Can I get a Personal Loan without a guarantor or collateral?

Personal Loans are unsecured. It means direct lenders don’t require either a guarantor or collateral. You don’t have to ask your friends or relatives to sign up for you. And you don’t have to sacrifice any of your property to pledge a security for loan repayment. Still you need to be careful and read the agreement carefully before signing as some companies may have different conditions.

Besides being unsecured, Personal Loans have a lot of other benefits:

  • high amounts
  • flexible repayment
  • free simple application
  • availability for borrowers with bad credit
  • lower APR
  • soft, or no credit check
  • high chances of approval
  • quick 


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