A personal loan is an affordable way to help you cover expenses. And for some, it is preferred over a credit card because of its fixed monthly payment and term so you know exactly when it will be paid off. So whether you need help with an unexpected expense, want to consolidate higher-interest debt, or finance motorcycles, boats or RVs, you can use the funds for almost any purpose. Features     Loan amount from $3000 to $50,000,000     Terms up to 360 months1     No collateral needed     No fees for application, funding or early payoff