
April 03, 2023
Yes, you can get a loan without a paystub, but it may be more challenging. Lenders typically require proof of income to ensure borrowers can repay the loan. Alternative documentation includes bank statements, tax returns, 1099 forms, a letter from your employer, Social Security or pension statements, and alimony or child support documentation. Each lender has different requirements, so research and communicate with potential lenders to understand their specific needs. Without a paystub, you may face higher interest rates or less favorable loan terms.