Echo Credit Review
A line of credit from Echo Credit is the new, more flexible way to borrow cash for life's unexpected expenses. Learn more about how it works.
Echo Credit Rates and Fees
| MAX Loan Amount ▲ MAX Loan Amount It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements. | $2600 |
| MIN APR ▲ MIN APR The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan. | 200% |
| Collateral or Guarantor ▲ Collateral or Guarantor Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor. | None, Unsecured |
| MIN Loan Amount ▲ MIN Loan Amount It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations. | $500 |
| MAX APR ▲ MAX APR The maximum percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan. | 349% |
| Terms ▲ Terms It’s the period of time within which you are to pay off your loan. | 24 months |
| Turnabout time ▲ Turnabout time It's the period of time within which you get the money. | 1 - 2 business days |
| MAX Loan Amount ▲ MAX Loan Amount It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements. | $2600 |
| MIN APR ▲ MIN APR The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan. | 200% |
| Collateral or Guarantor ▲ Collateral or Guarantor Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor. | None, Unsecured |
| MIN Loan Amount ▲ MIN Loan Amount It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations. | $500 |
| MAX APR ▲ MAX APR The maximum percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan. | 349% |
| Terms ▲ Terms It’s the period of time within which you are to pay off your loan. | 24 months |
| Turnabout time ▲ Turnabout time It's the period of time within which you get the money. | 1 - 2 business days |
....
States where Echo Credit is available
- Alabama
- Alaska
- Arizona
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Washington
- Wisconsin
- Wyoming
How does Echo Credit Line of Credit work?
Echo Credit provides $500 loan - $2600 amounts of Line of Credit at a fixed APR that ranges from 200% to 349%.
There is no origination fee, no cash advance fee, no late payment fee. Echo Credit will approve you for the funds in less than 1 hour and deposit the money within 10 business days.
- Apply for your Line of Credit online.
- Get approved in minutes and request as much or as little cash as you need up to your Credit Limit and get a loan on the same day.
- Once approved, request cash anytime you need it – now and in the future. No new application necessary.
How to qualify for Echo Credit loan?
- You should be at least 18 years of age.
- Permanent employment.
- There is no a credit score minimum requirement, no minimum annual income eligibility requirement.
- An active banking account.
- ID and proof of income.
- Echo Credit does not have or does not disclose a minimum annual income eligibility requirement. Echo Credit only considers borrowers who are employed.
Why Echo Credit?
- A line of credit from Echo Credit is the new, more flexible way to borrow cash for life's unexpected expenses.
- Because your account with Echo Credit is a line of credit, you only have to apply once and you can come back for cash whenever you need it.
- With Echo Credit there is no application fee, no cash advance fee, no prepayment fee, no late fee and no annual fee, ever.
Echo Credit contact information
Call the Customer Support: 1-877-606-1340
Hours of Operation:
7 a.m. – 9 p.m. CST, Monday – Friday
8 a.m. – 4 p.m. CST Saturday
Customer Support Fax: 1-888-207-3211
Or e-mail the company at PO Box 42994, Philadelphia, PA 19101
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Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.
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Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.