Amscot

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$100 - $1,000 PAYDAY LOANS
$1,000 - $35,000 INSTALLMENT LOANS

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Find information or Apply for any service Amscot offers: Check Cashing Service, Payday Loans, Financial Services, Tax Return Preparation, Money Order Service, Loans and more.

Get Addresses & Directions, Phone numbers and Website to Login. Or simply Start a Free Application to get Payday Loans or Personal Installment Loans Online!

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Amscot Rates and Fees

interest rates and terms vary depending on the loan product you choose, where you live, your income, and your credit history. This table provides you with a range of rates, so you can get an idea of what a Payday loan, Installment Loan and Personal Loan may cost.

MAX Loan Amount

MAX Loan Amount

Loan amounts are determined by your annual salary and wages, and a review of your debt. Each state allows for a different maximum loan amount, see our Rates and Terms pages to see the maximum loan amount in your state.

$500
MIN APR

MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

271.14%
Collateral, Guarantor

Collateral, Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

None, Unsecured
MIN Loan Amount

MIN Loan Amount

It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations.

Not stated
MAX APR

MAX APR

The maximum percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

365.00%
Terms

Terms

It’s the period of time within which you are to pay off your loan.

14 - 31 days
Turnaround Time

Turnaround Time

It's the period of time within which you get the money.

Same day
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Amscot provides a wide variety of financial services from check cashing, money orders to cash advances in Florida.  Amscot offers some of the most competitive rates in the financial services industry. The stores are open evenings and weekends, seven days a week. And some locations are open 24 hours.

Contents:

Amscot near me.

Amscot loans.

Amscot cash advance.

Amscot check cashing.

Amscot card.

Amscot hours.

Amscot services.

Amscot near me. 

Today, Amscot is Florida’s leading non-bank financial services company, operating locations all over Florida and serving more than 2.5 million customers with annual revenues in excess of $220 million.

To find the nearest Amscot store use the branch locator where you need to enter your zip code and the radius of search:

amscot branch locator

The Amscot stores are available in the following cities of Florida:

ALTAMONTE SPRINGS

APOPKA

AUBURNDALE

AVON PARK

BARTOW

BRADENTON

BRANDON

BROOKSVILLE

CASSELBERRY

CLEARWATER

CLERMONT

COCOA

CORAL GABLES

CORAL SPRINGS

CUTLER BAY

DAVIE

DAYTONA BEACH

DELAND

DELTONA

DUNEDIN

EUSTIS

FLORIDA CITY

FT LAUDERDALE

HAINES CITY

HIALEAH

HOLIDAY

HOLLY HILL

HOMESTEAD

INVERNESS

KISSIMMEE

 

 

LAKE WALES

LAKELAND

LAND O LAKES

LARGO

LAUDERHILL

LEESBURG

LONGWOOD

MARGATE

MELBOURNE

MIAMI

MIAMI GARDENS

NARANJA

NEW PORT RICHEY

NEW SMYRNA BEACH

NORTH MIAMI BEACH

OAKLAND PARK

OCALA

OCOEE

OLDSMAR

ORANGE CITY

ORLANDO

ORMOND BEACH

OVIEDO

PALM BAY

PALM COAST

PALM HARBOR

PALMETTO

PALMETTO BAY

PEMBROKE PINES

 

 

PINELLAS PARK

PLANT CITY

POMPANO BEACH

PORT ORANGE

PORT RICHEY

RIVERVIEW

ROCKLEDGE

RUSKIN

SANFORD

SARASOTA

SEBRING

SEFFNER

SEMINOLE

SPRINGHILL

ST CLOUD

ST PETERSBURG

TAMARAC

TAMPA

TARPON SPRINGS

TEMPLE TERRACE

VALRICO

VENICE

VIERA

WAUCHULA

WEST PALM BEACH

WINTER GARDEN

WINTER HAVEN

WINTER PARK

WINTER SPRINGS

ZEPHYRHILLS

As you choose the city you are provided with the information on the stores such as their address, phone number, fax number, working hours, directions, branch info. 

amscot stores

Amscot loans. 

Amscot offers cash advance loans which are also known as Payday Loans, Check Cashing and cards.

To get a loan or any other service at Amscot you must:

  • be 18 years or older,
  • a Florida resident,
  • you cannot have any outstanding cash advances with Amscot or any other provider.

To apply you can get started online by clicking the Get Started Now button but it does not constitute an online application, to apply you must come into an Amscot branch location. The average APR varies from 271.14% to 365.00%. 

Amscot loans are a good idea because they come with a number of benefits:

  • No Credit Checks.
  • Fast approval process with cash in hand in minutes.
  • Some of the Lowest Fees in the industry.  
  • Open 365 days a year with many 24-hour locations.
  • Amscot is licensed by OFR, and regulated by state and federal laws. 

Amscot cash advance. 

When things come up, apply for an Amscot Cash Advance and get up to $500 cash in minutes with no credit checks. It is fast, convenient and often times less than late fees on an overdue bill.

A cash advance is a financial option that allows consumers access to a small-dollar, short-term loan. Upon completion of a brief application, consumers are able to access up to $500 to cover small, often unexpected expenses.  Cash advances are designed for short-term use only and should always be used responsibly. 

  The applying process is simple:

  1. Complete a short application,
  2. sign an agreement,
  3. write a check for the loan amount plus fee,
  4. receive cash on the spot,
  5. Amscot will hold your check until your next payday when you’re due to repay.

Amscot charges a flat, one-time fee for its service. Amscot’s fees are among the lowest in the cash advance industry. They charge a service fee of 10% of the amount advanced, plus a $2.00 verification fee. For example, to receive a $100.00 cash advance, you will write a check for $112.00 for Amscot to hold until your next payday, up to 31 days. 

Check out the eligibility requirements before you start. You must:

  • Be employed or have a verifiable, recurring source of income
  • Provide a phone number that we can consistently reach you at
  • Have an open and active checking account in good standing

Besides you need the following documents: 

  • A valid government issued photo ID (i.e. driver's license)
  • Proof of income (pay stub, direct deposit, bank statement, etc.)
  • Your check or account information

Amscot check cashing. 

At Amscot you can cash almost all kinds of checks, anytime, and for any amount:

  • paychecks,
  • government checks,
  • insurance checks,
  • tax refund checks 
  • personal checks,
  • money orders,
  • cashier's checks,
  • traveler's checks,
  • out-of-state checks.

In order to cash a check at Amscot, you need a valid government issued photo ID (i.e. driver's license, military ID, passport).

The fees at Amscot are among the lowest in the check cashing industry! 

Check out Amsot check cashing rates and fees. 

Amscot card. 

The Amscot MoneyCard gives you a safe, secure way to carry your money. Every card is FDIC insured and backed by the prestige and power of Mastercard. Besides with Amscot you get:

  • Free direct deposit- Get your direct deposit fast with Early Direct Deposit
  • Simple Fee Plan with unlimited transactions
  • Accepted worldwide, anywhere Debit Mastercard is accepted
  • Shop online, pay bills and make every day purchases
  • Free 24-hour automated support
  • No minimum balance or risk of overdraft fees
  • No ATM surcharge when you use an Amscot ATM
  • Free online bill pay with free mobile apps

How Amscot MoneyCard works.

The Amscot MoneyCard is simple and easy to use. The front of the card displays:

  • your name,
  • the MasterCard Brand Mark,
  • an individual card account number,
  • an expiration date.

amscot money card

The Amscot MoneyCard stores value of the dollar amount you choose to load and maintain on the card. As you use the card at merchants or ATM’s, the amount of the purchase or cash withdrawal is automatically deducted from the card’s available balance. Reloading the Amscot MoneyCard is easy as it offers convenient loading options:

  • for free through Direct Deposit;
  • up to $7,500 at any Amscot Branch.

If your card is lost or stolen just visit any Amscot Branch and get a same day replacement card same day!

To get an Amscot Money Card you are to visit any Amscot Branch. You will receive a temporary card that will allow immediate access to your cash at ATM’s, and for purchase transactions at your favorite merchants. A personalized Amscot MoneyCard, from one of our six designs, will be delivered to you generally within 7 to 10 business days.

For more details on terms, rates and fees read "Amscot MoneyCard Prepaid Mastercard Cardholder Agreement.pdf". 

Amscot hours. 

The regular opening hours of most Amscot locations on weekdays are:

  • from Monday to Friday 7AM-10PM,
  • in the weekend on Saturday 7AM-9PM,
  • on Sunday 10AM-8PM.

You can find the actual business hours for today or other days in the Amscot branch locator.

Amscot additional services. 

In addition to cash advance at Amscot you may also obtain and load an Amscot Prepaid MasterCard, pay your bills, wire money, send a fax, make copies, buy stamps, and use a safe, accessible ATM’s for often times less than many banks or other establishments may charge you. 

Amscot Western Union.

Amscot offers convenient money transfer services via Western Union Money Transfer® 365 days a year at your nearest Amscot branch. 

You only need:

  • to bring a valid government issued photo ID (driver’s license or passport);
  • to provide your name, address, telephone number and date of birth. 

Amscot Notary Services. 

You can get important documents notarized at any Amscot, anytime. It means that Amscot serves as an impartial third-party witness in order to confirm that all parties signing the document are doing so willingly and under their own free will.

Amscot ATM Service. 

You’ll find an ATM machine conveniently located in the lobby of any Amscot location you visit. They are available 365 days a year. And you can withdraw cash in $20 increments up to $600. The withdrawal fee is only $2 which is less than many other bank ATMs charge.

Amscot Fax and Copies. 

Any Amscot store provides faxing and photocopying services anytime you need them, early to late, 365 days a year!

  • Fax Services – Send and receive domestic or international faxes at any Amscot location.
  • Photocopy Services – Make Photocopies at any Amscot location.

Amscot Stamps and Envelopes. 

If you’re in need of stamps or envelopes, those items can be easily found at your nearest Amscot! They offer postage stamps for face value and envelopes for just 10¢ each. Amscot even has USPS Priority Mail Envelopes.

Amscot Mail and Postal. 

Amscot has been working closely with the U.S. Postal Service to install mail drops at many of our locations. 

Amscot Bus Pass and SunPass. 

You can easily buy a bus pass at MOST Amscot locations. You can find a transponder at ANY Amscot location! It will save you time and money on all toll roads and most bridges throughout Florida. Best of all, as a SunPass customer you’ll pay the lowest tolls available because SunPass toll rates are lower than cash and TOLL-BY-PLATE rates. 

Amscot login.

When you use Amscot money card you can manage all aspects of your card online - 24 hours a day, 7 days a week.

  • Check your card balance
  • View and download current and past transaction details
  • Sign up to receive email alerts about your card
  • Contact online Customer Service

Amscot offers the highest level of security and complies with applicable Federal standards, they require that your browser support SSL encryption. You choose your own User ID and password. To protect you further, your online session will be ended automatically after 15 minutes of inactivity.

To register and activate your Amscot card, you'll need to provide the following information:

  • card number
  • card expiration date
  • card security code
  • date of birth

amscot card

To login to your card account just enter your login and password:

amscot account

Amscot careers.

Today, Amscot employs about 2,000 associates and serves about 3 million consumers annually.  If you are bright, motivated and hard-working, Amscot may have an opportunity for you.  They look for individuals with restaurant, retail or customer service experience.  You have all the chances to make a career at Amscot if:

  • you are a Florida resident,
  • possess a high school diploma or GED,
  • have basic math skills,
  • have proven customer service.  
  • If you are bilingual, it is a definite PLUS!  

Amscot first looks for qualified individuals within the company and promotes from within whenever possible, so there are numerous opportunities for growth. Amscot is an equal opportunity employer.

Forbes Magazine named Amscot Financial one of America’s Best Midsize Employers for 2017. 

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

Amscot CUSTOMER REVIEWS

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

Loans for ANY  NEEDS
APR from 4.99%

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