Who can get 100% approval for a Personal Loan?

Personal Loans eligibility criteria are rather simple. The most common qualifications are:

  • Good FICO credit score. To avoid the risk of not repaying the loan lenders check your credit score. The higher it is, the better terms and rates you may be offered. If your score is poor or bad, check out for Bad Credit Personal Loans.
  • Your debt shouldn't be higher than your income. If you devide your monthly payments by income, the result shouldn't be more than 43%.
  • You are to have a permanent job.
  • There can be a minimum income requirement.
  • You are to be a US resident. If you are not, you still may get approved for a Personal Loan if you get a US cosigner,  full-time employment and a US Social Security number.
  • You must be over18 years of age. 


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