There is no fixed waiting period for applying for a new loan after repaying a previous one, but several factors can impact your eligibility and the approval process. These factors include your credit score, income stability, debt-to-income ratio, and the lender's policies. If you've maintained a good credit score, kept your debt-to-income ratio low, and have a stable income, you may be able to apply for a new loan immediately after repaying the previous one.