Online Car Title Loans in Illinois
Just provide a vehicle title as collateral and get guaranteed approval from the best Illinois Title Loan lenders. Available for bad credit borrowers with no bank account, no income verification, no job. All you need is a vehicle and its title to provide as a collateral. Online application is fast and very convenient. Besides, with Car Title Loans in Illinois you keep your vehicle, get instant approval and same day funding.
Apply Online for Illinois Car Title Loans to get instant cash and keep your car.
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If Car Title Loans haven't met your needs, consider other ways to get instant cash advance in Illinois:
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Apply for Online Title Loans to get Instant Decision from the Best Illinois Title Loan Lenders
Top Rated Title Loan Companies

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
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Are Title Loans legal in Illinois?
Check out Illinois Title Loan laws and regulations concerning amounts, rates and terms.
The Illinois Department of Financial and Professional Regulation regulates Car Title Loans in Illinois in terms of maximum and minimum amounts available and interest rates charged. Any eligible Illinois resident can get $100 to $50,000. The repayment terms vary – , . The max APR is capped .
Find out more Illinois Title Loan rules in the table below:
illinois title loans Rates and Terms
Legal Status
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Legal Status The status of a loan type according to the Federal laws and regulations. What concerns Payday Loans some states consider them legal, some – illegal and some restrict them in terms of amounts and interest rates. |
Legal |
Maximum Loan Amount
▲
Maximum Loan Amount It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements. |
$4000 |
Minimum Loan Amount
▲
Minimum Loan Amount It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations. |
$100 |
Average APR
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Average APR The average percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan. |
25.00% |
Get Illinois Title Loan today!
When you need instant cash loan in Illinois, Car Title Loans are the option to consider. You can use the necessary funds for any urgent emergency situation with the only requirement that you possess a clear vehicle title in your name. Just take a moment to fill out our quick and easy Illinois Title application form online to get the process started today.
How to apply for Illinois Title Loans completely online or over the phone with no store visit?
If you are Illinois resident, you can get cash loans on car titles (title pawns) online in a few easy steps:
- Fill out a free online title application form (possibly with no store visit, no inspection)
- Once approved, prepare the necessary documents and visit a local Title Loan place for verification
- Pick up your cash same day in a store or with a direct deposit
Illinois Title Loans Requirements
How to get a Title Loan in Illinois? Just meet the basic requirements and prepare all the documents you need for a Title Loan in Illinois:
- A clear vehicle title with only your name on it. It's going to be used as a collateral for your Car Title Loan
- The car. It's necessary to inspect the car at first and estimate its value. Though it doesn't mean you an't use the car while you are paying off the money
- Photos of the car
- A proof of income as well as employment. Though you can find a lender providing Title Loans even if you are not currently employed
- A Government-issued ID
- Proof of Illinois residence
- Bank account information (not always required, depending on the lender)
- Proof of valid vehicle insurance and registration
Depending on a lending Title Loan company, you can qualify for a Car Title Loan without the title, with no income verification, with no job, etc. Start the Illinois title application now to check the rates and choose the best lender to suit your needs.
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