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Fifth Third Bank Review

4.4565217391304
 

Get basic information about Fifth Third Bank, its services, locations (and how to find a bank branch near you), as well as opening hours and phone numbers.

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Fifth Third Bank Rates and Fees

Max Loan Amount

Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

$500,000
Min APR

Min APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

5.99%
Collateral

Collateral

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Both secured and Unsecured
Min Loan Amount

Min Loan Amount

It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations.

$2,000
Max APR

Max APR

The maximum percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

11.74%
Terms

Terms

It’s the period of time within which you are to pay off your loan.

12 - 60 months
Turnaround Time

Turnaround Time

It's the period of time within which you get the money

1 - 2 business days

....

States where Fifth Third Bank is available

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 15 states
  • Colorado
  • Connecticut
  • Indiana
  • Iowa
  • Kentucky
  • Maryland
  • Michigan
  • Mississippi
  • North Carolina
  • Ohio
  • Pennsylvania
  • South Carolina
  • Vermont
  • West Virginia
  • District of Columbia

Fifth Third Bank Personal loans

Fifth third bank is the main subsidiary of the Cincinnati-based financial services company Fifth Third Bancorp. Bank is based in Ohio, but it has customers in 11 Midwestern and Southern states. Thus, Fifth third is a regional financial institution with about 1000 full service locations. Interesting fact: in 1948 Fifth third was the first financial institution in America to set up a charitable foundation.

The bank offers a wide range of financial services such as loans, lines of credit, checking accounts, CDs and more. The bank's financial borrowing products include auto financing, equity lines and loans, mortgages, personal loans and lines of credit and student loans. Borrowing services of the bank include down payment assistance resources, escrow education and mortgage payment assistance. Working with this bank, you can also get a free checking account without a minimum balance requirement. You also get access to over 50,000 fee-free ATMs.

Fifth Third Bank Locations

Since Fifth Third bank takes care of its clients, it improves its services and also increases the number of locations. The bank currently operates in 11 states with more than 1100 Fifth Third Bank branch locations. Check out the list of states where you can use Fifth Third Bank services.

Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, South Carolina, Tennessee and West Virginia.

Fifth Third Bank near me

If you want to find a bank location near you, then all you need to do is visit the Fifth Third bank website. On the main page in the upper right corner you can find the Branch & ATM Locator button. There you can enter your address and state and find the bank location closest to you. You can also see it on the map on the right. Here you can also find the nearest ATMs.

Fifth Third bank Customer Service

On the bank's website in the upper right corner you can find the “Customer Service” button, where you can get all the necessary information. Let's examine the most important one.

The bank's website says "we’re all about customer service." So you can browse FAQs by topics you are interested in. These include Borrow, Business Banking, Credit Cards, Debit cards, Mobile banking, Personal Banking, Retirement, Investments and Other. Here you can also see Top customer service questions.

On the right, you can see how to get help. You can to start chat with a representative, schedule an appointment or call the bank. Here you will be asked to find the closest location and ATM.

Fifth third Bank Operating hours & Phone numbers

On the bank's website, you can find all the detailed information about opening hours and phone numbers, but let's take a look at the basics.

Personal

Customer Service Call Center 1-800-972-3030

Monday through Friday, 8 am to 6 pm EST; Saturday, 10 am to 4 pm EST. Closed Sunday.

Lost or Stolen Card 1-800-782-0279 (24/7)

TDD 1-800-546-7068

Monday through Friday, 8 am to 6 pm EST; Saturday, 10 am to 4 pm EST. Closed Sunday.

Apply for a Home Loan or Refinance 1-866-351-5353

Monday through Thursday, 8 am to 8 pm EST; Friday, 8 am to 6 pm EST; Saturday, 9 am to 3 pm EST.

Small Business

Customer Service Center 1-877-534-2264

Monday through Friday, 7 am to 10 pm EST; Saturday, 8:30 am to 5 pm EST.

Commercial Support Center 1-866-475-0729

Monday through Friday, 7 am to 10 pm EST.

Personal Loans and Lines of credit

Since many people visit Fifth third bank to get financing, let's take a look at the main personal loans offered by the bank. The bank's website says that they are ready to offer both a large and a small personal loan or line of credit with fast financing and access to money. Fifth third also claims to offer fixed interest rates that will not change, as well as regular monthly payments for a fixed period of time.

Personal Loans

Signature loan

A signature loan is an easy and convenient way to quickly get financing online. It is important to note that in order to apply for and receive a signature loan, you must be a client of Fifth third bank and also have an eligible checking or savings account.

A signature loan gives you the opportunity to get a loan in the amount of $ 2,000 to $ 25,000. This way you can cover any of your needs. Loan repayment terms can also vary and usually range from 12 to 60 months. Before taking out a loan, it is also important to pay attention to interest rates, which range from 5.99% to 11.74%.

The advantage of this loan offer is that you have the option to select the first payment date. Also, you will not have to deal with such unpleasant things as prepayment fee, annual fee and closing costs, which are typical for most lenders.

Secured loan

A secured loan is one of the most convenient ways to get financing these days. You should know that the loan is secured by funds in your Fifth Third savings, CD or investment account. Thus, you have the opportunity to borrow money and get the required amount while your assets continue to grow, which is very convenient. As with a signature loan, in order to apply and be approved you must be a Fifth third Bank client and have an eligible checking or savings account.

With a secured loan, you can qualify for a fairly large amount of money. So, the available amounts are loans from $ 2,000 to $ 500,000 (between 50 to 100% of collateral). The timing of debt repayment can also vary and range from 12 to 60 months. Please note that the annual percentage rate can range from 5.14% to 8.64%. The advantage is the absence of an annual and prepayment fee, as well as there are no closing costs.

Lines of credit

Unsecured flexline

A line of credit is a type of financing when you receive a certain amount and make monthly payments to cover your debt. If you can meet the asset requirement, than an unsecured flexline is a great alternative to traditional line of credit. As with loans, in order to apply you must be a Fifth Third Bank customer and have an eligible checking or savings account.

The amount of the credit line depends on your verified liquid assets. Typically, you can receive up to 10% of your assets. The amount of the line of credit ranges from $ 5,000 to $ 100,000. The annual percentage rate can range from 5.50 to 7.00%. Also note that this line of credit has a 20 year draw period (with balance due at maturity). You should also be making interest-only monthly payments on a daily basis. However, you should also be aware that you will have to pay a $ 65 annual fee excluding the first year.

Secured line of credit

As the name suggests, this line of credit is secured by fund in your Fifth Third savings, Investment account or CD. While your assets continue to grow, you will have constant access to this line of credit, which is very convenient for most clients. This service is available only for Fifth third bank clients who have a checking or savings account.

It is also very important to pay attention to the loan conditions and make sure that they meet your wishes and needs. The amount of the line can be different and varies from $ 5,000 to $ 500,000 (between 50 to 100% of collateral). You will also have access to the 20 year draw period with balance due at maturity. As with unsecured flexline, you will need to make interest-only monthly payments. Interest rates can also vary and range from 3.25% to 6.00%. Unlike unsecured flexline, the secured line of credit has no annual fee, which will definitely be an advantage for most clients.

Notices and Disclosures

Also on the Fifth third bank website, we came across some points that you need to pay attention to when personal lending. You can study the full list on the bank's website, but here we will mention the main points that you should take into account.

In order to receive a personal loan or line of credit, your checking or savings account must be in good condition and you must be the account holder. It is also important to know that your account type, state of residence and date of opening may limit your options.

The annual percentage rate can also vary depending on credit requirements, loan term and loan amount. Thus, please note that your interest rate may be increased.

Pay attention to the fact that interest will accrue during the 45-day no payment period.

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