LendUp
LendUp offers Payday loans, Cash advance, Short-term loans, No credit check loans, Payday advance, Online loans, Bad credit loans with a quick online application and instant decisions, 24/7. Good credit isn’t required. Besides you'll be provided with a series of free online education courses designed to boost your financial savvy fast.
LendUp Rates and Fees
| MAX Loan Amount ▲ MAX Loan Amount Loan amounts are determined by your annual salary and wages, and a review of your debt. Each state allows for a different maximum loan amount, see our Rates and Terms pages to see the maximum loan amount in your state. | Varies by state |
| MIN APR ▲ MIN APR The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan. | 134% |
| Collateral or Guarantor ▲ Collateral or Guarantor Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor. | None, Unsecured |
| MIN Loan Amount ▲ MIN Loan Amount It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations. | $100 |
| MAX APR ▲ MAX APR The maximum percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan. | 1,252% |
| Terms ▲ Terms It’s the period of time within which you are to pay off your loan. | 7 - 30 days |
| Turnaround Time ▲ Turnaround Time It's the period of time within which you get the money. | 1 business day |
| MAX Loan Amount ▲ MAX Loan Amount Loan amounts are determined by your annual salary and wages, and a review of your debt. Each state allows for a different maximum loan amount, see our Rates and Terms pages to see the maximum loan amount in your state. | Varies by state |
| MIN APR ▲ MIN APR The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan. | 30% |
| Collateral or Guarantor ▲ Collateral or Guarantor Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor. | None, Unsecured |
| MIN Loan Amount ▲ MIN Loan Amount It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations. | $500 |
| MAX APR ▲ MAX APR The maximum percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan. | 180% |
| Terms ▲ Terms It’s the period of time within which you are to pay off your loan. | 6 - 12 months |
| Turnaround Time ▲ Turnaround Time It's the period of time within which you get the money. | 1 business day |
....
States where LendUp is available
- California
- Louisiana
- Mississippi
- Missouri
- Tennessee
- Texas
- Wisconsin
LendUp provides types of loans:
- single-payment loans,
- installment loans with rates above 36%,
- installment loans with rates below 36%.
Loans with rates above 36% are classified into silver, gold and platinum, while loans below that rate are called prime loans.
Table of Contents:
LendUp short-term bad credit Payday Loans
LendUp Personal Installment Loans
LendUp loans sign in and login online
LendUp short-term bad credit Payday Loans
LendUp Loans are an alternative to traditional payday loans from a licensed lender. They offer short term (7-30 days) single payment cash advance of $100 - $255. It’s available even for bad credit borrowers and with No hard credit check.
But you must be careful! If you take out a Payday Loan you should plan your budget so that you had enough money to repay it on time and some cash left to pay the bills so that you didn’t have to apply for another loan.
LendUp takes care of their customers and does not let them take rollovers which prevents the borrowers from constant debt). Instead they work with you individually and help you get the necessary education to plan the finances and repay the money on time.
Bad credit is not a problem to get instant decision and approval from LendUp. They can also help you approve your score.
The rates and fees for Payday Loans vary but on average are about 400%. LendUp's deferred deposit transaction fee does not exceed 15 percent of the customer's total repayment amount. You can see representative example of a Payday Loan cost below.
Amount Advanced | Loan Length | Fee | Repayment Amount | APR* |
$100.00 | 14 days | $17.60 | $117.60 | 458.86% |
$100.00 | 30 days | $17.60 | $117.60 | 214.13% |
$200.00 | 14 days | $35.20 | $235.20 | 458.86% |
$200.00 | 30 days | $35.20 | $235.20 | 214.13% |
$250.00 | 7 days | $44.00 | $294.00 | 917.71% |
$250.00 | 14 days | $44.00 | $294.00 | 458.86% |
$250.00 | 30 days | $44.00 | $294.00 | 214.13% |
Haven’t you found the necessary information? Use our calculator to see the cost of your Payday Loan.
As a LendUp borrower, you get a personalized dashboard with your loan details laid out clearly. You can log in at any time to see your loan balance or track recent payments. That puts control of your loan in your hands. If you have any questions connect to customer support for a quick answer.
Read more: Sites like Lend Up
LendUp Personal Installment Loans
LendUp offers Personal Installment loans for silver, gold and platinum borrowers ar rates above 36% and Personal Installment loans with rates below 36%. for prime borrowers.
To apply for a personal loan through LendUp, you must:
- be at least 18 years old
- state your current contact number and address and a valid email address in the application
- have a checking account that accepts electronic transfers
- live in a state where LendUp is licensed to provide loans.
LendUp Installment Loans have a number of benefits:
- Transparent fees and rates;
- Flexible repayment plan;
- Opportunity to raise your credit score;
- High availability even for bad credit borrowers;
- Instant decision;
- They are unsecured;
- Application process is online, quick and easy.
On average, a LendUp borrower takes $386 for 12 months at an APR of 53%, according to the company. That works out to:
Monthly payment: $42.
Total interest: $120.
Total amount due: $506.
LendUp loans sign in and log in online
LendUp is very convenient to work with as it provides its users with a personal account where they can control the lending process, the payments, etc.
To sign in the site, or create an account you need to:
- Choose the login and password;
- fill in your personal data: first and last name, social security number, mobile phone number, date of birth, address;
- additional information includes whether you rent or own home, how much your monthly rent or mortgage payment is, how much the rest monthly expenses are, and what the reason for the loan is.
- you get a call to verify that it’s your phone number;
- you sign in.
- Next time when you want to use the LendUp service you choose the type of your account, sign in and apply for the necessary loan.
- If you forgot the password, you’ll get detailed instructions into the e-mail address on how to reset it.
- You can change or update any information in your account you use Contact us form.
- You can be sure that all your information will be safe and never be sold to third parties.
LendUp Credit Card
LendUp offers credit cards with low fees, financial education built in and incentives to spend less and pay off their balance. LendUp doesn’t require a security deposit, and the card has a fee of no more than $5 per month, depending on a customer’s creditworthiness.
The card’s APR ranges from 19.99 percent to 29.99 percent, but will not go higher than that, even if a customer makes a payment late. With that in mind, Orloff notes that LendUp is offering an unprecedented 14-day grace period before issuing a late fee — and those fees are capped at just $7.
LendUp Mission Lane Visa® Credit Card offers the following benefits:
- Clear pricing & no hidden fees
- Higher credit lines over time
- The tools to help build your credit
- Instant credit decision
- By your side anytime, anywhere
- All the coverage of Visa®
Am I eligible for LendUp Loans?
To get approved for a LendUp loan you need to meet the simple lender's requirements:
Have a checking account that accepts ACH transfers.
Live in one of the states where LendUp currently accepts borrowers: California, Louisiana, Mississippi, Missouri, Tennessee, Texas, and Wisconsin.
LendUp phone number
If you have any questions, you can request a callback at 855-253-6387. Current customers with an outstanding loan can call at 855-253-6387. Bank account updates must be done at least five business days before your next payment due date. Your update must be made over the phone.
How LendUp Loans Work
Securing a loan with LendUp is both straightforward and efficient, with options to apply online, or in-store. Here's a brief walkthrough of the process:
- Choose Your Loan Type. Select the most appropriate loan type that LendUp offers to suit your financial needs.
- Application Submission. Either visit the LendUp website to complete a brief online application or head to a LendUp branch near you to apply in-person.
- Document Verification. Prepare and submit necessary documentation for verification, which may encompass proof of income, identity verification, and proof of residency.
- Approval and Agreement. Upon successful verification, you'll be notified of your approval. Carefully review and agree to the loan terms outlined in the agreement.
- Funding. Following your agreement, the loan amount will swiftly be transferred to your designated bank account or provided to you in-store.
- Repayment. Follow the outlined repayment schedule in your loan agreement, which will detail the repayment of the principal amount along with any associated interest and fees.
Are You Eligible? LendUp Loan Requirements
Here are the general requirements you need to meet:
- Age Requirement. You must be at least 18 years old (or the age of majority in your jurisdiction) to apply for a loan with LendUp.
- Proof of Income. Be prepared to show proof of a stable income, demonstrating your ability to repay the loan.
- Credit Score. While LendUp caters to a broad spectrum of credit profiles, having a good credit score can enhance your chances of approval and potentially secure more favorable loan terms.
- Residency Status. You should be a resident in the state where LendUp operates, complying with the local lending regulations and standards.
- Bank Account. Possess a valid and active bank account where the loan funds can be deposited, and repayments can be withdrawn.
- Contact Information. Provide up-to-date contact information, including a valid email address and phone number, facilitating seamless communication during the loan process.
Before applying, it's recommended to review LendUp's specific eligibility criteria and documentation requirements on their website or contact their customer support for personalized assistance.
LendUp Loans Rates and Fees
It’s always recommended to check the most accurate and up-to-date loan details with the lender directly. However, we can provide you with the average loan rates, terms, and fees for the most popular online loan products.
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Need cash fast? Choose loans like LendUp, your go-to online direct lenders for quick and reliable financial solutions. As a trusted direct lender, they offer a range of loan options tailored to your needs. Find a location near you and experience a hassle-free application process, guided by their expert team. Ready for a financial breather? Visit LendUp or click APPLY ONLINE now!
Why Choose Companies Like LendUp?
Selecting a reputable lender like LendUp can offer a multitude of benefits to potential borrowers. Here are some compelling reasons why you might consider companies like LendUp:
- Diverse Loan Options
- User-Friendly Application Process
- Transparent Terms and Conditions
- Quick Approval and Fund Disbursement
- Personalized Customer Support
- Secure and Confidential Transactions
- Flexible Repayment Plans
- Competitive Interest Rates
- Tailored Loan Solutions to Meet Individual Financial Needs.
Consider the Other Sites Like LendUp
PaydayLoansLowRates offers Payday Loans at affordable rates with convenient repayment terms.
- MIN Loan Amount: $100
- MAX Loan Amount: $1000
- Terms: Vary by state.
- Rates and fees: 200% and 1386% APR
- Turnaround Time: 1 business day
$100 - $1000 Payday Loans
- Active checking account open for 90+ days
- US citizen or permanent resident
- A valid phone number or email address
- 21+ years old (19+ in Alabama)
- Social Security number (for Indiana residents only)
- Pros
-
- You can get even as low as $100.
- Quick funding the same or the next business day.
- Money can be used for any personal needs.
- Cons
-
- Not available in every state.
- APR can be rather high.
- High late payment fees.
Instant Loans USA will help you get the cash you need when you need it. You can apply for Payday Loans, or Personal Loans online. Choose the best rates and terms and get the same-day financing.
- MIN Loan Amount: $100
- MAX Loan Amount: $35000
- Terms: Varied
- Rates and fees: Starting at 4.99% APR
- Turnaround Time: 1 business day
- $100 - $1000 Payday Loans
- $5,000 - $35,000 Personal Loans
- 18 years of age or older
- U.S. citizenship
- Valid checking or savings account with direct deposit
- Minimum regular income of $1,000 per month
- Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
- Pros
-
- High loan amounts up to $35,000.
- Minimal basic requirements.
- No collateral or co-signer.
- Bad credit is OK.
- Cons
-
- High interest rates.
StarLoans will help you get the cash you need when you need it. You can apply for Payday Loans, Installment Loans or Personal Loans, etc. Compare the lenders and get matched with the best one.
- MIN Loan Amount: $100
- MAX Loan Amount: $35000
- Terms: Varied
- Rates and fees: Starting at 3.99% APR
- Turnaround Time: 1 business day
- $100 - $1000 Payday Loans
- $1000 - $5000 Installment Loans
- $5000 - $35000 Personal Loans
- Up to $10,000 Title Loans
- 18 years of age or older
- U.S. citizenship
- Valid checking or savings account with direct deposit
- Minimum regular income of $1,000 per month
- Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
- Pros
-
- High up to $35,000 loan amounts.
- Minimal restrictions on how you can use your loan.
- Both secured and unsecured loans.
- Bad credit is OK.
- Cons
-
- It's not a direct lender, so you'll need to clarify rates and terms with the company you are matched with.
EasyPaydayLoan will help you get the cash you need when you need it. You can apply for Payday Loans, Car Title Loans, etc. Compare the lenders and get matched with the best one.
- MIN Loan Amount: $100
- MAX Loan Amount: $10,000
- Terms: Varied
- Rates and fees: Starting at 6.99% APR
- Turnaround Time: 1 -2 business days
- $100 - $1000 Payday Loans
- Up to $10,000 Title Loans
- An active checking account
- Proof of regular source of income
- US citizen or permanent resident
- Employment, or benefits from other sources
- At least 18 years of age
- Pros
-
- Various loan amounts for your needs.
- No hard credit checks.
- Fats and easy online application.
- Instant funding.
- Cons
-
- It's not a direct lender, so you'll need to clarify rates and terms with the company you are matched with.
Loans Like LendUp: Why Apply for Online Loans?
- Any Emergency Financing
- Emergency Medical Expenses
- Home Repairs or Renovations
- Consolidating High-Interest Debt
- Covering Educational Expenses
- Financing a Vehicle Purchase or Repair
- Bridging Gaps in Cash Flow
- Funding a Much-Needed Vacation
- Investing in a Business Venture
- Covering Moving Expenses
- Planning a Wedding or Special Event.
How to Make the Most of Your LendUp Loan
To ensure that you benefit maximally from your LendUp loan, here are some strategies to consider:
- Budget Wisely. Once you've secured your loan, incorporate the repayment plan into your monthly budget to avoid any financial strain and to manage your finances more effectively.
- Use for Intended Purpose. Make sure to utilize the loan for the intended purpose, avoiding unnecessary expenses and focusing on fulfilling the specific financial need for which the loan was secured.
- Early Repayment. If possible, try to repay your loan earlier than the stipulated timeframe. Doing this could potentially save you money on interest and positively impact your credit score.
- Seek Financial Advice. If you're unsure about the best ways to utilize your loan, consider seeking advice from a financial advisor to help guide your decisions and to develop a strategic financial plan.
- Build Credit Score. Use this opportunity to build or improve your credit score by making timely repayments, which can enhance your creditworthiness for future financial endeavors.
- Emergency Fund. If you don't need to use the entire loan amount immediately, consider allocating a portion of it as an emergency fund for unforeseen circumstances, ensuring you have a financial cushion to fall back on.
- Leverage COMPACOM's Resources. Utilize COMPACOM to compare different loan offers and to secure the most competitive rates, helping you to make the most of your loan.
- Open Communication. Maintain open communication with your lender, informing them of any difficulties you may encounter during the repayment period and potentially negotiating more favorable terms if necessary.
By adopting these strategies, you can maximize the benefits of your LendUp loan and foster financial stability and growth. Remember, responsible borrowing is key to successful loan management.
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Navigating the financial market for the best loan deals just became simpler with COMPACOM. We stand as a beacon in the lending industry, partnering with a substantial network of over 300 direct loan companies. This partnership equips you to find offers that not only suit your unique financial situation but also come with the best possible rates.
Here's why COMPACOM is your go-to platform for loan solutions:
- Wide Network of Lenders. Connect with 300+ reputable lending companies, all in one place.
- Tailored Loan Options. Find loan packages that are specifically designed to cater to your financial needs, ensuring you get the best rates every time.
- User-Friendly Interface. Navigate with ease and convenience as you explore various loan options available at your fingertips.
- Secure Transactions. Your privacy is our priority, guaranteeing secure and confidential processing of your data.
- Informed Choices. Utilize our platform to make knowledgeable decisions, equipped with all the necessary information and user reviews.
Choose COMPACOM to streamline your search for the perfect loan, matching you with the best loan companies that align perfectly with your financial objectives.
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Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.