OppLoans is an installment loans lender that offers loans of $500 to $5,000. In comparison with other short-term lenders they may boast of excellent customer service and higher loan amounts. Compare the products, rates and terms of Opploans with similar companies to choose the most suitable cash advance.
Opploans Installment Loans.
OppLoans is an installment loans lender that offers loans of $500 to $5,000. Besides they can provide Debt Consolidation Loans, Payday Loans, Title Loans, Cash Advance, Bad Credit Loans, No Credit Check Loans at lower rates and affordable terms.
OppLoans is an installment loans lender that offers loans of $500 to $5,000. Besides they can provide Debt Consolidation Loans, Payday Loans, Title Loans, Cash Advance, Bad Credit Loans, No Credit Check Loans at lower rates and affordable terms.
- MIN Loan Amount: $500
- MAX Loan Amount: $5000
- Terms: 9 - 36 months for Installment Loans
- Rates and fees: 99% - 199% APR
- Turnaround Time: 1 business day
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- Be at least 18 years old and a permanent resident of the US with a SSN.
- No minimum credit score is required
- Minimum monthly gross income must be $1,500
- Must be employed or have benefits (not self-employed)
- Have a bank account in your name with 40 days of history
- Receive your paychecks through direct deposit
- Live in one of the states that OppLoans serves:Alabama, Alaska, Arizona, California, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Montana Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, South Carolina, South Dakota Tennessee, Texas, Utah, Virginia, Wisconsin, Washington or Wyoming.
- Pros
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- A wide variety of money service including installment loans, title loans and personal loans.
- Convenient terms from 9 months to 36 months with no early payment penalties.
- Quick turnaround time of one business day. An easy online application process. Any credit is welcome.
- Lower interest than a title or payday loan.
- If you pay on time it can increase your credit score because OppLoans reports to all three major credit bureaus: Equifax, Experian and TransUnion.
- In Kansas, Tennessee and Virginia you can apply for a line of credit.
- Payment flexibility.
- Cons
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- High interest rates vary starting from 99% to 199% .
- You can use Opploans services only in: Alabama, California, Delaware, Georgia, Idaho, Illinois, Kansas, Mississippi, Missouri, Nevada, New Mexico, Ohio, South Carolina, Tennessee, Texas, Utah, Virginia or Wisconsin.
Read more: Opploans Review.
Compare sites like Opploans.
CashNetUSA
CashNetUSA is a verified lender that offers Payday Loans, Installment Loans and Line of Credit to over 2 million Americans across 30 states.
CashNetUSA offers Payday Loans, Installment Loans, Line of Credit as well as other financial help and education.
- MIN Loan Amount: $100
- MAX Loan Amount: $3000
- Terms: 8 days - 24 months
- Rates and fees: 89% - 805.28% APR
- Turnaround Time: 1 business day
- Payday Loans
- Cash Advance
- Online Loans
- Installment Loans
- Line of Credit
- live in a state CashNetUSA services;
- be over 18;
- have a regular source of income.
- Pros
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- Offers different types of loans including payday loans, installment loans and lines of credit.
- Fast funding within one business day.
- Provides cash advance in the majority of states.
- Bad credit is OK.
- Cons
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- High cost which varies by state.
Check ‘n Go
Check 'N Go offers payday loans, installment loans and more. When unexpected money needs arise, they help people make ends meet. Check `n Go payday loans and installment loans give customers the flexibility to pay bills, cover unplanned expenses and get back on track.
Check Into Cash
Check Into Cash is a national leader in providing customers with Payday Loans, Title Loans, Personal Installment Loans and other money products at affordable rates with convenient repayment.
Check Into Cash offers Payday Loans, Title Loans, Personal Installment Loans and other money products at affordable rates with convenient repayment.
- MIN Loan Amount: $50
- MAX Loan Amount: $3000
- Terms: Vary by state.
- Rates and fees: 261% to 782% APR
- Turnaround Time: 1 business day
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- Active checking account open for 90+ days
- US citizen or permanent resident
- Personal and work phone number
- Valid email address
- 21+ years old (19+ in Alabama)
- Social Security number (for Indiana residents only)
- Pros
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- You can get even as low as $50.
- Quick funding on the next business day.
- Money can be used for any personal needs.
- Cons
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- Not available in every state.
- APR can be more than 153.73% depending on your state.
- High late payment fees.
Check City.
Check City is a state licensed lender that offers Online Payday Loans, Personal Loans, Title Loans, Cash Advances, Cash for Gold, Installment Loans in Colorado, Nevada, Utah, Virginia online or in a store.
CheckCity offers Payday Loans, Installment Loans and many other financial services in over 20 states.
- MIN Loan Amount: $100
- MAX Loan Amount: $2500
- Terms: 14 - 62 days for Payday Loans and even longer for other services.
- Rates and fees: 182.5% - 912.5% APR
- Turnaround Time: 1 business day
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- A steady source of income.
- Your Photo ID.
- A checking account.
- Pros
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- A choice of online and in-store service.
- Quick processing and opportunity to get the money the same day.
- A great variety of services.
- Bad credit is not a problem.
- Safety of your personal information.
- Cons
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- APR varies starting from 141.44%.
- Only available in 17 states: Alabama, Alaska, California, Hawaii, Idaho, Illinois, Kansas, Missouri, Nevada, New Mexico, North Dakota, Texas, Utah, Virginia, Washington, Wisconsin and Wyoming.
Advance America.
Advance America is a short-term lender offering Payday Loans, Installment Loans, Auto Title Loans, etc.
Advance America offers personalized financial solutions, including Payday Loans, Installment Loans, Title Loans, and Personal Lines of Credit.
- MIN Loan Amount: $100
- MAX Loan Amount: $5000
- Terms: 2 weeks - 24 months
- Rates and fees: Vary by state
- Turnaround Time: 1 business day
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- US residence
- Age over 18
- Valid Social Security Number
- Valid and active Email address
- Active checking account
- Source of Income
- Pros
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- Availability (locations in 28 states).
- Variety of services: payday loans, installment loans, auto title loans, line of credit.
- Besides loans, you can get Advance America Prepaid cards with no credit check.
- Fast Application process.
- Instant Approval and funds Same Day.
- Available even for bad credit.
- Cons
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- A lot of negative reviews and customer complaints.
- You don't know the rates and fees you'll be charged before you pre-qualify for a loan.
- Not always Advance America follows the state's rules and limits on rates and fees.
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