s legit, what rates and terms they offer, how they differ, how the borrowing process work. Or start with the easiest option of getting the emergency financing with our quick online application. It will allow you to check your rates from multiple online lenders like Check City and get the best offer from the most suitable company.
Is Check City Legit?
Yes, Check City is a legitimate company. In an industry where reliability is key, Check City consistently stands out for its trustworthiness and professionalism. Dedicated to offering secure and transparent financial solutions, Check City has become a preferred choice for those seeking a smooth lending experience.
However, we do understand that trusting an online loan company is a significant step, and we appreciate your cautious approach. Here is a brief guide to reaffirm your trust in Check City:
Step 1: Familiarize Yourself with the Company
- Website Authenticity:
Check City website is secure, as indicated by the "https" prefix, showcasing that your data is safely handled.
- Check City Customer Reviews:
Feel free to explore Check City reviews on platforms like the Better Business Bureau (BBB) and Trustpilot.
- Contact Information:
Note transparently displayed physical address and contact details on Check City website.
Step 2: Reference Government and Regulatory Websites
You're welcome to double-check Check City credibility through government and regulatory platforms, such as:
- Better Business Bureau (BBB)
- Consumer Financial Protection Bureau (CFPB)
- Federal Trade Commission (FTC)
State Regulatory Agencies:
Confirm Check City license to operate in your state through your local Department of Banking or Financial Institutions.
Step 3: Ask for Check City Documentation
For your peace of mind, ask Check City for the following licenses and documents:
- Licensing: A valid license, indicating Check City permission to operate legally in your region.
- Business Registration: Check City business registration documentation to affirm their legal standing.
- Formal Loan Agreement: Review Check City loan agreement, which outlines all the terms and conditions transparently.
Step 4: Acknowledge Check City Transparent Practices
- Transparent Fees: Check City should disclose all associated loan fees and charges, ensuring no hidden costs.
- Realistic Interest Rates: Realistic interest rates are a testament to Check City legitimate and trustworthy business practices.
Step 5: Personalized Consultation
Feel free to consult with a financial advisor to further affirm your confidence in Check City services.
Check City Rates and Fees
| MAX Loan Amount
▲
MAX Loan Amount Loan amounts are determined by your annual salary and wages, and a review of your debt. Each state allows for a different maximum loan amount, see our Rates and Terms pages to see the maximum loan amount in your state. |
Depends on the state |
| MIN APR
▲
MIN APR The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan. |
182.5% |
| Collateral or Guarantor
▲
Collateral or Guarantor Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor. |
None, Unsecured |
| MIN Loan Amount
▲
MIN Loan Amount It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations. |
$100 |
| MAX APR
▲
MAX APR The maximum percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan. |
912.5% |
| Terms
▲
Terms It’s the period of time within which you are to pay off your loan. |
up to 62 days |
| Turnaround Time
▲
Turnaround Time It's the period of time within which you get the money. |
1 business day |
| MAX Loan Amount
▲
MAX Loan Amount Loan amounts are determined by your annual salary and wages, and a review of your debt. Each state allows for a different maximum loan amount, see our Rates and Terms pages to see the maximum loan amount in your state. |
$2500 |
| MIN APR
▲
MIN APR The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan. |
Depends on the state |
| Collateral or Guarantor
▲
Collateral or Guarantor Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor. |
None, Unsecured |
| MIN Loan Amount
▲
MIN Loan Amount It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations. |
Depends on the state |
| MAX APR
▲
MAX APR The maximum percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan. |
Depends on the state |
| Terms
▲
Terms It’s the period of time within which you are to pay off your loan. |
Vary by state |
| Turnaround Time
▲
Turnaround Time It's the period of time within which you get the money. |
1 business day |
| MAX Loan Amount
▲
MAX Loan Amount Loan amounts are determined by your annual salary and wages, and a review of your debt. Each state allows for a different maximum loan amount, see our Rates and Terms pages to see the maximum loan amount in your state. |
Depends on the state |
| MIN APR
▲
MIN APR The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan. |
Depends on the state |
| Collateral or Guarantor
▲
Collateral or Guarantor Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor. |
None, Unsecured |
| MIN Loan Amount
▲
MIN Loan Amount It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations. |
Depends on the state |
| MAX APR
▲
MAX APR The maximum percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan. |
Depends on the state |
| Terms
▲
Terms It’s the period of time within which you are to pay off your loan. |
Vary by state |
| Turnaround Time
▲
Turnaround Time It's the period of time within which you get the money. |
1 business day |
....
States where Check City is available
- Nevada
- Utah
- Virginia
The Check City is a state licensed lender. Every loan they provide is legal and backed by lending laws for your protection and peace of mind. Check City offers Online Payday Loans, Personal Loans, Title Loans, Cash Advances, Cash for Gold, Installment Loans in Colorado, Nevada, Utah, Virginia. You can apply online or in a store near your location. It will take only a few minutes and you'll be pleasantly surprised by excellent customer service.
Contents:
Check City
Check City is a Better Business Bureau (BBB) licensed company and has an A- rating with over 90% positive reviews. They may boast clear rates and terms, disclosure of all the costs, friendly customer service line and chat to help answer your questions.
Check City provide a great number of services:
- Payday Loans
- Cash advances
- Check cashing
- Installment loans
- Business check cashing
- Installment title loans
- Title loans
- Money orders
- Prepaid debit cards
- Prepaid wireless
- Gold buying
- Money transfers
- Tax services
- Insurance
- Bill pay services
States where Check City offers loans:
- Alabama
- Alaska
- California
- Colorado
- Hawaii
- Idaho
- Illinois
- Kansas
- Missouri
- Nevada
- North Dakota
- Texas
- Utah
- Virginia
- Washington
- Wisconsin
- Wyoming
Using Check City services you get a lot of benefits:
- A choice of online and in-store service.
- Quick processing and opportunity to get the money the same day.
- A great variety of services.
- Bad credit is not a problem.
- Safety of your personal information.
Check City online
To apply for a Check City loan online follow these three easy steps:
- Visit www.CheckCity.com and fill out the application online.
- The company will review your application.
- Within 24 hours your funds will be direct deposited into your account upon approval.
The application requires you to fill in the following data:
- personal information
- income information
- bank information
- identity information
- contact information
Besides you can apply over the phone. To do so, just call a toll free number: (800) 404-0254 and an assistant will take your application information over the phone. He will then verify your information and fax a contract to you, which will need to be signed and faxed back. Your request will then be processed as quickly as possible and the money will be deposited directly into your account as soon as the next business day.
Once your loan is approved, the funds are electronically deposited into your account via an ACH transaction.
Repayment is automatic. An electronic withdrawal will be made from your account on the loan’s due date via an ACH transaction. If you choose to, you may instead pay with a debit card by calling the customer service line by the business day before the loan is due.
Check City near me
Check City offers their services in-store in Colorado, Nevada, Utah, Virginia.
To find a Check City location near you you need:
- Visit the Check City website and click Search Locations.
- Click on your state.
- Select a location to view its address, business hours, phone number and travel directions.
Getting started with your Check City loans is simple. All you need to do is visit the Check City Location nearest you and fill out the customer application. Once you’ve filled out your application it will be processed as quickly as possible and if your loan is approved you will receive cash right away.
Once you’ve filled out the application the loan approval process only takes a few minutes. To get the loan approved and have cash in hand usually only takes about 15 minutes.
Check City loans
Check City can offer you an impressive range of high-quality financial services-from basic check cashing to complete tax, insurance, and short term loan solutions-at one convenient location. Learn more - then stop by a store near you to find out for yourself how easy and affordable quality financial services can be.
Cash AdvancesGet the cash you need now with cash advance loans from Check City (fees apply). Get your cash advance loans at participating locations or get a cash advance online. |
Payday LoansNeed money fast? Get the cash you need now with payday loans from Check City (fees apply). Pay day loans available at participating locations or get payday loans online. Read more: Payday Loans. |
Check CashingCash your payroll, government, or personal check quickly, conveniently, and with no hassles. |
Installment LoansGet the cash you need now with flexible payment options. Read more: Installment Loans. |
Personal LoansWith the Check City Personal Loan, you can repay your loan over time, with affordable payments. Read more: Personal Loans. |
Business Check CashingAre you a business owner seeking immediate cash for supplies, payroll, and payables? Check City cashes checks made payable to your business. |
Installment Loans ColoradoGet the money you need, when you need it, now with a new more flexible payment plan! |
Installment Title LoansArrayGet a loan today based on the value of your car and keep your car. |
Title LoansArrayUse your car title to get a fast, convenient, and affordable loan. |
Money OrdersWe're proud to offer Western Union money orders at all of our Check City locations. From Nevada to Virginia you can count on Check City for fast, friendly money orders. |
Prepaid Debit CardsGet all the flexibility and convenience of a Visa or Mastercard—without a credit check or even the need for a checking account. |
Gold BuyingHave unwanted gold, silver, or platinum jewelry? We want to buy it! In store and online. |
Money TransfersSend and receive money anywhere in the world using Western Union's proven money transfer services. |
Tax ServicesWork with our team of qualified tax professionals to get your taxes done right and on time. Also, find out more about our Lightning Tax Loans. |
Check City locations
Check City has stores in 4 states:
- Utah (30 locations)
- Nevada (30 locations)
- Virginia (5 locations)
- Colorado (1 location)
Choose the nearest location in the state of your residence and you'll see a list of cities. In each city you'll be provided with detailed information on the stores available:
- address
- hours
- phone
- fax
- directions
Check City hours
Most Check City stores work:
- Monday - Friday: 7 AM - Midnight
- Saturday: 8 AM - 10 PM
- Sunday: 9 AM - 7 PM
Check City Locations - Find Addresses of the Company Near You
Colorado
Lakewood
- 1898 S Wadsworth Blvd Lakewood, CO 80232- Tel.: (303) 988-3073* Payday Loans & Check Cashing Instant Cash Up To $5,000 * Fast Easy Approval * Low Rates Call Today! * Apply For A Loan From Home! * Check City Is Registered With the State Of Utah
Maryland
Baltimore
- 1600 W North Ave Baltimore, MD 21217- Tel.: (410) 225-9616
Mississippi
Ackerman
- 8906 Ms Highway 15 Ackerman, MS 39735- Tel.: (662) 285-9138
Nevada
Reno
- 734 S Meadows Pkwy Ste 101 Reno, NV 89521- Tel.: (775) 996-1992
- 5220 Longley Ln Ste 400 Reno, NV 89511- Tel.: (775) 996-1990
- 10590 N Mccarran Blvd Reno, NV 89503- Tel.: (775) 996-1999
Las Vegas
- 6405 E Russell Rd Las Vegas, NV 89119- Tel.: (702) 777-9000
- 6405 E Bonanza Rd Las Vegas, NV 89110- Tel.: (702) 777-9000
- 3210 S Nellis Blvd Las Vegas, NV 89121- Tel.: (702) 850-9331Cash advances. Payday loans. Check cashing. For fast cash when you need it the most, visit one of Check Citys Las Vegas locations today. Experience the Check City difference and see, from our services to our stores, why we stand out among the rest. Our professional team is dedicated to offering you a vast range of financial services in an attractive, comfortable, and welcoming atmosphere. We provide financial assistance that matches your needs and lifestyle in a friendly and honest manner. From cashing a check to refinancing your house, we offer the following: Cash advances Payday loans Tax services Title loans Prepaid phone cards Western Union Wire Transfer For your convenience, Check City is open seven days a week to ensure you receive the funds you need when you need it. Among our various options available, we also provide Western Union services along with free money orders. For immediate cash and incredible customer service, visit us today and take control or your finances. Call us today to discuss your financial needs or apply for your loan through our website.
- 4125 S Eastern Ave Las Vegas, NV 89119- Tel.: (702) 970-4922
- 2475 S Jones Blvd Las Vegas, NV 89146- Tel.: (702) 850-8586
- 1280 E Silverado Ranch Blvd Las Vegas, NV 89183- Tel.: (702) 659-9772For fast cash when you need it the most, visit one of Check Citys Las Vegas locations today. Experience the Check City difference and see, from our services to our stores, why we stand out among the rest. Our professional team is dedicated to offering you a vast range of financial services in an attractive, comfortable, and welcoming atmosphere. We provide financial assistance that matches your needs and lifestyle in a friendly and honest manner. From cashing a check to refinancing your house, we offer the following: •Cash advances •Payday loans •Tax services •Title loans •Prepaid phone cards •Western Union Wire Transfer For your convenience, Check City is open seven days a week to ensure you receive the funds you need when you need it. Among our various options available, we also provide Western Union services along with free money orders. For immediate cash and incredible customer service, visit us today and take control or your finances. Call us today to discuss your financial needs or apply for your loan through our website.
- 4035 S Durango Dr Las Vegas, NV 89147- Tel.: (702) 979-1139
- 8505 S Eastern Ave Las Vegas, NV 89123- Tel.: (702) 979-2968
- 1990 N Rainbow Blvd Las Vegas, NV 89108- Tel.: (702) 659-9305
- 6378 W Lake Mead Blvd Las Vegas, NV 89108- Tel.: (702) 847-7926For fast cash when you need it the most, visit one of Check Citys Las Vegas locations today. Experience the Check City difference and see, from our services to our stores, why we stand out among the rest. Our professional team is dedicated to offering you a vast range of financial services in an attractive, comfortable, and welcoming atmosphere. We provide financial assistance that matches your needs and lifestyle in a friendly and honest manner. From cashing a check to refinancing your house, we offer the following: Cash advances Payday loans Tax services Title loans Prepaid phone cards Western Union Wire Transfer For your convenience, Check City is open seven days a week to ensure you receive the funds you need when you need it. Among our various options available, we also provide Western Union services along with free money orders. For immediate cash and incredible customer service, visit us today and take control or your finances. Call us today to discuss your financial needs or apply for your loan through our website.
- 9425 W Tropicana Ave Las Vegas, NV 89147- Tel.: (702) 970-4973
- 8030 Blue Diamond Rd Las Vegas, NV 89178- Tel.: (702) 843-6984
- 6510 Boulder Hwy Ste 101 Las Vegas, NV 89122- Tel.: (702) 850-3565
- 5355 S Fort Apache Rd Ste 200 Las Vegas, NV 89148- Tel.: (702) 979-2671
- 6820 W Charleston Blvd Las Vegas, NV 89117- Tel.: (702) 880-5300Payday Loans & Check Cashing Instant CASH up to $5,000 Fast Easy Approval Low Rates Call Today! Apply for a loan from home! Check City is registered with the state of Nevada
- 6020 W Flamingo Rd Las Vegas, NV 89103- Tel.: (702) 970-3711Cash advances. Payday loans. Check cashing. We provide cash advances, payday loans, check cashing, tax services & auto title loans. We have free money orders ti anyone and provide Western Union services. We have 25 locations across the valley to serve you 7 days a week.
- 4455 E Tropicana Ave Las Vegas, NV 89121- Tel.: (702) 827-3393
- 5861 W Craig Rd Las Vegas, NV 89130- Tel.: (702) 763-8952
- 8410 W Cheyenne Ave Las Vegas, NV 89129- Tel.: (702) 897-1700
- 4080 Paradise Rd Las Vegas, NV 89169- Tel.: (702) 997-9168
- 7350 W Cheyenne Ave Las Vegas, NV 89129- Tel.: (702) 623-4091
- 631 N Nellis Blvd Las Vegas, NV 89110- Tel.: (702) 623-1941
- 7910 S Rainbow Blvd Las Vegas, NV 89139- Tel.: (702) 660-2083
- 8520 W Warm Springs Rd Las Vegas, NV 89113- Tel.: (702) 970-4952
- 4348 E Craig Rd Las Vegas, NV 89115- Tel.: (702) 848-4799
- 3350 Novat St Las Vegas, NV 89129- Tel.: (702) 850-8658
- 6510 N Buffalo Dr Las Vegas, NV 89131- Tel.: (702) 623-6004
- 2640 Crimson Canyon Dr Las Vegas, NV 89128- Tel.: (702) 216-2100
Henderson
- 130 N Boulder Hwy Henderson, NV 89015- Tel.: (702) 706-0570
- 34 N Valle Verde Dr Henderson, NV 89074- Tel.: (702) 789-1402
- 4325 E Sunset Rd Henderson, NV 89014- Tel.: (702) 850-8369
North Las Vegas
- 825 W Craig Rd North Las Vegas, NV 89032- Tel.: (702) 637-2603
Sparks
- 2945 El Rancho Dr Sparks, NV 89431- Tel.: (775) 996-1919
Utah
Midvale
- 7490 S State St Midvale, UT 84047- Tel.: (801) 563-3056
- 911 E Fort Union Blvd Midvale, UT 84047- Tel.: (801) 838-7222
- 7263 S State St Midvale, UT 84047- Tel.: (801) 563-3056
Salt Lake City
- 2120 S State St Salt Lake City, UT 84115- Tel.: (801) 484-2424
- 5575 S Redwood Rd Salt Lake City, UT 84123- Tel.: (801) 327-9030
- 2311 E 3300 S Salt Lake City, UT 84109- Tel.: (866) 887-3440
- 6975 S Highland Dr Salt Lake City, UT 84121- Tel.: (801) 424-6200
- 1296 E 3300 S Salt Lake City, UT 84106- Tel.: (801) 456-2358
- 4510 S State St Salt Lake City, UT 84107- Tel.: (801) 747-7135
Ogden
- 1207 Washington Blvd Ogden, UT 84404- Tel.: (801) 528-5333
- 985 W Riverdale Rd Ogden, UT 84405- Tel.: (801) 392-9224
- 1177 Patterson St Ogden, UT 84403- Tel.: (801) 409-0090
Taylorsville
- 2490 W 4700 S Taylorsville, UT 84129- Tel.: (801) 964-9700
Bountiful
- 390 N 500 W Bountiful, UT 84010- Tel.: (801) 292-2799
- 846 S 850 E Bountiful, UT 84010- Tel.: (801) 296-1524
Lindon
- 569 N State St Ste A Lindon, UT 84042- Tel.: (801) 769-7235
Orem
- 15 S State St Orem, UT 84058- Tel.: (801) 221-9090
Springville
- 484 S 1750 W Ste A Springville, UT 84663- Tel.: (801) 853-3100
West Valley City
- 3491 S Redwood Rd West Valley City, UT 84119- Tel.: (801) 924-0680
- 3514 W 3500 S West Valley City, UT 84119- Tel.: (801) 957-1750
Provo
- 1221 N 500 W Provo, UT 84604- Tel.: (801) 373-7171
West Jordan
- 3758 W 7800 S Ste B West Jordan, UT 84088- Tel.: (801) 858-0331
- 8888 S Redwood Rd West Jordan, UT 84088- Tel.: (801) 545-7100
Sandy
- 10497 S State St Sandy, UT 84070- Tel.: (801) 495-4115
Draper
- 108 E 12300 S Draper, UT 84020- Tel.: (801) 495-4475
American Fork
- 466 N 900 W Ste A American Fork, UT 84003- Tel.: (801) 492-5800
- 159 S 500 E American Fork, UT 84003- Tel.: (801) 492-0404
Virginia
Richmond
- 3920 Hull Street Rd Richmond, VA 23224- Tel.: (804) 230-6587
- 6001 W Broad St Richmond, VA 23230- Tel.: (804) 288-8081
- 2729 W Broad St Richmond, VA 23220- Tel.: (804) 359-8608
Colonial Heights
- 3002 Boulevard Colonial Heights, VA 23834- Tel.: (804) 520-0250
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The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.
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The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.
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Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.