I started a business almost 2 years ago. Last Xmas I was a serious victim of identity theft. Fully reported and recognized. My credit dropped 200 points. I own 12 homes and 3 vehicles outright and owe no one a dime. I can't get a loan for the life of me. Haven't been in business long enough and credit in shambles. But zero debt and unquestionable clear assets with many paying tenants. What can I do?