More and more new young companies are appearing in the financial sector. Prosper is a pioneer company for providing personal loans to its clients.

Prosper Bank

The company was founded in 2005. Almost a million people received $16 billion in loans. Borrowers apply online for a fixed-rate, fixed-term loan between $2,000 and $40,000. Prosper is the discoverer of a personal loan. The company, which became the first firm to enter the peer-to-peer lending arena when it launched in 2006, offers people unsecured personal loans with fair and excellent credit. The average credit score among borrowers of this Bank is 710. The minimum credit score is 640.

Prosper Loans

Prosper offers different types of Loans:

  • Debt Consolidation Loans. A debt consolidation loan can help you pay your debt by credit card or any other type of loan.
  • Home Improvement Loans. You can use this type of loan to repair your home. Choose the amount you need and find out everything you need.
  • Short Term & Bridge Loans. This is not a payday loan, it is an unsecured personal loan that can be taken for any needs, for a period of 3 to 5 years
  • Auto & Vehicle Loans. If you need money to buy or repair a car, this type of loan is specifically for you. Fair interest rates are guaranteed. There is no exact amount set. You specify the amount that you need.
  • Small Business Loans. Whether you need money for equipment or to start a small business, a fixed interest rate is specially selected for you.
  • Baby & Adoption Loans. Newborns always require constant care and a lot of Finance. You can apply for this type of loan and Prosper will help you.
  • Engagement Ring Financing. You want to make your beloved an offer, but you do not have enough money for a ring. Or newlyweds, you need money for wedding rings. Prosper will help you in this difficult financial situation.
  • Special Occasion Loans. If you do not have enough money to celebrate a wedding, anniversary, this type of loan is chosen for you.
  • Green Loans. Ecology is becoming more and more the main problem of the whole world. Prosper will help you Fund your project for the protection of the environment.
  • Military Loans. When you go through military service, you may need money urgently. This type of loan can provide you with up to $40,000

Read more: Prosper Review

Prosper Sign in

Registration on the site is necessary in order to see the latest offers for you to solve your financial problem. Enter the loan amount, your monthly income, contact email, and prosper will help you.

Prosper Loan login

It is very easy to log in to your personal account on the site:

  1. Head to the Prosper offer for loan login page linked above on a mobile browser.
  2. In the first box, type in the email address linked to your account.
  3. In the second field, type your password.
  4. Tap on the “continue” button to access your account.

Prosper Personal Loans

Personal loan APRs through Prosper range from 6.95% (AA) to 35.99% (HR) for first-time borrowers, with the lowest rates for the most creditworthy borrowers.

Take money for absolutely any needs. Prosper offers fair lending rates. The minimum credit score is 640.

Sites like Prosper offering Personal Loans

LendYou will help you get the cash you need when you need it. You can apply for Payday Loans, Installment Loans or Personal Loans, etc. Compare the lenders and get matched with the best one.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Varied
  • Rates and fees: Starting at 4.99% APR
  • Turnaround Time: 1 business day
  • $100 - $1000 Payday Loans
  • $1000 - $5000 Installment Loans
  • $5000 - $35000 Personal Loans
  • 18 years of age or older
  • U.S. citizenship
  • Valid checking or savings account with direct deposit
  • Minimum regular income of $1,000 per month
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
Pros
  • High up to $15,000 loan amounts. 
  • Minimal restrictions on how you can use your loan.
  • No collateral or guarantor.
  • Bad credit is OK. 
Cons
  • It's not a direct lender, so you'll need to clarify rates and terms with the company you are matched with. 

 

 

Credible offers Personal Loans, Student Loans, Mortgages, Credit Cards and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $1000
  • MAX Loan Amount: $100000
  • Terms: Vary by state.
  • Rates and fees: starting at 5.95% APR
  • Turnaround Time: 1 business day
  • Personal Loans
  • Student Loans
  • Student Loan refinancing
  • Mortgages
  • Mortgage refinancing
  • Credit Cards
  • Credit score of 640+
  • An active checking account 
  • US residence
Pros
  • Apply once to get access to multiple lenders
  • Quick funding within 1 -2 business days
  • No additional fees
Cons
  • Not many lenders to choose from
  • Not always available for bad credit
  • Sometimes lenders may charge fees to borrow

 

 

 

PaydayloansUSA.online offers Payday Loans, Installment Loans, Personal Loans and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Vary by state.
  • Rates and fees: 4.99% to 1386% APR
  • Turnaround Time: 1 business day
  • Payday Loans
  • Installment Loans
  • Personal Loans
  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
Pros
  • Quick - no driving, waiting, faxing, paperwork.
  • More than 300 direct lenders.
  • High approval rate even for bad credit Payday Loans.
  • Online Payday cash advance with no collateral.
  • 24 / 7 online service.
  • No hard credit check Payday Loans.
Cons
  • High interest rates.
  • Available not in all the states.
  • Not many financial products offered.