Veterans as well as other US residents can face financial problems and need urgent cash advance. Even though they used to serve in the military and used to be limited in the ways of getting credit help, after retirement the veterans have the same rights as other civil borrowers. There are numerous personal loans veterans can apply for and use them to pay bills, consolidate debt, etc. Besides traditional Payday Loans online, ex-military members can count on additional assistance and financial help from the Government.

Are there any Payday Loans for veterans?

At first it should be mentioned that Payday Loans in most states have certain limits what concerns serving the military. According to the Military Lending Act all loans with the terms under 3 months are capped by 36% APR.

The Military Lending Act.pdf

But as soon as you finish your service and become a veteran you can apply for a Payday Loan online or any other Personal Loan type. Depending on the amount you need choose:

Payday Loans will suit you when you lack a small amount of money and are ready to repay it within a month. They are very quick and easy to get as the funds may be deposited into your account same day. Apply online.

What are Veterans loans?

Personal Loans for veterans are usually unsecured cash advance up to $35,000 at the APR of 4.99% - 36%, depending on your credit score. It’s allowed to use the money for any purpose, whether it’s paying off credit cards, buying a new car or a home improvement project. You can apply online and get instant decision and approval within 24 hours.

For smaller amounts check out Payday Loans and Installment Loans. They are also available for veterans, even those with bad credit. You can apply for up to $1000 and pay it back in 14 – 30 days or take out $5000 with longer repayment terms.

Lenders offering loans for veterans

Veteran loans must be reliable and from a verified reputable lender. Of course, you can apply to a bank or credit union, an online direct lender or a company specified in serving veterans. Among the financial institutions that work exclusively with veterans are:

  • USAA bank that offers $2500 – $20000 Personal Loans as soon as the next business day.
  • Navy Federal Credit Union can lend former military members up to $50,000. But you need to be a member of this institution.
  • Other online Personal Loans lenders:

LendYou will help you get the cash you need when you need it. You can apply for Payday Loans, Installment Loans or Personal Loans, etc. Compare the lenders and get matched with the best one.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Varied
  • Rates and fees: Starting at 4.99% APR
  • Turnaround Time: 1 business day
  • $100 - $1000 Payday Loans
  • $1000 - $5000 Installment Loans
  • $5000 - $35000 Personal Loans
  • 18 years of age or older
  • U.S. citizenship
  • Valid checking or savings account with direct deposit
  • Minimum regular income of $1,000 per month
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
  • High up to $15,000 loan amounts. 
  • Minimal restrictions on how you can use your loan.
  • No collateral or guarantor.
  • Bad credit is OK. 
  • It's not a direct lender, so you'll need to clarify rates and terms with the company you are matched with. offers Payday Loans, Installment Loans, Personal Loans and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Vary by state.
  • Rates and fees: 4.99% to 1386% APR
  • Turnaround Time: 1 business day
  • Payday Loans
  • Installment Loans
  • Personal Loans
  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
  • Quick - no driving, waiting, faxing, paperwork.
  • More than 300 direct lenders.
  • High approval rate even for bad credit Payday Loans.
  • Online Payday cash advance with no collateral.
  • 24 / 7 online service.
  • No hard credit check Payday Loans.
  • High interest rates.
  • Available not in all the states.
  • Not many financial products offered.



Check Into Cash offers Payday Loans, Title Loans, Personal Installment Loans and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $50
  • MAX Loan Amount: $3000
  • Terms: Vary by state.
  • Rates and fees: 261% to 782% APR
  • Turnaround Time: 1 business day
  • Payday Loans
  • Online Payday Loans
  • Title Loans
  • Installment Loans
  • Online Installment Loans
  • Line of Credit
  • Flex Loans
  • Other Services
  • Check Cashing
  • Bill Pay
  • Western Union 
  • U.S. Money Card
  • Cell Phone Top-Ups
  • Sell Us Your Gift Cards For Cash
  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
  • 21+ years old (19+ in Alabama)
  • Social Security number (for Indiana residents only)
  • You can get even as low as $50.
  • Quick funding on the next business day.
  • Money can be used for any personal needs.
  • Not available in every state.
  • APR can be more than 153.73% depending on your state.
  • High late payment fees.



How to apply for Personal loans for veterans?

The fastest way to request a loan for veterans is applying online.

  1. Choose the lender providing veterans with cash advance;
  2. Fill in an application form;
  3. If you qualify, get instant decision;
  4. In case of approval receive the funds within 1 – 2 business days.

Before applying check the lender’s requirements and make sure you meet these eligibility criteria:

  • US residence;
  • Active banking account;
  • Valid phone number.

Veterans loans with bad credit

Though bad credit can become a problem when applying to banks and other traditional financing institutions, it’s not going to prevent you from getting Emergency loans for veterans with bad credit from online lenders.

Veterans with poor credit score can apply for Payday Loans or Personal Loans online and get approved regardless their credit history. These bad credit cash advances can be a solution for veterans with bad credit.

Read more: Bad Credit Personal Loans

Guaranteed personal loans for veterans

Looking for guaranteed cash advance? Loans for veterans with bad credit are always available online to assist you with your funding needs.

There’re reputable lenders offering veteran loans in amounts up to $35,000. They are available to career retired service members at the following terms and rates.

  • Easy, free, quick online application process
  • Approval and funding within 24 hours
  • Fixed scheduled monthly repayment plan
  • No hidden fees
  • Bad credit OK
  • No collateral is required
  • All loans are backed by a 100% satisfaction guarantee.

Financial assistance, grants and Government programs for veterans

For Veterans seeking emergency cash advance there are other resources available, like grants, which give free money with no repayment required, and financial assistance. Here’s an inventory of some potential resources.

  • U.S. Department of Veterans Affairs offers benefits for veterans, information on disability compensation, housing grants for disabled veterans and academic assistance.
  • The Coalition to Salute America’s Heroes helps veterans cover expenses like utility bills, car and mortgage payments, and medical bills for wounded veterans and families of Operation Enduring Freedom, Operation Iraqi Freedom and Operation New Dawn. 
  • Blue Star Families provides free resources and services such as training and job placement, career networking events and mentoring.
  • Hiring Our Heroes assists veterans, transitioning service members and military spouses find employment opportunities. 
  • Rebuild Hope provides financial counseling to disabled Iraq and Afghanistan veterans and their families. Qualified applicants may receive emergency financial assistance grants between $1,500 and $2,000.
  • Unmet Needs Program offers financial help to those with problems stemming from deployment or other military-related activity or injury.
  • Modest Needs Homecoming Heroes Grant gives grant to eligible military veterans who have recently returned from overseas deployment. The grant helps with one-time emergency expenses or a short lived loss of income.
  • The American Legion offers a short lived Financial Assistance program, which awards cash grants of up to $1,500 to children of current active-duty or American Legion members.
  • Business grants and resources are designed for those veterans looking to start out a business or existing business owners can seek financial assistance through small-business grants, also as education and training programs aimed toward helping veteran entrepreneurs.