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ACE Cash Express Review

3.9398496240602

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$100 - $1,000 PAYDAY LOANS
$1,000 - $35,000 INSTALLMENT LOANS

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Find information or Apply for any service ACE Cash Express offers: Check Cashing Service, Tax Return Preparation, Money Order Service, Bill Paying Service, Financial Services, Loans, Alternative Loans, Title Loans, Payday Loans, Financing Services, Auto Insurance, Insurance, Kosher Grocery Stores, Computer Online Services, ATM Locations, Wholesale Used Car Dealers, Banks, Pawnbrokers, Taxes-Consultants & Representatives and more. Get Addresses & Directions, Phone numbers and Website to Login.

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ACE Cash Express Rates and Fees

Maximum Loan Amount

Maximum Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

$1500
MIN APR

MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

Varies by state
Collateral or Guarantor

Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

None, Unsecured
MIN Loan Amount

MIN Loan Amount

It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations.

$100
MAX APR

MAX APR

The maximum percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

Varies by state
Terms

Terms

It’s the period of time within which you are to pay off your loan.

Varied
Turnaround Time

Turnaround Time

It's the period of time within which you get the money

Same or Next business day
Apply online
Maximum Loan Amount

Maximum Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

$5000
MIN APR

MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

Varies by state
Collateral or Guarantor

Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

None, Unsecured
MIN Loan Amount

MIN Loan Amount

It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations.

$100
MAX APR

MAX APR

The maximum percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

Varies by state
Terms

Terms

It’s the period of time within which you are to pay off your loan.

Varied
Turnaround Time

Turnaround Time

It's the period of time within which you get the money

Same or Next business day
Apply online

....

Smaller tax return than you expected? Apply online for quick cash. Apply

States where ACE Cash Express is available

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 24 states
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Florida
  • Georgia
  • Indiana
  • Kansas
  • Louisiana
  • Maryland
  • Minnesota
  • Missouri
  • New Mexico
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • District of Columbia

ACE Cash Express Locations

Choose your ACE Cash Express Location to find stores near you:

Connecticut

Minnesota

District of Columbia

Ace Cash EXpress makes it easy to get the necessary funds when you need urgent money. Since 1968, ACE Cash Express has offered Payday Loans, Installment Loans, Check Cashing and other financial services at more than 950 locations across the US.  ACE Cash Express focuses on serving consumers seeking alternatives to traditional banking relationships by gaining convenient, immediate access to financial services.

Contents:

Ace Cash Express loans

Ace Cash Express Payday loans

Ace Cash Express Installment loans

Ace Cash Express online

Ace Cash Express Near me

Ace Cash Express hours

Ace Cash Express loans  

The loans available at Ace Cash Express are:

ace cash express products

To get a loan you are to:

  1. Apply online, by phone, or at your local ACE store.
  2. Get an instant loan decision!
  3. If approved, get cash in hand or by the next business day!

Loan eligibility criteria are the following:

  • You need a steady source of recurring income.
  • You must reside in the state you're going to apply in.
  • You must be at least 18 years old.
  • You must not currently be in debt or bankruptcy state.
  • If applying online, you must provide a valid Social Security Number or Individual Taxpayer Identification Number.
  • If applying online, you also need an active checking or savings account, a valid phone number or e-mail.
  •  If applying in-store, you must bring proof of income and proof of a bank checking account. Debit cards or pre-printed checks may be accepted in your state as proof of bank checking account; contact your local store for details.

*Acceptable documents may vary by state.

Ace Cash Express Payday loans 

A payday loan is a short-term financial tool designed to provide fast cash to both good and bad credit score borrowers as fast and easy as possible. Consider a payday loan when you have an unexpected financial setback. Payday loans at ACE offer borrowers:

  • a simple online application process;
  • money deposited into your bank account overnight;
  • 72-hour satisfaction guarantee; 
  • A safe and secure transaction;
  • No hidden fees;
  • No prepay penalties.

The amount of a Payday Loan you can apply for at Ace Cash Advance varies by state:

Online In - Store
California: $100 - $255
Florida: $100 - $500
Idaho: $100 - $1,000
Kansas: $200 - $500
Louisiana: $300
Minnesota: $200 - $500
Texas: $200 - $1,500
California: $100 - $255
Florida: $100 - $500
Indiana: $50 - $605
Kansas: $100 - $500
Louisiana: $100 - $300
Minnesota: $100 - $500
Missouri: $100 - $500
Oregon: $100 - $300
South Carolina: $100 - $550
Tennessee: $100 - $425
Texas: $100 - $1,500
Virginia: $100 - $500

You can apply for a loan online, in a store or by phone. To apply for a payday loan online, you will need to provide your social security number, proof of income, and bank account information.

Compare online and in-store Payday Loans.

A single repayment can be made automatically when your payday loan is due. It’s an easy alternative to bounced check problems. If you are in a financial bind, a payday loan could be a valuable option for helping you avoid problems like overdraft fees. 

Ace Cash Express Installment loans 

Pay back your installment loan over a longer period of time than a traditional payday loan, and the payments are usually smaller. Installment loans are available online in the states below. Minimum and maximum loan amounts vary by state. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.

Loans from $100 - $2,000: Delaware, Missouri, New Mexico, Texas
Loans from $100 - $1,000: Ohio 

In California, ACE no longer offers installment loans. You can apply for a payday loan up to $255 there. Read more about Payday Loans in California.

Ace Cash Express online  

You can apply for Ace Cash Express loan through a simple online application process. You won't be required any faxing, past bank statements, tax forms, or lengthy paperwork. If approved, you could have cash by the next business day since loan information is electronically validated. Online application process only takes a few minutes and may give you options for loan amounts and payment terms. By applying online from the convenience of your home, smartphone, or tablet, you could cover unexpected home and car repairs or other emergencies.

Ace Cash Express Near me 

ACE Cash Express has over 950 locations nationwide in the US. To find a store near you it's necessary to:

  1. Visit an ACE Cash Express website and use the store locator.

store locator

  1. Enter your city or state or zip code.
  2. Get the map with all nearby store locations, service and rates available.
  3. Visit the store.
  4. Start your loan application.
  5. Provide information about yourself, your income and your bank account.
  6. Submit your application and wait for approval.
  7. If approved, receive your loan funds same day.

Ace Cash Express hours 

Most store working hours are:

  • Monday 8:00 am to 8:00 pm
  • Tuesday 8:00 am to 8:00 pm
  • Wednesday 8:00 am to 8:00 pm
  • Thursday 8:00 am to 8:00 pm
  • Friday 8:00 am to 8:00 pm
  • Saturday 9:00 am to 6:00 pm
  • Sunday Closed

Ace Cash Express login

If you've already used Ace Cash Express before, you can just login entering your username and password. If you are new on the website, you'll need to create an account.

login

1. To sign up you need to complete and confirm the following personal information:

  • first name
  • last name
  • business name
  • choose busiess type
  • e-mail address

sign up

2. Then you set and confirm the password.

3. Choose how you want to receive your federal fees.

4. Enter your address and phone number.

Must know!
Note that if you register not as individual but as a business, you'll need to enter the information about your business: its legal name, address, etc.

Ace Cash Express card

How Ace CAsh Express card works.

Ace Cash Express offers three types of Prepaid Debit cards:

  • elite card
  • pink card
  • tax card

card

  1. Order a Card - Get a prepaid debit card either online, or by visiting any ACE Cash Express location.Once you have your card, activate it1 online, or call 1-877-233-3341.
  2. Activate - Once you have your card, activate it online, or call 1-877-233-3341.
  3. Load Money - Add money at any ACE Cash Express location. Set up direct deposit and have your payroll, government benefits, or tax refund automatically loaded to your Card Account.

 How Ace Cash Express Card helps you manage your money:

 

 

      Get paid up to 2 days faster with direct deposit. Have your payroll and government benefits payments automatically loaded onto your card and you’ll never have to worry about your cash or checks being lost or stolen. Enrolling is as simple as giving a form to your employer or benefits provider. Your deposits are FDIC-insured.

 

Track your account on the go. Get your balance and other details, no matter where you are. Receive transaction alerts by text or

email as soon as they happen, or use on-demand alerts for real-time alerts on your balance. If you’re not interested in real-time

alerts, sign up for daily or weekly account alerts instead. Plus, with the ACE Elite mobile app, you can find the nearest ACE Cash

location to you while you’re on the go.

 

 

 

 

When you have regular direct deposits to your account, you are eligible for no-cost cash withdrawals of up to $100 per day at any of the 950+ ACE stores nationwide.

 

 

Manage your money from virtually anywhere with the ACE Elite mobile app.4 Available for iPhone and Android, you can use

your app to get your balance, check your most recent purchases, see a list of the closest reload locations, and more.

 

 

Get Something Back - 5.00% Annual Percentage Yield Savings Account. Grow your money. It’s never too late to start saving, and with our optional, no cost savings account, your savings will grow as well! Our account offers a 5.00% annual percentage yield, and there is no minimum balance requirement or monthly fee.

 

Earn cash rewards for your everyday purchases at stores and restaurants all over the country.7 Just select the offers we’ve

specially selected for you, and then use your card at that location. We’ll add the money to your card account! It’s that simple.

 

When you have $500 direct deposited to your card account (payroll or government benefit direct deposits only) in one calendar month, we’ll help make life a little easier and may cover up to $10 over the balance of your card.8 There’s no extra charge, and no hidden fees. We’ll just deduct the extra amount the next time you add money to your card.

 

 

To request a card you need:

1. Choose the card design:

card design

2. Enter your personal information:

personal info

3. Enter your Social Security number and date of birth to verify your identity.

SSN

Ace Cash Express promo code

Popular ACE Cash Express Coupon Codes & Deals

Discount Description Expires
20% OFF Take 20% Off Loan Limited Time
SAVE 10% Save 10% On Payday Loan Fees Limited Time
$10 OFF Take $10 Off Loans Limited Time
$20 OFF Take $20 Off Pay Day Loans Limited Time
10% OFF Take 10% Off Loan Fees Limited Time

Ace Cash Express customer service

If you need help with any aspect of the application process, do not hesitate to ask. Ace Cash Express customer service representatives will be happy to assist you in any way. Whether through email, by phone, or in person, you'll get the help you deserve.

ACE Cash Express Customer Service Contact Info

ACE Cash Express
1231 Greenway Drive, Suite 600
Irving, TX 75038

Telephone Number: +1 (877) 223-2274
Email Address: customerservice@acecashexpress.com

Depending on the type of service you are interested in you can contact different customer service departments:

Internet Loans: ayday Loans

Phone: (866) 355-6815

Email: InternetOps@acecashexpress.com

Installment Loans

Phone: (877) 876-2274

Email: InternetOps@acecashexpress.com

Title Loans

Phone: (877) 769-2172

Email: InternetOps@acecashexpress.com

Consumer Complaints Concerning Money Transmission Activities (Texas Residents)

Collections - Loans

Phone: (888) 753-2355

Email: CollectionsTeam@acecashexpress.com

Title Loan Collections

Phone: (800) 817-5106

Email: CollectionsTeam@acecashexpress.com

Returned Checks

Phone: (888) 753-2367

Email: CollectionsTeam@acecashexpress.com

Store Loans

Phone: (877) ACE-CASH

Email: customerservice@acecashexpress.com

ACE Prepaid Debit Card Customers

Phone: (866) 387-7363

URL: www.aceelitecard.com

Check out other top lending companies to compare their rates and terms for making the right decision:

Check Into Cash offers Payday Loans, Title Loans, Personal Installment Loans and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $50
  • MAX Loan Amount: $3000
  • Terms: Vary by state.
  • Rates and fees: 261% to 782% APR
  • Turnaround Time: 1 business day
  • Payday Loans
  • Online Payday Loans
  • Title Loans
  • Installment Loans
  • Online Installment Loans
  • Line of Credit
  • Flex Loans
  • Other Services
  • Check Cashing
  • Bill Pay
  • Western Union 
  • U.S. Money Card
  • Cell Phone Top-Ups
  • Sell Us Your Gift Cards For Cash
  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
  • 21+ years old (19+ in Alabama)
  • Social Security number (for Indiana residents only)
Pros
  • You can get even as low as $50.
  • Quick funding on the next business day.
  • Money can be used for any personal needs.
Cons
  • Not available in every state.
  • APR can be more than 153.73% depending on your state.
  • High late payment fees.

 

 

Loan By Phone offers Payday Loans, Installment Loans and Line of Credit.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $3000
  • Terms: Varied
  • Rates and fees: Vary by state
  • Turnaround Time: 1 business day
  • Payday Loans
  • Installment Loans
  • Line of Credit
  • 21 years of age
  • Social Security Number
  • Proof of Income (from your job, pension, welfare, or other source)
  • Valid email address
  • Active checking account (open for at least 90 days)
  • Current cell/home and work phone number
Pros
  • All loan applications and requests are guaranteed confidential and all transactions are governed in accordance with the laws of your state of residence.
  • Flexible repayment.
  • Available in most states.
Сons
  • High interest rates.
  • If you don't pay back on time your data may be sold to third parties.

 

 

PaydayloansUSA.online offers Payday Loans, Installment Loans, Personal Loans and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Vary by state.
  • Rates and fees: 4.99% to 1386% APR
  • Turnaround Time: 1 business day
  • Payday Loans
  • Installment Loans
  • Personal Loans
  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
Pros
  • Quick - no driving, waiting, faxing, paperwork.
  • More than 300 direct lenders.
  • High approval rate even for bad credit Payday Loans.
  • Online Payday cash advance with no collateral.
  • 24 / 7 online service.
  • No hard credit check Payday Loans.
Cons
  • High interest rates.
  • Available not in all the states.
  • Not many financial products offered.

 

 

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Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.

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  • Personal Loans $1,000 - $35,000

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