ACE Cash Express Review
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ACE Cash Express Rates and Fees
| Maximum Loan Amount
▲
Maximum Loan Amount It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements. |
$1500 |
| MIN APR
▲
MIN APR The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan. |
Varies by state |
| Collateral or Guarantor
▲
Collateral or Guarantor Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor. |
None, Unsecured |
| MIN Loan Amount
▲
MIN Loan Amount It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations. |
$100 |
| MAX APR
▲
MAX APR The maximum percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan. |
Varies by state |
| Terms
▲
Terms It’s the period of time within which you are to pay off your loan. |
Varied |
| Turnaround Time
▲
Turnaround Time It's the period of time within which you get the money |
Same or Next business day |
| Maximum Loan Amount
▲
Maximum Loan Amount It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements. |
$5000 |
| MIN APR
▲
MIN APR The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan. |
Varies by state |
| Collateral or Guarantor
▲
Collateral or Guarantor Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor. |
None, Unsecured |
| MIN Loan Amount
▲
MIN Loan Amount It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations. |
$100 |
| MAX APR
▲
MAX APR The maximum percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan. |
Varies by state |
| Terms
▲
Terms It’s the period of time within which you are to pay off your loan. |
Varied |
| Turnaround Time
▲
Turnaround Time It's the period of time within which you get the money |
Same or Next business day |
....
States where ACE Cash Express is available
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Florida
- Georgia
- Indiana
- Kansas
- Louisiana
- Maryland
- Minnesota
- Missouri
- New Mexico
- North Carolina
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- South Carolina
- Tennessee
- Texas
- Virginia
- District of Columbia
ACE Cash Express Locations
Choose your ACE Cash Express Location to find stores near you:
Arizona
California
Colorado
Connecticut
Florida
Georgia
Indiana
Kansas
Louisiana
Maryland
Minnesota
Missouri
New Mexico
North Carolina
Ohio
Oklahoma
Oregon
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
District of Columbia
Ace Cash EXpress makes it easy to get the necessary funds when you need urgent money. Since 1968, ACE Cash Express has offered Payday Loans, Installment Loans, Check Cashing and other financial services at more than 950 locations across the US. ACE Cash Express focuses on serving consumers seeking alternatives to traditional banking relationships by gaining convenient, immediate access to financial services.
Contents:
Ace Cash Express loans
The loans available at Ace Cash Express are:
- Payday Loans
- Cash Advance
- Installment Loans
- Title Loans
To get a loan you are to:
- Apply online, by phone, or at your local ACE store.
- Get an instant loan decision!
- If approved, get cash in hand or by the next business day!
Loan eligibility criteria are the following:
- You need a steady source of recurring income.
- You must reside in the state you're going to apply in.
- You must be at least 18 years old.
- You must not currently be in debt or bankruptcy state.
- If applying online, you must provide a valid Social Security Number or Individual Taxpayer Identification Number.
- If applying online, you also need an active checking or savings account, a valid phone number or e-mail.
- If applying in-store, you must bring proof of income and proof of a bank checking account. Debit cards or pre-printed checks may be accepted in your state as proof of bank checking account; contact your local store for details.
*Acceptable documents may vary by state.
Ace Cash Express Payday loans
A payday loan is a short-term financial tool designed to provide fast cash to both good and bad credit score borrowers as fast and easy as possible. Consider a payday loan when you have an unexpected financial setback. Payday loans at ACE offer borrowers:
- a simple online application process;
- money deposited into your bank account overnight;
- 72-hour satisfaction guarantee;
- A safe and secure transaction;
- No hidden fees;
- No prepay penalties.
The amount of a Payday Loan you can apply for at Ace Cash Advance varies by state:
| Online | In - Store |
| California: $100 - $255 Florida: $100 - $500 Idaho: $100 - $1,000 Kansas: $200 - $500 Louisiana: $300 Minnesota: $200 - $500 Texas: $200 - $1,500 |
California: $100 - $255 Florida: $100 - $500 Indiana: $50 - $605 Kansas: $100 - $500 Louisiana: $100 - $300 Minnesota: $100 - $500 Missouri: $100 - $500 Oregon: $100 - $300 South Carolina: $100 - $550 Tennessee: $100 - $425 Texas: $100 - $1,500 Virginia: $100 - $500 |
You can apply for a loan online, in a store or by phone. To apply for a payday loan online, you will need to provide your social security number, proof of income, and bank account information.
Compare online and in-store Payday Loans.
A single repayment can be made automatically when your payday loan is due. It’s an easy alternative to bounced check problems. If you are in a financial bind, a payday loan could be a valuable option for helping you avoid problems like overdraft fees.
Ace Cash Express Installment loans
Pay back your installment loan over a longer period of time than a traditional payday loan, and the payments are usually smaller. Installment loans are available online in the states below. Minimum and maximum loan amounts vary by state. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.
Loans from $100 - $2,000: Delaware, Missouri, New Mexico, Texas
Loans from $100 - $1,000: Ohio
In California, ACE no longer offers installment loans. You can apply for a payday loan up to $255 there. Read more about Payday Loans in California.
Ace Cash Express online
You can apply for Ace Cash Express loan through a simple online application process. You won't be required any faxing, past bank statements, tax forms, or lengthy paperwork. If approved, you could have cash by the next business day since loan information is electronically validated. Online application process only takes a few minutes and may give you options for loan amounts and payment terms. By applying online from the convenience of your home, smartphone, or tablet, you could cover unexpected home and car repairs or other emergencies.
Ace Cash Express Near me
ACE Cash Express has over 950 locations nationwide in the US. To find a store near you it's necessary to:
- Visit an ACE Cash Express website and use the store locator.
- Enter your city or state or zip code.
- Get the map with all nearby store locations, service and rates available.
- Visit the store.
- Start your loan application.
- Provide information about yourself, your income and your bank account.
- Submit your application and wait for approval.
- If approved, receive your loan funds same day.
Ace Cash Express hours
Most store working hours are:
- Monday 8:00 am to 8:00 pm
- Tuesday 8:00 am to 8:00 pm
- Wednesday 8:00 am to 8:00 pm
- Thursday 8:00 am to 8:00 pm
- Friday 8:00 am to 8:00 pm
- Saturday 9:00 am to 6:00 pm
- Sunday Closed
Ace Cash Express login
If you've already used Ace Cash Express before, you can just login entering your username and password. If you are new on the website, you'll need to create an account.
1. To sign up you need to complete and confirm the following personal information:
- first name
- last name
- business name
- choose busiess type
- e-mail address
2. Then you set and confirm the password.
3. Choose how you want to receive your federal fees.
4. Enter your address and phone number.
Ace Cash Express card
How Ace CAsh Express card works.
Ace Cash Express offers three types of Prepaid Debit cards:
- elite card
- pink card
- tax card
-
- Order a Card - Get a prepaid debit card either online, or by visiting any ACE Cash Express location.Once you have your card, activate it1 online, or call 1-877-233-3341.
-
-
- Load Money - Add money at any ACE Cash Express location. Set up direct deposit and have your payroll, government benefits, or tax refund automatically loaded to your Card Account.
How Ace Cash Express Card helps you manage your money:
Get paid up to 2 days faster with direct deposit. Have your payroll and government benefits payments automatically loaded onto your card and you’ll never have to worry about your cash or checks being lost or stolen. Enrolling is as simple as giving a form to your employer or benefits provider. Your deposits are FDIC-insured.
Track your account on the go. Get your balance and other details, no matter where you are. Receive transaction alerts by text or
email as soon as they happen, or use on-demand alerts for real-time alerts on your balance. If you’re not interested in real-time
alerts, sign up for daily or weekly account alerts instead. Plus, with the ACE Elite mobile app, you can find the nearest ACE Cash
location to you while you’re on the go.
When you have regular direct deposits to your account, you are eligible for no-cost cash withdrawals of up to $100 per day at any of the 950+ ACE stores nationwide.
Manage your money from virtually anywhere with the ACE Elite mobile app.4 Available for iPhone and Android, you can use
your app to get your balance, check your most recent purchases, see a list of the closest reload locations, and more.
Get Something Back - 5.00% Annual Percentage Yield Savings Account. Grow your money. It’s never too late to start saving, and with our optional, no cost savings account, your savings will grow as well! Our account offers a 5.00% annual percentage yield, and there is no minimum balance requirement or monthly fee.
Earn cash rewards for your everyday purchases at stores and restaurants all over the country.7 Just select the offers we’ve
specially selected for you, and then use your card at that location. We’ll add the money to your card account! It’s that simple.
When you have $500 direct deposited to your card account (payroll or government benefit direct deposits only) in one calendar month, we’ll help make life a little easier and may cover up to $10 over the balance of your card.8 There’s no extra charge, and no hidden fees. We’ll just deduct the extra amount the next time you add money to your card.
To request a card you need:
1. Choose the card design:
2. Enter your personal information:
3. Enter your Social Security number and date of birth to verify your identity.
Ace Cash Express promo code
Popular ACE Cash Express Coupon Codes & Deals
| Discount | Description | Expires |
|---|---|---|
| 20% OFF | Take 20% Off Loan | Limited Time |
| SAVE 10% | Save 10% On Payday Loan Fees | Limited Time |
| $10 OFF | Take $10 Off Loans | Limited Time |
| $20 OFF | Take $20 Off Pay Day Loans | Limited Time |
| 10% OFF | Take 10% Off Loan Fees | Limited Time |
Ace Cash Express customer service
If you need help with any aspect of the application process, do not hesitate to ask. Ace Cash Express customer service representatives will be happy to assist you in any way. Whether through email, by phone, or in person, you'll get the help you deserve.
ACE Cash Express Customer Service Contact Info
ACE Cash Express
1231 Greenway Drive, Suite 600
Irving, TX 75038
Telephone Number: +1 (877) 223-2274
Email Address: customerservice@acecashexpress.com
Depending on the type of service you are interested in you can contact different customer service departments:
Internet Loans: ayday Loans
Phone: (866) 355-6815
Email: InternetOps@acecashexpress.com
Installment Loans
Phone: (877) 876-2274
Email: InternetOps@acecashexpress.com
Title Loans
Phone: (877) 769-2172
Email: InternetOps@acecashexpress.com
Consumer Complaints Concerning Money Transmission Activities (Texas Residents)
Collections - Loans
Phone: (888) 753-2355
Email: CollectionsTeam@acecashexpress.com
Title Loan Collections
Phone: (800) 817-5106
Email: CollectionsTeam@acecashexpress.com
Returned Checks
Phone: (888) 753-2367
Email: CollectionsTeam@acecashexpress.com
Store Loans
Phone: (877) ACE-CASH
Email: customerservice@acecashexpress.com
ACE Prepaid Debit Card Customers
Phone: (866) 387-7363
URL: www.aceelitecard.com
Check out other top lending companies to compare their rates and terms for making the right decision:
Check Into Cash offers Payday Loans, Title Loans, Personal Installment Loans and other money products at affordable rates with convenient repayment.
- MIN Loan Amount: $50
- MAX Loan Amount: $3000
- Terms: Vary by state.
- Rates and fees: 261% to 782% APR
- Turnaround Time: 1 business day
|
|
|
- Active checking account open for 90+ days
- US citizen or permanent resident
- Personal and work phone number
- Valid email address
- 21+ years old (19+ in Alabama)
- Social Security number (for Indiana residents only)
- Pros
-
- You can get even as low as $50.
- Quick funding on the next business day.
- Money can be used for any personal needs.
- Cons
-
- Not available in every state.
- APR can be more than 153.73% depending on your state.
- High late payment fees.
Loan By Phone offers Payday Loans, Installment Loans and Line of Credit.
- MIN Loan Amount: $100
- MAX Loan Amount: $3000
- Terms: Varied
- Rates and fees: Vary by state
- Turnaround Time: 1 business day
- Payday Loans
- Installment Loans
- Line of Credit
- 21 years of age
- Social Security Number
- Proof of Income (from your job, pension, welfare, or other source)
- Valid email address
- Active checking account (open for at least 90 days)
- Current cell/home and work phone number
- Pros
-
- All loan applications and requests are guaranteed confidential and all transactions are governed in accordance with the laws of your state of residence.
- Flexible repayment.
- Available in most states.
- Сons
-
- High interest rates.
- If you don't pay back on time your data may be sold to third parties.
PaydayloansUSA.online offers Payday Loans, Installment Loans, Personal Loans and other money products at affordable rates with convenient repayment.
- MIN Loan Amount: $100
- MAX Loan Amount: $35000
- Terms: Vary by state.
- Rates and fees: 4.99% to 1386% APR
- Turnaround Time: 1 business day
- Payday Loans
- Installment Loans
- Personal Loans
- Active checking account open for 90+ days
- US citizen or permanent resident
- Personal and work phone number
- Valid email address
- Pros
-
- Quick - no driving, waiting, faxing, paperwork.
- More than 300 direct lenders.
- High approval rate even for bad credit Payday Loans.
- Online Payday cash advance with no collateral.
- 24 / 7 online service.
- No hard credit check Payday Loans.
- Cons
-
- High interest rates.
- Available not in all the states.
- Not many financial products offered.
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Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.