OneMain Financial Review

OneMain Financial offers secured and unsecured personal loans even to bad credit applicants. The minimum amount starts at $1,500. You can get this sum as fast as the same day. You may need to visit a company’s branch. So, check at first if OneMain Financial is available in your state.

One Main Financial Similar Companies

OneMain Financial offers Personal and Auto Loans as well as other money products at affordable rates online and in-store. 

  • MIN Loan Amount: $1500
  • MAX Loan Amount: $20000
  • Terms: 2 -5 years.
  • Rates and fees: 18% - 35.99% APR
  • Turnaround Time: Same day
Read Full Review
  • Personal Loans
  • Auto Loans
  • Established credit history
  • US citizen or permanent resident
  • Meet your state’s minimum age requirement
  • Same day funding.
  • Secured loans available. 
  • Poor credit is not a problem.  
  • About 1,700 branches in 44 states.
  • Strict penalties for late payments. 
  • Available not in all states. OneMain Financial doesn’t operate in the following states: Alaska, Arkansas, Connecticut, Massachusetts, Rhode Island, Vermont and Washington D.C. 
  • Must complete the applying process at a branch store. 
  • If you take out a secured loan, you'll be required a full coverage on the vehicle you use as collateral.


Onemain Financial Rates And Fees

MAX Loan Amount




Collateral or Guarantor

None, Unsecured

MIN Loan Amount





2 - 5 years

Turnaround Time

Same Day

Looking for “One Main Financial Near Me”? One Main Financial Locations

OneMain Financial has nearly 1,600 branches in 44 states. Use the branch locator. Choose your state to find the closest store at your location. You'll get the address, directions, map, working hours, phone numbers of the branch.

  • Alabama
  • Colorado
  • Connecticut
  • Delaware
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Minnesota
  • Mississippi
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Mexico
  • North Dakota
  • Oklahoma
  • Oregon
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Utah
  • Vermont
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming
  • District of Columbia

One Main Financial Apply Online

  1. Go to the official website of the company, fill out an application form and find out if you prequalify for the necessary amount.
  2. Go to the local OneMain Financial branch and verify the information.
  3. If you agree with the terms, submit the application and receive the funds.

Loan decisions are made after OneMain Financial reviews your application. Acceptance or denial is based on your financial situation, credit score, and ability to pay back the loan.

One Main Financial requirements

  • A copy of a valid, government-issued ID (e.g. driver’s license or passport)
  • Proof of residence (e.g. a driver’s license with your current address, a utility bill, or a signed lease)
  • Proof of income (e.g. pay stubs or tax returns)

Onemain Financial Loans

OneMain Financial offers unsecured and secured personal loans that can be used for a variety of purposes.

You'll have a fixed loan interest rate, payment, and loan term with no hidden fees.

Depending on your state of residence, you may be able to get a loan between $1,500 and $20,000. Higher loan amounts may be available if you have a good credit history and can support your loan by collateral.

Why Onemain Financial?

  • Clear terms - loans have fixed rates, fixed payments, and no prepayment fees.
  • No minimal credit score requirements.
  • Local branches nationwide, you can meet one-on-one to discuss your options.
  • 100+ years of personal service.
  • Same day money - нou could get your money as soon as the same day if you’re approved by noon.

Onemain Financial Hours

Most OneMain Financial stores operate by the following schedule:


Oct 14

8:30 AM – 5:30 PM


Oct 15

8:30 AM – 7:00 PM


Oct 16

8:30 AM – 5:30 PM


Oct 17

8:30 AM – 5:30 PM


Oct 18

8:30 AM – 5:30 PM


Oct 19



Oct 20


After-hours appointments are also available. Call your local store to find out the details.

Onemain Financial Phone Number

If you have questions about applying for a personal loan or the products OneMain Financial offers, there are several ways you can get in touch with them.

  • Send a message.
  • Call by phone:

General Account Support (800) 742-5465 (M-F 7am-7pm Central)

Technical Web Assistance (877) 520-6246 (M-F 7am-7pm Central)

For existing Insurance Questions call (800) 307-0048 (M-F 8am-4:30pm Central)

For existing Mortgage Account call (866) 698-8332 (M-F 7am-7pm Central)