I was unsure if I was going to get a loan because of my poor credit score. I had been working to fix it but still had a bit to pay on my credit card, another personal loan and car loan. I had read great reviews and listed more than one reference during the process (strongly recommended by Fast Holiday Loans), and got the approval within a few hours. I was able to get my funds deposited into my account the VERY NEXT DAY which was a lifesaver. I have since been able to pay off some debt and utilize it for my training as well. I am very thankful that Fast Holiday Loans was able to help me in my time of need. I highly recommend them to anyone and would use them again in the future.