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OneMain Financial Review

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Find information or Apply for any service OneMain Financial offers: Financial Services, Loans, Mortgages, Financing Services, Real Estate Loans, Financial Planning Consultants and more. Get Addresses & Directions, Phone numbers and Website to Login.

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OneMain Financial Rates and Fees

MAX Loan Amount

MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

$20,000
MIN APR

MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

18%
Collateral or Guarantor

Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

None, Unsecured
MIN Loan Amount

MIN Loan Amount

It’s the minimum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

$1,500
MAX APR

MAX APR

The maximum percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

35.99%
Terms

Terms

It’s the period of time within which you are to pay off your loan.

2 - 5 years
Turnaround Time

Turnaround Time

It's the period of time within which you get the money.

Same Day

....

States where OneMain Financial is available

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 36 states
  • Alabama
  • Colorado
  • Connecticut
  • Delaware
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Minnesota
  • Mississippi
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Mexico
  • North Dakota
  • Oklahoma
  • Oregon
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Utah
  • Vermont
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming
  • District of Columbia

OneMain Financial Locations

Choose your OneMain Financial Location to find stores near you:

Colorado

Illinois

Nevada

South Carolina

Tennessee

District of Columbia

Contents:

OneMain Financial Online.

OneMain Financial Near You.

OneMain Financial Loans.

Why OneMain Financial?

OneMain Financial Hours.

OneMain Financial Phone Number.

OneMain Financial Online.

  1. Go to the official website of the company, fill out an application form and find out if you prequalify for the necessary amount.
  2. Go to the local OneMain Financial branch and verify the information.
  3. If you agree with the terms, submit the application and receive the funds.

How it works

Loan decisions are made after OneMain Financial reviews your application. Acceptance or denial is based on your financial situation, credit score and ability to pay back the loan.

To apply for a loan at OneMain Financial you'l need:

  • A copy of a valid, government-issued ID (e.g. driver’s license or passport)
  • Proof of residence (e.g. a driver’s license with your current address, a utility bill, or a signed lease)
  • Proof of income (e.g. paystubs or tax returns)

OneMain Financial Near You.

OneMain Financial has nearly 1,600 branches in 44 states. Use the branch locator. Choose your state to find the closest store at your location. You'll get the address, directions, map, working hours, phone numbers of the branch.

store locator

OneMain Financial Loans.

OneMain Financial offers unsecured and secured personal loans that can be used for a variety of purposes:

Loans use

You'll have fixed loan interest rate, payment and loan term with no hidden fees.

Depending on your state of residence, you may be able to get a loan between $1,500 and $20,000. Higher loan amounts may be available if you have a good credit history and can support your loan by a collateral.

Why OneMain Financial?

  • Clear terms - loans have fixed rates, fixed payments, and no prepayment fees.
  • No minimal credit score requirements.
  • Local branches nationwide, you can meet one-on-one to discuss your options.
  • 100+ years of personal service.
  • Same day money - нou could get your money as soon as the same day if you’re approved by noon.

OneMain Financial Hours.

Most OneMain Financial stores operate by the following schedule:

Mon Oct 14

8:30 AM – 5:30 PM

Tue Oct 15

8:30 AM – 7:00 PM

Wed Oct 16

8:30 AM – 5:30 PM

Thu Oct 17

8:30 AM – 5:30 PM

Fri Oct 18

8:30 AM – 5:30 PM

Sat Oct 19 CLOSED
Sun Oct 20 CLOSED

After-hours appointments are also available. Call your local store to find out the details.

OneMain Financial Phone Number.

If you have questions about applying for a personal loan or the products OneMain Financial offers, there are several ways you can get in touch with them.

  • Send a message.
  • Call by phone:

General Account Support (800) 742-5465 (M-F 7am-7pm Central)

Technical Web Assistance (877) 520-6246 (M-F 7am-7pm Central)

For existing Insurance Questions call (800) 307-0048 (M-F 8am-4:30pm Central)

For existing Mortgage Account call (866) 698-8332 (M-F 7am-7pm Central)

OneMain Financial Login

OneMain Financial provides its customers with an opportunity to lig in on the website and become their regular user with the following benefits:

  • View monthly statements
  • Schedule and make payments
  • Enroll in Direct Pay
  • Update your contact information
  • Earn points for  "OneMain Rewards"

OneMain Financial Login

To enroll in online account you'll need to have the following information ready to verify your identity as it appears on your monthly statement:

  1. First and Last name
  2. Account number*
  3. Last four digits of social security number
  4. Zip code

1. Press Login button and fill in the required personal information:

My account

Then to create an online account you'll need to state more information including Social Security number and monthly income:

My account2

Agree with the terms and conditions and check the offers you can prequalify for:

How to find the account number?

Your account number can be found in three places:

  • At the top of your loan contract
  • At the top right corner of your monthly statement
  • At the top left corner of your Account Management page after logging in

How to reset the password?

If you need to reset your password, go to our "Forgot Your Password?" page.

After entering your username, you will have three options to reset your password:

  1. Get an email 

  2. Answer challenge questions.

  3. Verify your identity.

  4. Provide your first and last name, account number*, last four digits of your social security number, and zip code.

How to reset the password?

If you forgot your username, go to "Forgot Your Username?" page.

Please have the following information ready to verify your identity:

  1. First and Last name
  2. Account number*
  3. Last four digits of social security number
  4. Zip code

 

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