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Speedy Cash Review

4.1445086705202

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Free Application Form
$100 - $1,000 PAYDAY LOANS
$1,000 - $35,000 INSTALLMENT LOANS

How much would you like to borrow?

By submitting your information you claim you have read and understood and agree to Privacy Policy, Terms of Use, Responsible Lending and Marketing Practices

Payday Loans up to $1,500, and Installment Loans up to $5,000. Speedy Cash services also include Check Cashing, Visa® Prepaid Debit Cards, Cash for Gold, Money Orders, and Wire Transfers. Speedy Cash - Easy, Fast  & Friendly  Cash Loans - Online, In-Store & Over the Phone.

Simply Start a Free Application Now to get Products and Services Online:

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Speedy Cash Rates and Fees

MAX Loan Amount

MAX Loan Amount

Loan amounts are determined by your annual salary and wages, and a review of your debt. Each state allows for a different maximum loan amount, see our Rates and Terms pages to see the maximum loan amount in your state.

$1,500
MIN Loan Amount

MIN Loan Amount

It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations.

$50
Terms

Terms

It’s the period of time within which you are to pay off your loan.

Varied
Collateral or Guarantor

Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

None, unsecured
Bad credit

Bad credit

Credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual. Bad credit is any score below 620.

Available
Turnaround Time

Turnaround Time

The time within which you are to get the money.

1 business day
Apply online
MAX Loan Amount

MAX Loan Amount

Loan amounts are determined by your annual salary and wages, and a review of your debt. Each state allows for a different maximum loan amount, see our Rates and Terms pages to see the maximum loan amount in your state.

$5,000
Terms

Terms

It’s the period of time within which you are to pay off your loan.

Varied
Collateral or Guarantor

Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

None, unsecured
Bad credit

Bad credit

Credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual. Bad credit is any score below 620.

Available
Turnaround Time

Turnaround Time

The time within which you are to get the money.

1 business day
Apply online
MAX Loan Amount

MAX Loan Amount

Loan amounts are determined by your annual salary and wages, and a review of your debt. Each state allows for a different maximum loan amount, see our Rates and Terms pages to see the maximum loan amount in your state.

Varies by state
Terms

Terms

It’s the period of time within which you are to pay off your loan.

Varied
Collateral or Guarantor

Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

None, unsecured
Bad Credit

Bad Credit

Credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual. Bad credit is any score below 620.

Available
Turnaround Time

Turnaround Time

The time within which you are to get the money.

1 business day
Apply online

....

Smaller tax return than you expected? Apply online for quick cash. Apply

States where Speedy Cash is available

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 16 states
  • Alabama
  • Arizona
  • California
  • Colorado
  • Florida
  • Georgia
  • Illinois
  • Kansas
  • Kentucky
  • Louisiana
  • Mississippi
  • Missouri
  • Nevada
  • Tennessee
  • Texas
  • Washington

Table of Contents:

About Speedy Cash

Speedy Cash Loans

Speedy Cash Online

Speedy Cash near me

Speedy Cash customer service

Speedy Cash hours

Speedy Cash phone number 

About Speedy Cash 

Speedy Cash started in 1997, when the first store in Riverside, California was opened. It was specially designed for hard-working people who find themselves in need of a short-term loan - critical funds they may not be able to easily borrow from traditional banks. Speedy Cash offers a variety of convenient, easily-accessible financial services, such as payday loans, title loans, installment loans, lines of credit, check cashing, and is the exclusive provider of Opt+ prepaid debit cards.

Speedy Cash serves customers in physical locations, online, over the phone, and via mobile app. No matter where you'll find the same attractive, convenient main street stores; quick, convenient loan process; and consistent, helpful Customer Service.

Speedy Cash Loans 

 
Speedy Cash Payday Loans
 
Speedy Cash Installment Loans
 
Speedy Cash Title Loans
 
Speedy Cash Online Loans
 
Speedy Cash Line of Credit
 
Speedy Cash Money Orders
 
Speedy Cash Wire Transfers
 
Speedy Cash Prepaid Debit Card
 
Speedy Cash Check Cashing

Speedy Cash Online 

Online Loans from Speedy Cash offer:

  • Flexible loan options
  • Quick lending decision
  • Fast funding, if approved

The benefits of borrowing online with Speedy Cash are the following:

  • You can get a loan anytime from anywhere 24 / 7 100% online
  • If you are approved for a loan, you can get the money the same day in a store
  • Your online application at Speedy Cash is absolutely secure and all your personal information is safe

Speedy Cash offers various online lending options to fit your specific needs:

To take out any of these loans online you need:

how online loans work

  1. apply on Speedy Cash website or through mobile app;
  2. get a lending decision as soon as possible;
  3. select loan amount;
  4. sign the documents;
  5. get the necessary funds.

Fast loans you can apply for online with Speedy Cash could provide you with a cash advance when you need it most.

Speedy Cash near me 

Speedy Cash has in-store locations in the following states: AL, AK, AZ, CA, CO, DE, HI, IL, ID, KS, LA, MO, MS, ND, NV, OH, OK, RI, TN, TX, UT, VA, WI, WY.

speedy cash locations

At any of these stores you can get the following products:

  • Payday Loans
  • Installment Loans
  • Title Loans
  • Line of Credit
  • Money Orders
  • Wire Transfers
  • Prepaid Debit Card
  • Check Cashing

To find the nearest Speedy Cash store in your location you just enter your location and get a variety of shops situated in your area.

speedy cash locations

For each Speedy Cash store, you get its:

  • address
  • phone number
  • fax number
  • working hours and days
  • directions
  • location of the store on the map
  • Besides you have a chance to apply for a loan at each shop online.

Compare Speedy Cash to other direct lenders offering Payday Loans and Installment Loans in a store near you:

LendYou will help you get the cash you need when you need it. You can apply for Payday Loans, Installment Loans or Personal Loans, etc. Compare the lenders and get matched with the best one.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Varied
  • Rates and fees: Starting at 4.99% APR
  • Turnaround Time: 1 business day
  • $100 - $1000 Payday Loans
  • $1000 - $5000 Installment Loans
  • $5000 - $35000 Personal Loans
  • 18 years of age or older
  • U.S. citizenship
  • Valid checking or savings account with direct deposit
  • Minimum regular income of $1,000 per month
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
Pros
  • High up to $15,000 loan amounts. 
  • Minimal restrictions on how you can use your loan.
  • No collateral or guarantor.
  • Bad credit is OK. 
Cons
  • It's not a direct lender, so you'll need to clarify rates and terms with the company you are matched with. 

 

Check Into Cash offers Payday Loans, Title Loans, Personal Installment Loans and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $50
  • MAX Loan Amount: $3000
  • Terms: Vary by state.
  • Rates and fees: 261% to 782% APR
  • Turnaround Time: 1 business day
  • Payday Loans
  • Online Payday Loans
  • Title Loans
  • Installment Loans
  • Online Installment Loans
  • Line of Credit
  • Flex Loans
  • Other Services
  • Check Cashing
  • Bill Pay
  • Western Union 
  • U.S. Money Card
  • Cell Phone Top-Ups
  • Sell Us Your Gift Cards For Cash
  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
  • 21+ years old (19+ in Alabama)
  • Social Security number (for Indiana residents only)
Pros
  • You can get even as low as $50.
  • Quick funding on the next business day.
  • Money can be used for any personal needs.
Cons
  • Not available in every state.
  • APR can be more than 153.73% depending on your state.
  • High late payment fees.

 

Greenlight Cash created an online platform to connect consumers like you with reliable lenders across the country. They partner with a large network of professionals so you get a chance to work with one of them and meet the challenge of improving your financial situation in the most effective way. Once you tap submit, you get one step closer to receiving the funds.

  • Payday Loans
  • Installment Loans
  • Personal Loans
  • be a legal U.S. resident
  • be at least 18 years old
  • have a stable source of income
  • be currently employed
  • have an active bank account
Pros
  • Unrivaled flexibility and accessibility.
  • Predictable monthly payments

  • Quick and simplified borrowing process

  • Any credit is welcome
Cons
  • Not a direct lender.

 

GoGoPaydayLoans offers Payday Loans at affordable rates with convenient repayment terms. 

  • MIN Loan Amount: $100
  • MAX Loan Amount: $1000
  • Terms: Vary by state.
  • Rates and fees: 261% to 782% APR
  • Turnaround Time: 1 business day

$100 - $1000 Payday Loans

  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
  • 21+ years old (19+ in Alabama)
  • Social Security number (for Indiana residents only)
Pros
  • You can get even as low as $100.
  • Quick funding on the next business day.
  • Money can be used for any personal needs.
Cons
  • Not available in every state.
  • APR can be more than 153.73% depending on your state.
  • High late payment fees.

 

Loan By Phone offers Payday Loans, Installment Loans and Line of Credit.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $3000
  • Terms: Varied
  • Rates and fees: Vary by state
  • Turnaround Time: 1 business day
  • Payday Loans
  • Installment Loans
  • Line of Credit
  • 21 years of age
  • Social Security Number
  • Proof of Income (from your job, pension, welfare, or other source)
  • Valid email address
  • Active checking account (open for at least 90 days)
  • Current cell/home and work phone number
Pros
  • All loan applications and requests are guaranteed confidential and all transactions are governed in accordance with the laws of your state of residence.
  • Flexible repayment.
  • Available in most states.
Сons
  • High interest rates.
  • If you don't pay back on time your data may be sold to third parties.

 

Indyloan.com offers Personal Loans online at affordable rates with convenient repayment. 

  • MIN Loan Amount: $100
  • MAX Loan Amount: $5000
  • Terms: Vary by state
  • Rates and fees: Varied
  • Turnaround Time: 1 - 2 business day

Personal Loans

  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
Pros
  • Quick - no driving, waiting, faxing, paperwork.
  • High approval rate even for bad credit borrowers.
  • Online Payday cash advance with no collateral or co-signer.
  • 24 / 7 online service.
Cons
  • High interest rates.
  • Available not in all the states.
  • Only loans up to $5000 are available.

 

Speedy Cash customer service 

Speedy Cash friendly loan specialists are dedicated to answering your questions by phone or email. They work Monday - Friday: 6:00am to 11:00pm (CT) and Saturday - Sunday: 9:00am to 6:00pm (CT). The contact details of customer service are: 

Phone: 1-888-333-1360 
Español: 1-855-734-0111 
Fax: 1-888-333-0568

Email: CustomerService@SpeedyCash.com

You may contact the customeк service for a number of reasons:

  • feedback
  • complaint
  • request due to date change
  • website problems
  • fraud/ ID theft
  • collections
  • general questions
  • marketing requests

To get the answer or solve any problem you have you can write an e-mail, call by phone or fill in a contact form online. 

speedy cash contact form

In the form the following information is required:

  • first name
  • last name
  • e-mail
  • phone number
  • state of residence

Then you admit the information, send it and wait for a reply. 

Speedy Cash hours  

If you apply for any Speedy Cash product online you may expect 24 / 7 service.

If you prefer to go to a Speedy Cash store you'd better check out for its opening hours. You can do it on the Speedy Cash website. Mostly all shops work from 8:00 am to 8:00 pm on Monday - Thursday, from 8:00 am to 9:00 pm on Friday - Saturday and from 10:00 am to 4:00 pm on Sunday. But this time may vary. Call the necessary shop before driving there.

Speedy Cash phone number  

Speedy Cash customer service phone number is  1-888-333-1360. 

Call for free and get any help you need, ask for any information you are interested in, leave a comment or complaint. Besides Speedy Cash offers using the phone to apply for a loan. To apply for a loan by phone, call one of Speedy Cash friendly phone representatives at 1-888-222-1014.

You can take out payday loans, installment loans and line of credit loans over the phone. One of Speedy Cash phone representatives will guide you through the loan application process and you'll complete the entire application over the phone and receive an instant lending decision. 

Loans by phone are available to residents of the following states: Alabama, Alaska, California, Hawaii, Idaho, Kansas, Louisiana, Missouri, Nevada, Oklahoma, Rhode Island, South Dakota, Texas, Utah, Washington, or Wyoming. Installment loans by phone services are available to residents of Arizona, Illinois, New Mexico, and Wisconsin.

To apply for cash advance by phone, you will need:

  •  A steady source of income
  •  A valid ID showing that you meet minimum age requirements
  •  An active checking account

During the application process, the operator will collect information about your income, your checking account and routing numbers, and basic personal information (including your Social Security Number, phone number, address, and birth date).

If approved, you could receive your loan funds as soon as tomorrow.

Speedy Cash Login

If you already have an account on Speedy Cash website you just sign in with Facebook or enter your e-mail and password.

speedy cash sign in

Keep in mind!
When you sign in with Facebook, Speedy Cash will not post to your Facebook profile.

If you are new to Speedy Cash you'll need to create an account.

1. For that you go through a usual process filling in your e-mail, password and security question and answer.

speedy cash account

2. After that you'll be asked to fill in your basic personal information, such as your name and home address.

The personal information includes your first and last name, M.I., date of birth, security number, identification type (drivers license, military ID, passport, state ID).

personal information

3. In the contact information you'll need to state:

Street address, Apt, suite, bldg, etc., city, state, zip code, the date when you moved in, mobile phone, home phone.

contact info

4. State your income.

 

5. When you choose the source of income (employed, government assistance, military, pension, self-employed) you'll be required to state the following information:

  • employer name
  • work phone number
  • the date of the beginning of your work
  • hoe often you get paid
  • your next pay date
  • what day you get paid on
  • if your income is deposited directlly into your bank
  • how you would like to tell Speedy Cash of your income
  • your gross pay
  • your take home pay

income

6. Then you may review your income information or add another income.

income review

7. Enter your banking information: Checking information and debit card information.

checking info

debit card info

8. Add disclosures if you have any, agree to the policy and terms of use and submit your registration. Now you have a Speedy Cash account which will make the whole lending process even faster and easier.

Speedy Cash Promo Codes 2019

Looking for speedycash coupons, promo code and discount codes? Every time you make purchases at speedycash, you will find all kinds of amazing deals, discounts and special offers. No one should refuse such attractive savings. They provide a comprehensive and wide range of speedycash.com promo codes including online coupon codes, in-store coupons, printable coupons, special deals, promo codes etc. The savings are endless when it comes time for you to apply these discounts.

Most of speedycash coupons and promo codes can be applied to both online and in-store shopping. 

speedy cash promo codes

Find out the best deals and offers from Speedy Cash suitable for you right now:

Speedy Cash store borrowers' promotions

Switch from borrowing with the ‘other guys’ and SAVE 50% OFF your loan fees!* 

Here is how you qualify for 50% OFF your next loan:

1. You are a NEW customer to Speedy Cash, or you haven’t borrowed with them in the last 60 days.

2. You have been borrowing with the ‘other guys’ and can prove this with a bank statement or receipt. Borrowing with another payday lender should have been within the last 60 days.

3. You must qualify for a loan based on standard Speedy Cash lending policies.

*This offer is available in Cranbrook, BC; New Glasgow, NS, and the province of Saskatchewan. 

 

Refer your friends, and we’ll give you $25 CASH!**

Here is how to earn your $25.00 CASH fast:

1. You must be a Speedy Cash customer in good status, with no outstanding loans.

2. Refer a new customer to any Speedy Cash branch. Ask your friend to provide your name to a Customer Service Representative prior to taking out the loan.

3. Your friend must qualify for, and take out, a payday loan with Speedy Cash.

4. Once your friend has borrowed with Speedy Cash, come back to the store and they’ll hand over $25 cash!

5. Keep referring more friends, because there is no limit! Just think, 4 friends = $100.00 CASH in your pocket!

**This offer is not available in Alberta. 

 

Has it been a while since you’ve visited Speedy Cash? Come back to re-borrow with Speedy Cash and receive 25% OFF your next loan!***

Here is how you qualify for 25% OFF your next loan:

1. You have borrowed with Speedy Cash in the past, and remain in Good Standing.

2. You have not had an active loan with Speedy Cash for more than 60 calendar days.

3. You must qualify for a loan based on standard Speedy Cash lending policies.

***This offer is not available in Alberta.

Speedy Cash online borrowers' promotions

Borrow your first $300 with Speedy Cash, and we PAY you $50!*

Here is how to earn your $50.00 CASH!*:

1. You must be a new Speedy Cash customer.

2. You must qualify for a minimum $300.00 payday loan, and repay the loan by it’s due date.

4. Visit any Speedy Cash branch to pick up your cash within 30 days of repaying your loan.

5. Tell your friends about this great promotion in order to also participate in our $25 Refer-a-Friend promotion!

 

Refer your friends, and we’ll give you $25 CASH!

Here is how to earn your $25.00 CASH fast**:

1. You must be a Speedy Cash customer in good status, with no outstanding loans.

2. Refer a new customer to any Speedy Cash branch. Ask your friend to provide your name to a Customer Service Representative prior to taking out the loan.

3. Your friend must qualify for, and take out, a payday loan with Speedy Cash.

4. Once your friend has borrowed with Speedy Cash, reach back out to the website and you'll be offered you $25 cash!

5. Keep referring more friends, because there is no limit! Just think, 4 friends = $100.00 CASH in your pocket!

 

Has it been a while since you’ve visited Speedy Cash? Come back to re-borrow with Speedy Cash and receive 25% OFF your next loan!

How do you qualify for 25% OFF your next loan?***

1. You have borrowed with Speedy Cash in the past, and remain in Good Standing

2. You have not had an active loan with Speedy Cash for more than 60 calendar days

3. You must qualify for a loan based on Speedy Cash lending policy

 

*,**,*** Please ask your Online Customer Service Representative for further details. 

Besides, Speedy Cash provides 8 speedycash coupon codes, 32 speedycash promotion sales and also lots of in-store deals. Among the available 8 coupons, 7 speedycash coupon codes have been used in the last week.

speedy cash promo code

These speedycash.com promo codes and offers are frequently updated by our curators to ensure that you have the best selection of choices!

The next time you're concerned about your budget, click to see speedycash coupons on Everafter Guide. Don't forget to use your speedycash.com promo codes at the checkout to get exclusive discounts and deals!

How Speedycash Coupon Codes work.

  1. Pick up the products and add to your shopping cart. Make sure they are eligible for the application requirements of speedycash.com promo codes.
  2. Copy and paste the speedycash coupon code before checkout. You'll be given a unique coupon code on the landing page.
  3. Double check your code, if the discount is success, you will see a deducted price on the final sum.

Take advantage of our speedycash.com promo codes for great savings, discounts, free shipping, exclusive offers, and special promotions on your purchase.Be budget savvy and enjoy exclusive deals, free shipping offers, incredible gifts and more while shopping at speedycash!

Speedy Cash FAQ

 
How much cash advance can I borrow?

Cash advance amounts are typically based on your monthly earnings and your ability to repay the amount you borrow. In addition, there are state regulations that may limit the amount you can borrow. For additional details, view the rates and terms section of your lender's website.

 
How do I get a loan fast?

 Speedy Cash offers multiple ways to apply for a loan – at a Speedy Cash location, over the phone, or on our website. No matter how you choose to apply, we will process your loan application as quickly as possible. Typically, the application can be completed in a matter of minutes, and upon submission, we will provide you with an instant lending decision.

 
How do Speedy Cash loans work?

That depends on the type of loan you apply for, but at a basic level, here is the process:

  1.  Complete a loan application
  2.  Submit your application and receive an instant lending decision
  3.  Upon approval, review and sign your loan documents, and receive your cash
  4.  Pay back your loan as defined in your loan agreement
 
What services does Speedy Cash offer?

Speedy Cash offers a variety of services including a variety of cash advance loans, check cashing, and more. Services vary by state, and in some instances, by store.

 
How much money can I borrow from Speedy Cash?

 The maximum amount you can borrow from Speedy Cash depends on a variety of factors including your monthly income, credit score, and maximum loan amount available in your state. To see the maximum amount available in your state, view your state’s loan page.

 
What is the interest rate on Speedy Cash loans?
 
How long does it take to get a loan with Speedy Cash?
 
Can I repay my loan earlier?
 
What loan should I choose?
 
What if I change my mind after taking a loan?
 
How do I find a Speedy Cash store near me?
 
Does Speedy Cash offer loans that don't require faxing?

 

FAQ

 
How much can I get from Speedy Cash?
 
Can I get a Payday Loan from Speedy Cash with bad credit?
 
How do I pay back Speedy Cash loan?
 
What loan types does Speedy Cash offer?
 
What interest rates does Speedy Cash charge?

Related article

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  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

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Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.

NEED CASH FAST?
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  • Personal Loans $1,000 - $35,000

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