Avant is ideal for borrowers with less-than-perfect credit who are looking to avoid taking out a short-term loan. You only need to have a credit score of at least 580 to qualify, and it’s willing to accept applicants who are self-employed — uncommon with many personal loan providers. But with a high administrative fee and relatively high starting APR, you might find a better deal elsewhere if you have good to excellent credit. And it won’t be much help if you’re looking to borrow more than $35,000.

Loans for ANY  NEEDS
APR from 4.99%

Whar are AVANT Personal Loan requirements?

  • Credit score of at least 580
  • Valid bank account
  • Proof of steady income
  • Live in eligible state
  • US citizen or permanent resident
  • At least 18 years old — 19 in Alabama

Read more: Avant Reviews

What are Avant pros and cons?

Avant benefits
  • Open to borrowers of all credit types 
  • Self-employed income accepted 
  • Preapproval won’t impact your credit 
  • Available in all states except Colorado, Iowa, Vermont and West Virginia 
  • 9.2/10 Trustpilot score.
Avant drawbacks
  • High rates ranging from 9.95% to 35.99% 
  • Administrative fee of 4.75% 
  • Low maximum loan amount of $35,000 
  • Recently settled lawsuit with the FTCT

What other documents do I need to apply for Avant Personal Loans?

  • Most recent bank statements
  • Most recent pay stubs
  • AVANT products

 Avant loans

Personal loans for the everyday borrower

 

Transparent credit for all

Avant partners with WebBank to offer access to personal loans for middle-income borrowers that need help with things like high-interest debt, home improvement, or unexpected expenses.

Why choose the Avant Personal loans?

  • Fast funding
  • Funds as soon as the next business day
  • Fixed payments
  • No surprises. Just the same simple monthly payment.
  • The personal touch
  • Talk to real folks when you need to.
  • Convenient options
  • Think less with autopay or use the Avant app.

 

The Avant Credit Card helps you pay for what you need while building your credit. Comes with a $300-$1000 credit limit, no hidden fees, and benefits like MasterCard ID Theft Protection.

Why choose the Avant Credit Card?

  • Zero hidden fees
  • Zero fraud liability for unauthorized charges
  • Zero deposit required
  • Fast and easy application process
  • 24/7 payments through a best-in-class online portal
  • Stronger credit with responsible use

 

Avant Personal Loans rates and fees 

  • Personal loans from $2,000 to $35,000 for almost any legitimate use.
  • Rates range from 9.95% to 35.99% APR and borrowers have between 2 years and 5 years to pay back the loan.
  • Loan lengths range from 24 to 60 months.
  • Administration fee up to 4.75%.

The actual loan amount, term, and APR amount of loan that a customer qualifies for may vary based on credit determination and state law. Minimum loan amounts vary by state.

Example: A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33.

The approval process may take longer if additional documents are requested. Approval and loan terms will vary based on credit determination and state law.

How to apply for Avant loans?

Follow these steps to get started:

  1. Click Go to Site to be redirected to Avant’s application page
  2. Click Check Your Loan Options to start your application.
  3. Fill out information about yourself, including your date of birth, address and Social Security number. Avant also requires you to create an account and supply information about your income.
  4. Read over the terms of use and other agreements, then click Agree and Check Your Loan Options.

What information do I need to apply?

To apply with Avant, you will need to provide some basic information:

  • Social Security number
  • Home address
  • Monthly net income
  • Date of birth

Avant analyzes top personal loan providers and rate them one to five stars based on factors that are most important to you. These factors include: rates and fees, customer reviews, loan amounts, loan processing and borrower experience.

Active AVANT promo code

Avant hand-verifies each coupon code on their site to ensure it provides a valid discount at avant.com. There are also site-wide discount codes which unlock discounts on all items across Avant's online store. Besides you may find email discount codes. Email coupon promo codes are good for only one purchase, and our community members share email codes for Avant and thousands of other retailers. Since these codes expire after a single use, you may need to try a few codes before you find one that works. Sometimes, email discount codes may be the only way to save at avant.com. To use a Avant email discount code, simply copy the coupon code from this page, then enter it in the "Promo Code" box at avant.com during checkout to secure your savings. Or look for Avant free shipping coupons

How to Apply Your Avant Discount Code?

Step 1: Find your Avant coupon code on this page and click the button to view the code. The promo code will be automatically copied to the clipboard on your smartphone or computer.

Step 2: Navigate to avant.com and place the items you'd like to buy in your shopping cart. When finished shopping, click "Checkout" or "View Cart" to navigate to the Avant checkout page.

Step 3: On Avant's checkout page, look for the text box called "Promo Code" or "Discount Code." Once you locate it, paste your Avant promo code into this box. Your discount for Avant will be applied.

Avant contact information. Avant phone number

Here are a few other ways to reach AVANT

Installment Loans

Dashboard: avant.com/login
Email: support@avant.com
Call: 800-712-5407

Credit Cards

Dashboard: avant.com/login
Email: creditcards@avant.com
Call: 855-752-7012

Loan Customer Service Hours

Monday - Friday:
7:00am - 10:00pm Central
Saturday - Sunday:
7:00am - 8:00pm Central

Credit Card Customer Service Hours

Monday - Friday:
7:00am - 10:00pm Central
Saturday - Sunday:
7:00am - 8:00pm Central

Loan Application Support Hours

Monday - Sunday:
7:00am - 8:00pm Central

Credit Card Application Support Hours

Monday - Friday:
7:00am - 10:00pm Central
Saturday - Sunday:
7:00am - 8:00pm Central

Email support@avant.com

Twitter @Avant_US

Facebook @AvantUSA

Sites like Avant that offer Personal Loans online

LendYou is will help you get the cash you need when you need it. You can apply for Payday Loans, Installment Loans or Personal Loans, etc. Compare the lenders and get matched with the best one.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Varied
  • Rates and fees: Starting at 4.99% APR
  • Turnaround Time: 1 business day
  • $100 - $1000 Payday Loans
  • $1000 - $5000 Installment Loans
  • $5000 - $35000 Personal Loans
  • 18 years of age or older
  • U.S. citizenship
  • Valid checking or savings account with direct deposit
  • Minimum regular income of $1,000 per month
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
Pros
  • High up to $15,000 loan amounts. 
  • Minimal restrictions on how you can use your loan.
  • No collatera or guarantor.
  • Bad credit is OK. 
Cons
  • It's not a direct lender, so you'll need to clarify rates and terms with the company you are matched with. 

 

 

PaydayloansUSA.online offers Payday Loans, Installment Loans, Personal Loans and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Vary by state.
  • Rates and fees: 4.99% to 1386% APR
  • Turnaround Time: 1 business day
  • Payday Loans
  • Installment Loans
  • Personal Loans
  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
Pros
  • Quick - no driving, waiting, faxing, paperwork.
  • More than 300 direct lenders.
  • High approval rate even for bad credit Payday Loans.
  • Online Payday cash advance with no collateral.
  • 24 / 7 online service.
  • No hard credit check Payday Loans.
Cons
  • High interest rates.
  • Available not in all the states.
  • Not many financial products offered.

 

 

Credible offers Personal Loans, Student Loans, Mortgages, Credit Cards and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $1000
  • MAX Loan Amount: $100000
  • Terms: Vary by state.
  • Rates and fees: starting at 4.99% APR
  • Turnaround Time: 1 business day
  • Personal Loans
  • Student Loans
  • Student Loan refinancing
  • Mortgages
  • Mortgage refinancing
  • Credit Cards
  • Credit score of 640+
  • An active checking account 
  • US residence
Pros
  • Apply once to get access to multiple lenders
  • Quick funding within 1 -2 business days
  • No additional fees
Cons
  • Not many lenders to choose from
  • Not always available for bad credit
  • Sometimes lenders may charge fees to borrow

 

 

 

Check Into Cash offers Payday Loans, Title Loans, Personal Installment Loans and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $50
  • MAX Loan Amount: $3000
  • Terms: Vary by state.
  • Rates and fees: 261% to 782% APR
  • Turnaround Time: 1 business day
  • Payday Loans
  • Online Payday Loans
  • Title Loans
  • Installment Loans
  • Online Installment Loans
  • Line of Credit
  • Flex Loans
  • Other Services
  • Check Cashing
  • Bill Pay
  • Western Union 
  • U.S. Money Card
  • Cell Phone Top-Ups
  • Sell Us Your Gift Cards For Cash
  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
  • 21+ years old (19+ in Alabama)
  • Social Security number (for Indiana residents only)
Pros
  • You can get even as low as $50.
  • Quick funding on the next business day.
  • Money can be used for any personal needs.
Cons
  • Not available in every state.
  • APR can be more than 153.73% depending on your state.
  • High late payment fees.