If you've got an existing payday loan, then pay it off. If you've got a gentle job but just for the previous couple of weeks, wait until you've got 3-6 months on the work before requesting. If you don’t have a lively bank account , then get one – you would like it for nearly all payday lenders to figure with you. Request on weekdays (never on holidays) as more lenders work on weekdays than on weekends and holidays. If you requested on a weekend or holiday and weren't accepted, wait 1 week and request again when more lenders review your loan request.