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LendUp Review

4.4140625

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Free Application Form
$100 - $1,000 PAYDAY LOANS
$1,000 - $35,000 INSTALLMENT LOANS

How much would you like to borrow?

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LendUp offers Payday loans, Cash advance, Short-term loans, No credit check loans, Payday advance, Online loans, Bad credit loans with a quick online application and instant decisions, 24/7. Good credit isn’t required. Besides you'll be provided with a series of free online education courses designed to boost your financial savvy fast.

Simply Start a Free Application Now to get Products and Services Online:

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LendUp Rates and Fees

MAX Loan Amount

MAX Loan Amount

Loan amounts are determined by your annual salary and wages, and a review of your debt. Each state allows for a different maximum loan amount, see our Rates and Terms pages to see the maximum loan amount in your state.

Varies by state
MIN APR

MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

134%
Collateral or Guarantor

Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

None, Unsecured
MIN Loan Amount

MIN Loan Amount

It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations.

$100
MAX APR

MAX APR

The maximum percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

1,252%
Terms

Terms

It’s the period of time within which you are to pay off your loan.

7 - 30 days
Turnaround Time

Turnaround Time

It's the period of time within which you get the money.

1 business day
Apply online
MAX Loan Amount

MAX Loan Amount

Loan amounts are determined by your annual salary and wages, and a review of your debt. Each state allows for a different maximum loan amount, see our Rates and Terms pages to see the maximum loan amount in your state.

Varies by state
MIN APR

MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

30%
Collateral or Guarantor

Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

None, Unsecured
MIN Loan Amount

MIN Loan Amount

It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations.

$500
MAX APR

MAX APR

The maximum percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

180%
Terms

Terms

It’s the period of time within which you are to pay off your loan.

6 - 12 months
Turnaround Time

Turnaround Time

It's the period of time within which you get the money.

1 business day
Apply online

....

Smaller tax return than you expected? Apply online for quick cash. Apply

States where LendUp is available

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 7 states
  • California
  • Louisiana
  • Mississippi
  • Missouri
  • Tennessee
  • Texas
  • Wisconsin

LendUp provides  types of loans:

Loans with rates above 36% are classified into silver, gold and platinum, while loans below that rate are called prime loans.

Table of Contents:

LendUp short-term bad credit Payday Loans

LendUp Personal Installment Loans

LendUp loans sign in and login online

LendUp Credit Card

Am I eligible for LendUp Loans?

LendUp phone number

LendUp short-term bad credit Payday Loans 

LendUp Loans are an alternative to traditional payday loans from a licensed lender. They offer short term (7-30 days) single payment cash advance of $100 - $255. It’s available even for bad credit borrowers and with No hard credit check.

But you must be careful! If you take out a Payday Loan you should plan your budget so that you had enough money to repay it on time and some cash left to pay the bills so that you didn’t have to apply for another loan.

LendUp takes care of their customers and does not let them take rollovers which prevents the borrowers from constant debt). Instead they work with you individually and help you get the necessary education to plan the finances and repay the money on time.

Bad credit is not a problem to get instant decision and approval from LendUp. They can also help you approve your score.

The rates and fees for Payday Loans vary but on average are about 400%. LendUp's deferred deposit transaction fee does not exceed 15 percent of the customer's total repayment amount. You can see representative example of a Payday Loan cost below.

Amount Advanced

Loan Length

Fee

Repayment Amount

APR*

$100.00

14 days

$17.60

$117.60

458.86%

$100.00

30 days

$17.60

$117.60

214.13%

$200.00

14 days

$35.20

$235.20

458.86%

$200.00

30 days

$35.20

$235.20

214.13%

$250.00

7 days

$44.00

$294.00

917.71%

$250.00

14 days

$44.00

$294.00

458.86%

$250.00

30 days

$44.00

$294.00

214.13%

 Haven’t you found the necessary information? Use our calculator to see the cost of your Payday Loan.

As a LendUp borrower, you get a personalized dashboard with your loan details laid out clearly. You can log in at any time to see your loan balance or track recent payments. That puts control of your loan in your hands. If you have any questions connect to customer support for a quick answer.

Read more: Sites like Lend Up

LendUp Personal Installment Loans 

LendUp offers Personal Installment loans for silver, gold and platinum borrowers ar rates above 36% and Personal Installment loans with rates below 36%. for prime borrowers.

To apply for a personal loan through LendUp, you must:

  • be at least 18 years old
  • state your current contact number and address and a valid email address in the application
  • have a checking account that accepts electronic transfers
  • live in a state where LendUp is licensed to provide loans.

LendUp Installment Loans have a number of benefits:

On average, a LendUp borrower takes $386 for 12 months at an APR of 53%, according to the company. That works out to:

Monthly payment: $42.

Total interest: $120.

Total amount due: $506.

LendUp loans sign in and log in online  

LendUp is very convenient to work with as it provides its users with a personal account where they can control the lending process, the payments, etc.

To sign in the site, or create an account you need to:

  • Choose the login and password;

lendup account

  • fill in your personal data: first and last name, social security number, mobile phone number, date of birth, address;

lendup account

  • additional information includes whether you rent or own home, how much your monthly rent or mortgage payment is, how much the rest monthly expenses are, and what the reason for the loan is.

lendup account

  • you get a call to verify that it’s your phone number;
  • you sign in.

lendup sign in

  • Next time when you want to use the LendUp service you choose the type of your account, sign in and apply for the necessary loan.
  • If you forgot the password, you’ll get detailed instructions into the e-mail address on how to reset it.
  • You can change or update any information in your account you use Contact us form.
  • You can be sure that all your information will be safe and never be sold to third parties.

LendUp Credit Card 

LendUp offers credit cards with low fees, financial education built in and incentives to spend less and pay off their balance. LendUp doesn’t require a security deposit, and the card has a fee of no more than $5 per month, depending on a customer’s creditworthiness.

The card’s APR ranges from 19.99 percent to 29.99 percent, but will not go higher than that, even if a customer makes a payment late. With that in mind, Orloff notes that LendUp is offering an unprecedented 14-day grace period before issuing a late fee — and those fees are capped at just $7.

LendUp Mission Lane Visa® Credit Card offers the following benefits:

  •  Clear pricing & no hidden fees
  •  Higher credit lines over time
  •  The tools to help build your credit
  •  Instant credit decision
  •  By your side anytime, anywhere
  •  All the coverage of Visa®

Am I eligible for LendUp Loans?

To get approved for a LendUp loan you need to meet the simple lender's requirements:

  • Have a checking account that accepts ACH transfers.

  • Live in one of the states where LendUp currently accepts borrowers: California, Louisiana, Mississippi, Missouri, Tennessee, Texas, and Wisconsin.

LendUp phone number

If you have any questions, you can request a callback at 855-253-6387. Current customers with an outstanding loan can call at 855-253-6387. Bank account updates must be done at least five business days before your next payment due date. Your update must be made over the phone.

FAQ

 
What do I need to apply to LendUp?
 
Is LendUp legit?
 
How can I contact LendUp?
 
How long does it take to get a Payday Loan from LendUp?
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Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.

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  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

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APR from 4.99%

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