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Payday Loans Online in Owensboro, KY
Owensboro, KYPayday Loans Online

Get Online Payday Loans in Owensboro, KY

4.4360902255639
Apply online for fast Payday Loans from the best Owensboro, KY direct lenders to get quick and easy money.

Get a short-term cash advance with no credit check. You can qualify for Owensboro cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Owensboro either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.

When you need $100 - $1,000 instant cash, apply for Kentucky Payday Loans Online with No Credit Check and get guaranteed financing on the same business day.

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Are Payday Loans Legal in Owensboro, KY ?

Loan Rates and Fees, Laws and Regulations in Kentucky.

In Kentucky maximum Payday Loan amount is $500. Higher amounts are available if you take $1000 - $5000 Installment and $5000 - $35,000 Personal loans. Both short-term and long-term lending is legal in accordance with Kentucky Rev. Stat. Ann. §§ 286.9.010 et seq.1The term to pay off a Payday loan is 14-60 days. The APR can’t exceed 459%. Plus you may be charged $1 database fee. It contains all information on payday lending transactions, which contributes to its regulation. A borrower can take two simultaneous loans. But in case you default one, you won’t be offered any rollovers or renewals and extensions.

Law statuslegal
MIN Loan Amount$100
MAX Loan Amount$500
MIN. Loan Term14 days
MAX. Loan Term60 days
MAX APR459%
Additional fees1$ database fee
NSF feeOnly one for every defaulted loan
Collateral or guarantorNone, unsecured
Number of simultaneous loans2
Cooling off periodNone
RolloverNot allowed
Extension, repayment planNot allowed
Default penaltiesCriminal actions are prohibited
Credit score requirementsAvailable for Bad Credit
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Apply for online Payday Loans and get instant decision from the best Owensboro lending organization

TOP RATED COMPANIES

Rates last updated March 28th, 2024
4.5059328968903
(4K+ votes)
LEND YOU
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

17,5%
MIN MPR

The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.537037037037
(810 votes)
Funded Justice
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

200%
Min APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.1394025604552
(1K+ votes)
Indylend
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

200%
MIN APR

The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral, or Co-signer

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
5
(1 vote)
E-Skills Loans
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

200%
MIN APR

The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral, or Co-signer

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.7931873479319
(822 votes)
Smart Pig
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

15,5%
Min MPR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Cash Advance and other Money Offers in Owensboro, KY

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.

Payday Loans Available in Owensboro, KY by the following ZIP codes:

42301 42302 42303 42304
  • Easy online application
  • Bad credit is OK
  • Instant approval
  • No credit check considered
  • Competitive rates
  • Same day financing

In 2024 there are 59,273 people living in Owensboro, KY. According to the statistics, 3556 of them look for "Payday Loans Near Me in Owensboro, KY" or apply for Owensboro Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 37279. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Owensboro, Kentucky direct lenders.

Payday Loans Store Locations in Owensboro, KY

Check Into Cash
Advance America
Heights Finance Corporation
Cash Tyme
Fast Payday Loans Of Kentucky, Llc

FAQ

 

How to qualify for online Payday Loans in Owensboro, KY?

 

How Owensboro Payday Loans online work?

 

Can I get a Payday Loan with bad credit in Owensboro, KY?

 

Do Owensboro lenders offer no credit check Payday Loans?

 

How fast can I get a Payday Loan in Owensboro, KY?

 

Do lenders in Owensboro, KY require a certificate from the employer?

 

How long does an online payday loan take?

 

Do you have to specify the purpose of a payday loan?

 

Can I take a payday loan at Compacom if I have a liability with another loan company?

 

How to sign a payday loan agreement?

 

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