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Payday Loans Online in Santa Fe, NM
Santa Fe, NMPayday Loans Online

Get Online Payday Loans in Santa Fe, NM

Apply online for fast Payday Loans from the best Santa Fe, NM direct lenders to get quick and easy money.

Get a short-term cash advance with no credit check. You can qualify for Santa Fe cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Santa Fe either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.

An instant cash advance is available online with New Mexico Payday Loans even if you have bad credit or no credit. Just complete a simple application form in minutes to get the money today.

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Are Payday Loans Legal in Santa Fe, NM ?

Loan Rates and Fees, Laws and Regulations in New Mexico.

Up to $2500 Payday loans are allowed in New Mexico, but this sum shouldn’t exceed 25% of monthly income. Payday lending is legal and regulated by N.M. Stat. Ann. §§ 58-15-32 to 381. The maximum repayment term is 35 days. The APR amounts to 416%. A verification fee must be not higher than $0.50 for every $100. The maximum interest rate is $15.50 for $100.

Residents of New Mexico are allowed to take as many loans as they need but not exceed 25% of gross monthly income in total. There are no rollovers but a repayment plan for over 130 days is possible. And a cooling-off period comprises 10 days. The loans must be paid off on time. If not, a $15 NSF fee can be charged.

Law statuslegal
MIN Loan AmountNone
MAX Loan Amount$2500, not more than 25% of monthly income
MIN. Loan TermNone
MAX. Loan Term35 days
MAX APR416%
Additional fees$0,50 jf every $100 verification fee
NSF fee$15
Collateral or guarantorNone, unsecured
Number of simultaneous loansNot limited, but not more than 25% of gross mothly income in total
Cooling off periodNone
RolloverNot allowed
Extension, repayment planRepayment plan for over 130 days
Default penaltiesNot stated
Credit score requirementsAvailable for Bad Credit
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Apply for online Payday Loans and get instant decision from the best Santa Fe lending organization

TOP RATED COMPANIES

Rates last updated March 28th, 2024
4.537037037037
(810 votes)
Funded Justice
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

200%
Min APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
5
(1 vote)
E-Skills Loans
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

Available for Bad Credit
4.1394025604552
(1K+ votes)
Indylend
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

200%
MIN APR

The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral, or Co-signer

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.7931873479319
(822 votes)
Smart Pig
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

15,5%
Min MPR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.5059328968903
(4K+ votes)
LEND YOU
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

17,5%
MIN MPR

The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Cash Advance and other Money Offers in Santa fe, NM

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.

Payday Loans Available in Santa Fe, NM by the following ZIP codes:

87501 87502 87503 87504 87505 87506 87507 87508 87509 87592 87594
  • Easy online application
  • Bad credit is OK
  • Instant approval
  • No credit check considered
  • Competitive rates
  • Same day financing

In 2024 there are 83,875 people living in Santa Fe, NM. According to the statistics, 5033 of them look for "Payday Loans Near Me in Santa Fe, NM" or apply for Santa Fe Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 50737. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Santa Fe, New Mexico direct lenders.

Payday Loans Store Locations in Santa Fe, NM

Check Into Cash
Ready Money
Loanmax Title Loans
Fast Bucks
Cash Store
A+ Title Loans Santa Fe
New Mexico Title Loans, Inc.

FAQ

 

How to qualify for online Payday Loans in Santa Fe, NM?

 

How Santa Fe Payday Loans online work?

 

Can I get a Payday Loan with bad credit in Santa Fe, NM?

 

Do Santa Fe lenders offer no credit check Payday Loans?

 

How fast can I get a Payday Loan in Santa Fe, NM?

 

Do lenders in Santa Fe, NM require a certificate from the employer?

 

How long does an online payday loan take?

 

Do you have to specify the purpose of a payday loan?

 

Can I take a payday loan at Compacom if I have a liability with another loan company?

 

How to sign a payday loan agreement?

 

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