Privacy Policy

Effective Date: 01/24/2025

Compacom.com ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, share, and protect your information when you use our website and services (“Platforms”). By using our Platforms, you agree to the terms of this Privacy Policy.

Who We Are

Compacom.com is a platform designed to connect users with trusted third-party lenders and financial service providers ("Partners"). We do not act as a lender or make credit decisions. Instead, we collect your information to securely transmit it to our Partners, who process your application and offer financial products and services directly to you.

Information We Collect

When you use our Platforms, we may collect and transmit the following types of Personal Information:

Category	Examples
Contact Information	Name, phone number, email address, and mailing address.
Identification Data	Date of birth, Social Security number, or government-issued ID.
Financial Information	Income details, vehicle information (e.g., make, model, mileage), employment information, and other relevant financial data.
Commercial Information	Products or services you are interested in or applied for.
Internet Activity	IP address, browser type, browsing behavior, and device information collected via cookies.

This information is collected directly from you when you fill out forms or interact with our Platforms.

How We Use Your Information

Your information is collected and used for the following purposes:

1. Facilitating Services: We collect and transmit your information to our Partners to process your application and connect you with financial products and services.
2. Communication: We may contact you to provide updates about your application or inform you about services that may interest you.
3. Improvement of Platforms: We use aggregate, non-identifiable data to analyze user behavior and improve our services.

We do not use your information for marketing purposes unless you explicitly consent to it.

How We Share Your Information

We share your information with:

1. Partners (Lenders and Service Providers):
   • Your information is securely transmitted to trusted third-party lenders and service providers to process your application. Once transmitted, our Partners manage your data under their own privacy policies.
2. Service Providers:
   • We may work with third-party vendors who assist in hosting our Platforms, providing analytics, or performing other operational functions. These vendors are restricted from using your information for any purposes beyond their services.
3. Legal and Compliance Purposes:
   • We may disclose your information to comply with legal obligations, respond to lawful requests, or protect the safety and rights of our users, company, or the public.
4. Business Transactions:
   • In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

Important Note:
We do not sell your Personal Information or share it with unauthorized third parties for marketing purposes.

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on our Platforms. Cookies are small files stored on your device that help us:

• Understand how users interact with our website.
• Optimize content and navigation.
• Deliver personalized content or advertisements (if applicable).

Types of Cookies We Use:

1. Essential Cookies: Necessary for the basic functionality of our website.
2. Analytical Cookies: Help us analyze site performance and user behavior.
3. Advertising Cookies (if applicable): Deliver targeted ads based on your browsing activity.

Managing Cookies:

You can manage or disable cookies through your browser settings. Disabling cookies may limit certain features of our Platforms.

For more information about cookies, visit www.allaboutcookies.org.

Data Retention and Deletion

We retain your Personal Information only temporarily to facilitate its transmission to our Partners. Once the transmission is complete, we delete your information unless required by law (e.g., for compliance or auditing purposes).

If you wish to delete your data, please contact the lender or service provider directly, as they are responsible for its management after transmission.

California Privacy Rights

If you are a California resident, the California Consumer Privacy Act (CCPA) provides you with the following rights regarding your Personal Information:

1. Right to Know: Request details about the categories of Personal Information we collect, the purposes for which it is used, and the categories of third parties with whom it is shared.
2. Right to Delete: Request deletion of your Personal Information. As we do not retain your information after transmission, deletion requests must be directed to the lender or service provider.
3. Right to Opt Out of Sale: We do not sell your Personal Information.
4. Right to Non-Discrimination: You have the right to receive equal services and pricing regardless of whether you exercise your privacy rights.

To exercise your CCPA rights, contact the lender or service provider directly or reach out to us with questions about the data transmission process:

Email: help@compacom.com
Phone: (323) 395-2800

For more information about your rights, visit https://oag.ca.gov/privacy/ccpa.

Data Security

We take data security seriously and implement the following measures to protect your information:

• SSL Encryption: Ensures secure data transmission.
• Restricted Access: Limits access to data during the transmission process.
• Regular Audits: Verifies compliance with data protection standards.

Children’s Privacy

Our Platforms are not intended for individuals under the age of 18. We do not knowingly collect or transmit information from minors. If you believe a minor has submitted information, please contact us immediately.

Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. Updates will be posted on this page, and significant changes may be communicated directly to you.

Contact Us

If you have any questions about this Privacy Policy or how we handle your information, please contact us at:

Address: 2108 N STREET, STE N, SACRAMENTO CA, 95816
Email: help@compacom.com
Phone: (323) 395-2800