LendUp is one best known direct lenders offering bad credit Payday Loans and Personal Installment Loans online. Like other companies they provide they have quick application process, simple requirements and same day funding. Besides they have some special features. Compare LendUp with similar lenders to make the right choice.

Contents:

LendUp loans review

LendUp short-term bad credit Payday Loans

LendUp Personal Installment Loans

LendUp loans sign in and login online

Loans similar to LendUp

LendUp loans review 

LendUp is a state-licensed direct lender that offers bad credit Payday cash advance and Personal Installment Loans online. You can apply for a short-term single-payment Payday Loans of $100.00 to $255.00 for 7 to 30 days in

  • California
  • Louisiana
  • Mississippi
  • Missouri
  • Tennessee
  • Texas
  • Wisconsin

Or you can get credit-reporting installment loans from about $500 to $1,000 and payable in six to 12 months in 24 states: Alabama, California, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Louisiana, Maine, Minnesota, Mississippi, Missouri, New Mexico, Ohio, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Utah, Washington, Wisconsin, and Wyoming.

Check out a brief description of LendUp loans in the table below:

Loan amount

$100 - $1000 depending on your state law

Terms

7 – 30 days for Payday Loans, 6 – 12 months for Personal Installment Loans.

Rates and fees

  • 134% - 1,252% for single-payment loans.
  • 30% - 180% for installment loans.

Besides, they charge an origination fee of about 17.25% and a one-time returned check fee of $15.00.

* Texas residents may also have to pay a Credit Access Business (CAB) fee in addition to other fees LendUp charges.

Credit Score

Bad credit is OK.

Approval requirements

Age over 18, a bank account, social security number, and income certificate.

Turnaround time

24 hours

Repayment

The repayment of a loan is done with a deferred deposit transaction. If you can’t do it on time you can extend single-payment loan terms without a fee, but no extension is allowed for Installment Loans.

Special features

Depending on your state of residency, you may be able to participate in the LendUp Ladder program which allows eligible borrowers to apply for larger loans at lower rates.

 

Read more: LendUp Review

The benefits of borrowing from LendUp are:

  • Fast application and instant decision.
  • LendUp is all online! Apply for a loan day or night from the convenience of your phone or desktop. No rushing around to find a local branch before closing time.
  • Bad credit availability.
  • Single-payment loan payments are reported only to alternative credit bureaus that collect data on consumers with low credit scores, so you may consider LendUp offering No credit check Loans which will not affect your score.
  • Same-day funding option: LendUp partners with MoneyGram to offer same-day funding of its loans. Customers can visit any MoneyGram location in the U.S. to get their loan proceeds at no additional cost.
  • You may take part in the LendUp Ladder program which allows eligible borrowers to apply for larger loans at lower rates.
Must know!

LendUp besides lending money carries on financial educational activity. They built the LendUp Ladder to incentivize responsible actions and enable borrowers to earn access to apply for larger loans at lower interest rates over time.

Repeat borrowers earn points and move up the ladder to get into one of four rungs: silver, gold, platinum or prime. The higher you get the lower rates you are charged and after you become a platinum or prime borrower you may report to the credit bureau to raise your score.

Loans similar to LendUp 

Compare the best Payday Loan companies similar to LendUp offering higher amounts of Payday Loans:

To compare the above-mentioned companies check out the table:

 

LendUp

Lend You

Check Into Cash

Loan By Phone

Jora Credit

Loan amount

$100 - $1000

$100 - $1000

$50 - $1000

$100 - $1500

$500 - $2600

Repayment terms

7 - 30 days

Varied by state

Varied by state

Varied

24 months

APR

134% - 1,252%

210%

Depends on the state law

260.71%

170% - 349%

Additional fees

a deferred deposit transaction fee

late payment fees

NSF fee

NSF fee

None

Collateral, guarantor

None, unsecured

None, unsecured

None, unsecured

None, unsecured

None, unsecured

Credit score

Available even for bad credit score

Available even for bad credit score

Available even for bad credit score

Available even for bad credit score

Available even for bad credit score

Turnaround time

1 - 2 business days

1 - 2 business days

1 - 2 business days

1 business day

1 - 2 business days

All these lenders offer Installment Loans as well. Choose the company with the most convenient and affordable conditions. Or use a matching service like COMPACOM to find the best lender.