There is no guaranteed approval, but you ought to know that some basic requirements must be met to use for a payday loan: • You got to be ready to repay your loan on time • You got to have a gentle job that you simply are certain a minimum of 3-6 months • You got to be a U.S. citizen or legal resident, 18 years aged or above, and not within the military There are other qualifications like a legitimate email, open bank account that's not in default, and so on. Your lender will guide you thru the method if you're approved.