Smart-Pig.com
Smart Pig has been offering financial assistance to students since 2012. Now it's affiliated with COMPACOM contributing all their experience and services to the mutual benefits of the companies in order to help US residents borrow the money they need. They provide short-term loans for students with bad credit, no credit check payday loans, small $5,000 loans, and personal loans with instant funding on the same day.
Smart Pig Rates and Fees
| Max Loan Amount
▲
Max Loan Amount It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements. |
$1,000 |
| Min MPR
▲
Min MPR The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan. |
15,5% |
| Collateral
▲
Collateral Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor. |
None, Unsecured |
| Min Loan Amount
▲
Min Loan Amount It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations. |
$100 |
| Max APR
▲
Max APR The maximum percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan. |
Varies by state |
| Terms
▲
Terms It’s the period of time within which you are to pay off your loan. |
Varied |
| Turnaround Time
▲
Turnaround Time It's the period of time within which you get the money |
1 business day |
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Smart Pig Loans
Smart Pig is a reputable online lending company specializing in quick bad credit loans for students. Recognizing the financial challenges many students face, Smart Pig offers tailor-made financial solutions that cater to students with less-than-perfect credit scores. The company's streamlined online process ensures swift approval and funding, making it easier for students to access the financial support they need. Whether it's for unexpected expenses or educational costs, Smart Pig's flexible loan options provide students with an invaluable safety net, while also encouraging responsible borrowing habits.
Services
- Online Payday Loans: These are smaller loans typically ranging between $100 and $1,000 with a swift payback duration, generally due on your subsequent payday. Suited for: Urgent situations or immediate cash requirements.
Advantages: Fast access to small loan sums, perfect for bridging short-term financial deficits.
Things to note: They come with higher interest rates and short payback durations. These are more appropriate for pressing needs and are not a dependable source for long-term educational expenses.
- Online Installment Loans: These allow students to borrow substantial amounts, frequently up to $5,000 or beyond, repayable in regular installments over a set timeframe. Suited for: More considerable educational costs and extended repayment durations.
Advantages: Flexible in terms of loan sums and longer repayment schedules. These can cover various educational costs, including tuition, books, and accommodation.
Things to note: Interest rates and charges differ among lenders, so it's advised to compare terms to get the most advantageous options. Be sure you're capable of handling monthly installment payments comfortably.
- Online Title Loans: These permit you to loan against your vehicle's value, using your car title as security. Loan sums are dependent on your vehicle's appraised value. Suited for: Individuals who own a vehicle and require quick cash.
Advantages: Loan sums are dependent on your vehicle's appraised value. Most of the time, no credit check is necessary.
Things to note: Failing to repay the loan could result in the loss of your vehicle. Interest rates might be high, and repayment durations can be quite short. Consider the implications on your transport needs and the risk of using your vehicle as security.
- Online Personal Loans: These loans offer flexibility for various expenditures, including educational expenses. Loan sums vary, and repayment durations can be adjusted to suit your requirements. Suited for: Flexible use of loan funds for various educational costs.
Advantages: Loan amounts are dependent on your creditworthiness and the policies of the lender. Repayment schedules can usually be tailored to suit your needs.
Things to note: Interest rates and repayment schedules can significantly vary. Evaluate your creditworthiness and compare lenders to secure the most favorable interest rates and terms.
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Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.
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Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.