In response to the COVID-19 pandemic, the U.S. government enacted a $2 trillion economic relief package to stabilize the economy and support struggling households. This initiative introduced a series of programs—federal stimulus checks, expanded unemployment benefits, tax relief, and loan deferrals—aimed at helping Americans manage job loss, healthcare costs, and reduced income.

This article provides the most current updates on stimulus checks, tax refund deadlines, ongoing state-level relief programs, and how to check your eligibility or claim any remaining payments as of July 2025.

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Table of Contents:

What economic impact payments can Americans expect?

Tax Relief

Stimulus Checks

Unemployment insurance

Tax relief

Paid Sick Leave

July 2025 Stimulus Check Update

State-Level Inflation Relief Payments in 2025

IRS Refund Status and Timeline

What economic impact payments can Americans expect?

The $2 trillion relief bill will help Americans to get financial help, cover unemployment losses, cut down on loans repayment and more. Among the measures taken by the Government to assist the US residents in overcoming economic impact problems are:

  • Tax Relief
  • Stimulus Checks
  • Unemployment Insurance
  • Loan Relief
  • Paid Sick Leave and more Coronavirus Plans

Tax Relief

The tax relief has been offered by the CARES Act as well as by the earlier Families First Coronavirus Response Act (FFCRA). These documents put off some federal tax payment deadlines and some federal tax return filing deadlines.

Stimulus Checks

srimulus check   

 
What is a Coronavirus Stimulus Check?
 
Who is eligible for a Coronavirus Stimulus Check?
 
How much Stimulus Check can I get?
 
When will Americans get their Stimulus Checks?
 
How will I get the economic impact payment?
 
Can I get a Stimulus Check if I'm unemployed?
 
Can I get a Stimulus Check if I haven't filed my tax return yet?

Unemployment Insurance

The new relief package includes some important changes of the insurance system available till July 31:

  • self-employed people and part-time workers are now also eligible for the state insurance programs;
  • people who cannot work for a variety of coronavirus-related reasons can also get unemployment insurance;
  • the amount of benefits is increased by $600 weekly
  • the benefits are available within a period of 13 weeks.

Loan Relief

  • If you have a federal student loan, you are allowed to stop making payments from March 13 until Sept. 30 with no additional interest charged.
  • You get an opportunity to put off your mortgage payment if Coronavirus left you broke down.
  • Some private lenders are offering relief programs.

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Paid Sick Leave

The US workers can get a paid sick leave if they need to take time off because of the Coronavirus outbreak o the following conditions:

  • If you are ill and have been employed for at least 30 days you are eligible for the full pay, up to $511 a day.
  • Some people can qualify for a 12-week paid leave to care for children and get 2/3 of their usual salary, up to $200 a day.
  • Part-time workers will be paid the amount they typically earn in a two-week period, up to the daily limits.
  • Self-employed and gig workers can also apply for a paid leave, but they must calculate their average daily income and claim it as a tax credit.

In case you haven't received your Stimulus Check yet, or for some reason, you're not eligible for one, you can apply for emergency Payday Loans online. You'll get up to $1,000 the same day for any personal needs even if you have bad credit, no permanent employment or stable income.

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July 2025 Stimulus Check Update

As of July 2025, no new federal stimulus checks have been approved by Congress or the IRS. While online speculation about a possible $2,000 fourth stimulus check continues, there is no official confirmation or legislative proposal supporting these claims. The IRS has not issued any guidance on future federal economic impact payments.

In February 2025, former President Donald Trump mentioned a potential “$5,000 DOGE dividend” at a public event in Miami. This was described as a plan to return 20% of government savings back to taxpayers. However, no policy details or legislative actions have followed. As of now, the proposal remains unconfirmed and unofficial.

The deadline to claim the third and final stimulus payment ($1,400) as part of the 2021 Recovery Rebate Credit was April 15, 2025. This was a hard federal deadline. If you did not file your 2021 tax return by that date, you are no longer eligible to claim this payment. The IRS does not allow appeals or late claims for missed stimulus checks.

State-Level Inflation Relief Payments in 2025

While federal stimulus payments have ended, several states are providing their own inflation relief this year. These one-time payments are funded and administered by individual state governments.

For example:

New York is sending relief checks of up to $200 for individuals earning under $75,000, and $400 for joint filers earning under $150,000.

Pennsylvania, Georgia, and Colorado have issued similar programs, sometimes labeled as “rebate checks” or “property tax refunds.”

Each state sets its own eligibility rules and payment timelines. To check your status, visit your state Department of Revenue or Taxation website.

IRS Refund Status and Timeline

If you filed your 2024 federal tax return by April 15, 2025:

  • Direct deposit refunds typically arrive within 21 days of IRS acceptance.
  • Paper check refunds may take 6 to 8 weeks by mail.

To check your refund status, use the IRS's “Where’s My Refund” tool. You’ll need your Social Security number, filing status, and exact refund amount. You can also call the IRS at 800-829-1954 for assistance.

Important Notes

  • There is no extension to claim past stimulus checks.
  • Unemployment benefits under pandemic rules, including the $600 weekly federal boost, have expired.
  • No federal student loan forgiveness or deferment is tied to COVID relief as of mid-2025, unless legislated separately.

For accurate updates, consult IRS.gov, your state’s tax authority, or a certified tax professional. Avoid relying on unverified social media sources or promotional websites.