Speedy Cash Review

 If you’re falling short on your bills and just trying to make it paycheck to paycheck, a payday loan may be exactly what you’re looking for. A payday loan is a small principal, short-term loan that typically is paid back around the time of your next pay day. With Speedy Cash you get a fast application process, quick lending decision, and the opportunity to get your cash upon approval. You can apply online, in-store, or over the phone, fast and friendly service is guaranteed. 

Loan amounts are determined by many factors, including income. Each state allows for a different maximum loan amount but mostly it ranges from $50 to $1500.

Speedy Cash provides the following online loans:

• Payday Loans - If you are in need of quick cash, a payday loan may be the temporary financial fix for you. Remember, payday loans give access to fast cash, but the turnaround to pay back in full is usually around the time that you’ll receive your next pay check. With a payday loan from Speedy Cash, you will be repaying the principal loan amount plus finance fees.
• Installment Loans - Installment loans offer a longer repayment period and usually a higher approval amount than a payday loan. Your repayment period is based on set monthly payments, or installments, that provide you an end date for paying off the loan if you follow the repayment schedule. The best part is, your interest rate won’t go up throughout the lifetime of the loan and there are no fees for paying off the loan early! 
• Line of Credit Loans - If you apply and get approved for a line of credit loan, you can take out cash advances up to your credit limit. A line of credit loan functions similarly to a credit card – as long as you make your loan payments on time, you can borrow the amount of cash you need (up to your credit limit). At Speedy Cash, once you’re approved for a line of credit loan, you won’t need to reapply every time you need to take out more money!

With a line of credit loan from Speedy Cash, you apply only once and can request cash advances as often as you need up to your available credit limit. There are several repayment options to choose from, including making minimum payments gradually over time or repaying your balance in full to reduce interest. You will only pay interest on the cash you use (not the full amount you’re approved for) and you’ll have a fixed interest rate, meaning your interest rate won’t go up throughout the lifetime of your loan. Borrow only what you need now, paying interest only on the amount you actually borrow. You decide whether to pay the minimum amount due on your due date, or make larger payments to reduce your balance more quickly. As you make payments, you can take out additional cash advances (up to your approved credit limit), giving you control over how and when you use your funds.

Paying more than the minimum payment is encouraged so that you pay less in interest charges. Avoiding those pesky interest fees has never been easier. As a Speedy Cash Customer, you will never be penalized for paying off your loan early. Paying more than the minimum amount due will result in paying less interest over time – win-win situation! There’s no need to reapply, just to take out more funds from your line of credit and once your balance is paid in full, you have the option to keep your loan open for up to one year with a zero balance!

• A money order is a payment order for a specified amount of money (like a prepaid check) that can be used to pay bills or make purchases. Because the funds are prepaid, money orders may be a preferred method of payment. They can be cashed or deposited into a bank account - just like a check - without the worry of non-sufficient funds. Speedy Cash stores offer money order services as a safe and reliable option to make payments. Widely used today, money orders are a trusted method of payment preferred over sending personal checks or cash. Money orders are beneficial to both purchaser and recipient because they are prepaid, offering guaranteed payment and no overdraft fees. Money orders are free for Speedy Cash Customers! The process to get a money order is easy:

1. Visit any Speedy Cash location to exchange your cash for a money order.
2. Simply write in a service provider or person's name on the face of the money order and mail, deposit or deliver to the recipient.
3. Paying with a money order is that easy! And you can ensure your bills are paid in a fast, secure and timely manner.

   Money orders are an easy, safe and reliable payment option. If you don't have access to checks or a debit card, money orders are a convenient (and cheap!) way to make on-time payments. For bank account holders, money orders are a safe alternative to check payments and keep bank account information private and secure. Money orders are also a good way to safeguard your funds. As long as you keep your receipt, they can be tracked. 

Speedy Cash store wire transfer services include:

• Sending Money. Send money to anyone, anywhere! When you need to send payment to someone abroad, a wire transfer makes sending payment anywhere in the world easy. At any Speedy Cash store, fill out a basic send form and your money will be on its way! A store representative will process your order and provide a tracking number to share with the receiver. The money will be available for pick up in about 10 minutes!
• Receiving Money. Receiving cash from a wire transfer is easy and convenient at any Speedy Cash store. Simply come into one of the stores and fill out a wire transfer receive form. Provide the receive code or an ID (in some instances both may be required), along with the sender's information. Your money order will be dispensed and cashed it at no charge!
• Making Bill Payments. Wire transfers are also a safe and secure way to pay bills. Bill payment fees are affordable and far less expensive than a late payment fee. To pay a bill at Speedy Cash all you need to do is complete an express payment form, provide the receiver code or biller name and your account number. A store representative will process the transaction and your payment will be on its way - usually posted same day!
• Prepaid Card Loads: Load a number of prepaid cards including: Opt+® Visa® Prepaid Debit Cards, AccountNow Prepaid Visa Debit Cards, Emerald Card Prepaid MasterCard®, Money Network, prepaid Visa RushCard, Jackson Hewitt® smartcard Visa Prepaid Debit Card and Univision Prepaid MasterCard.
• Mobile Phone Top-Ups: Mobile phone top-ups is a service to load minutes onto a prepaid cell phone. Phones from Telcel, Digicel, T-mobile Prepaid, Movistar, Simple Mobile, Platinum Tel, Tigo, Verison and more!
• Inmate Services: Stay connected to imprisoned loved ones by sending money to their trust account or adding funds to an inmate calling account.
• Government Payments: Make government payments from a local Speedy Cash for safe, secure and affordable payment schedules. Pay government fees like real estates taxes, personal citations, personal property taxes, and child support and traffic violations.

Sending money for business, family or friends is easy when distance doesn't get in the way. With Speedy Cash, sending or receiving money - even internationally - is easy and affordable! Whether you need to pay a bill, load your prepaid debit card or add minutes to your cell phone, wire transfers are cheap and fast at any Speedy Cash location.