Typically, all online lenders offer personal loans for the amount of 15,000 dollars. And most borrowers, especially those with fair credit, are likely to find good rates for a $15,000 Loan. Just compare the options and choose the best lender to receive the money fast, with no hassle, and over costs.

LendYou will help you get the cash you need when you need it. You can apply for Payday Loans, Installment Loans or Personal Loans, etc. Compare the lenders and get matched with the best one.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Varied
  • Rates and fees: Starting at 4.99% APR
  • Turnaround Time: 1 business day
  • $100 - $1000 Payday Loans
  • $1000 - $5000 Installment Loans
  • $5000 - $35000 Personal Loans
  • 18 years of age or older
  • U.S. citizenship
  • Valid checking or savings account with direct deposit
  • Minimum regular income of $1,000 per month
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
Pros
  • High up to $15,000 loan amounts. 
  • Minimal restrictions on how you can use your loan.
  • No collateral or guarantor.
  • Bad credit is OK. 
Cons
  • It's not a direct lender, so you'll need to clarify rates and terms with the company you are matched with. 

 

Check Into Cash offers Payday Loans, Title Loans, Personal Installment Loans and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $50
  • MAX Loan Amount: $3000
  • Terms: Vary by state.
  • Rates and fees: 261% to 782% APR
  • Turnaround Time: 1 business day
  • Payday Loans
  • Online Payday Loans
  • Title Loans
  • Installment Loans
  • Online Installment Loans
  • Line of Credit
  • Flex Loans
  • Other Services
  • Check Cashing
  • Bill Pay
  • Western Union 
  • U.S. Money Card
  • Cell Phone Top-Ups
  • Sell Us Your Gift Cards For Cash
  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
  • 21+ years old (19+ in Alabama)
  • Social Security number (for Indiana residents only)
Pros
  • You can get even as low as $50.
  • Quick funding on the next business day.
  • Money can be used for any personal needs.
Cons
  • Not available in every state.
  • APR can be more than 153.73% depending on your state.
  • High late payment fees.

 

Instant Loans USA will help you get the cash you need when you need it. You can apply for Payday Loans, or Personal Loans online. Choose the best rates and terms and get the same-day financing.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Varied
  • Rates and fees: Starting at 4.99% APR
  • Turnaround Time: 1 business day
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  • $100 - $1000 Payday Loans
  • $5,000 - $35,000 Personal Loans
  • 18 years of age or older
  • U.S. citizenship
  • Valid checking or savings account with direct deposit
  • Minimum regular income of $1,000 per month
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
Pros
  • High loan amounts up to $35,000. 
  • Minimal basic requirements.
  • No collateral or co-signer.
  • Bad credit is OK. 
Cons
  • High interest rates.

 

Greenlight Cash created an online platform to connect consumers like you with reliable lenders across the country. They partner with a large network of professionals so you get a chance to work with one of them and meet the challenge of improving your financial situation in the most effective way. Once you tap submit, you get one step closer to receiving the funds.

  • Payday Loans
  • Installment Loans
  • Personal Loans
  • be a legal U.S. resident
  • be at least 18 years old
  • have a stable source of income
  • be currently employed
  • have an active bank account
Pros
  • Unrivaled flexibility and accessibility.
  • Predictable monthly payments

  • Quick and simplified borrowing process

  • Any credit is welcome
Cons
  • Not a direct lender.

 

 

 

Table of Contents:

What are 15000 loan options for bad credit? Get 15k Loan Now

What is a Personal Loan?

Where can I get a $ 15,000 Personal Loan?

How much will a $15,000 loan cost?

How to get a $15,000 Personal Loan?

What are the eligibility criteria for a $ 15,000 Personal Loan?

Can I get a $15,000 Personal Loan with bad credit?

What are 15000 loan options for bad credit? Get 15k Loan Now

Everyone faces financial difficulties from time to time. Periodically, the car needs repair, the house needs new furniture, the child needs care. Thus, if you need money to solve financial problems, there are several ways to get it quickly.

  • The first is to find a second job, but in this case you will not be able to spend time with your family and friends.
  • The second option is to borrow money from loved ones, but this can create unwanted tension between the family members. Moreover, relatives and friends are not always able to provide you with a large amount.
  • The third, most optimal option is a quick online loan. If you need a large amount of money for personal needs, then a Personal Loan is suitable for you. You can get a $ 15,000 loan and solve all your financial problems.

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What is a Personal Loan?

Where can I get a $ 15,000 Personal Loan?

If you need a large amount of money, a Personal Loan may be a good option for you as personal lenders are willing to lend you $ 15,000. So who can offer you a Personal loan?

$ 15,000 Personal loans are issued by online lenders, banks and credit unions. In order to find the best interest rates, you need to compare different offers and choose the one that suits you best. A large number of lenders allow you to find the loan that you want to receive. It is very important to find a lender who is willing to work with your budget and credit history in such a way that you can get the necessary financing without any problems.

How much will a $15,000 loan cost?

Before you apply and get a $ 15,000 Personal Loan, it is important to know the cost of such a loan. If you do not pay enough attention to this moment, you risk getting extremely high interest rates, which will be difficult to pay.

Typically, the cost of a Personal Loan depends on several factors, such as the loan term, loan amount, and APR. Short loan terms save you the extra interest you receive every month.

Thus, the sooner you pay off the loan, the less interest you will pay. A low annual percentage rate reduces the cost of the loan itself, because the lower the interest rate, the lower your loan income.

It is also worth taking into account that some lenders have fees or commissions for early repayment. That is why it is important to study the offers of different lenders and find someone who does not charge a commission for early loan repayment. What's more, late payments can also affect not only your loan amount, but your credit rating as well.

Use a free Online Personal Loan Calculator to find an estimated cost of your $15,000 dollar loan:

Personal Loan Calculator

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Select the amount for the loan you want in order to get the principal, which is the basis that we use to calculate the interest and the total cost of the cash advance.
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The number of days within that you will be ready to repay the loan. It’s used to count the total cost of cash advance by multiplying the time period by the amount of interest.
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To calculate the total cost of your loan, we take the minimal average APR legal in all States, which is 36%. This figure is only a representative, providing you with general information on how much the loan may cost. To find out a more accurate total, fill in the Annual Percentage Rate required by the lender you want to apply to.
Every Payment (Installment) =

per month for year(s) at % APR

* It’s the amount of money you’ll need to pay every month (or other agreed period) according to your repayment plan.
Total Paid After Payments =
Total Interest Paid* =
* The total amount of interest over all the period of the loan.
This calculation is just a representative example and is for illustration purpose only. The rate is also just a representation of what a loan may cost and may differ from the rate you’ll be offered by the lender. Their rate will be based on their vision of your personal financial situation. All the calculations are provided as guides only. They don’t guarantee 100% the same cost you are going to be charged but they do help you understand the overpay much better. Unless you change the APR, the calculations will be based on the average or lowest rate represented by most lenders for each loan type. You’ll find the accurate interest rate as well as the real cost of your cash advance after you get approved before you sign the agreement. It will depend on many factors including the amount, the term of the loan, your credit score and the lender’s conditions. Interest rates are not fixed figures and are subject to change at any time. As soon as you fill out an application and get approved all the details concerning the rates and terms will be sent to you.

How to get a $15,000 Personal Loan?

  1. The first thing to do is check your credit. Knowing your credit score and credit history will help you understand what interest rates you can qualify for. You may need to improve your credit in order to qualify for the best interest rates.
  2. After that, you need to find lenders offering $ 15,000 Personal Loans and compare their offers. Exploring the various options will help you find a suitable lender and favorable interest rates on the loan.
  3. Get pre-approved. Many lenders offer borrowers pre-approval with soft credit checks. Pre-approval is created so that the borrower can see their potential loan conditions. Of course, prior approval does not guarantee your approval, but it does help narrow down your search for a suitable lender.
  4. Provide the required documents. Each lender has its own requirements that you must meet, however, as a rule, you must provide a government-issued identity card, proof of income, employment and an active bank account in order to be approved.
  5. Get Approval. After submitting the application, the lender will conduct a hard credit check and decide whether to give you a loan or not. If approved, you will need to sign a contract. Before doing this, carefully review all the conditions and make sure that it meets your expectations.
  6. Get paid. After signing the contract, you will be able to receive money. If you have contacted an online lender, the amount will be transferred to your bank account on the next business day.

What are the eligibility criteria for a $ 15,000 Personal Loan?

In order to be approved and receive money, you must meet certain lending criteria. Although each lender has its own eligibility criteria, there is a list of basic requirements that you must meet.

  • You must have a constant source of income
  • You must have a low debt-to-income ratio
  • You must have a good or excellent credit history
  • You must have an active bank account
  • You must be over 18 years old
  • You must be a US citizen or an official resident
  • You must provide a government-issued ID

The lender also asks for basic information, such as your permanent residence address, social security number, contact phone number, and email.

Can I get a $15,000 Personal Loan with bad credit?

If you want to get a $ 15,000 Personal Loan with bad credit, you will have to meet a lot of criteria. However, approval is possible.

If you have a high income and no other loan debts, you will be more likely to get a loan. However, it should be understood that with a bad credit history, you are more likely to receive high interest rates on a loan.

Consider other loan amounts you may get with a Personal Loan:

$2,000 Loan

$5,000 Loan

$10,000 Loan

$20,000 Loan