Table of Contents:

Compare Sites Like Springleaf Financial

Springleaf Financial or OneMain Financial

Springleaf Financial Services

Springleaf Financial Loans

Check into Cash vs Springleaf Financial

Lend You vs Springleaf Financial

LoanByPhone vs Springleaf Financial

Greenlight Cash vs Springleaf Financial

Amscot vs Springleaf Financial

CashNetUSA vs Springleaf Financial

Springleaf Review

OneMain Financial Review

OneMain Financial offers secured and unsecured personal loans even to bad credit applicants. The minimum amount starts at $1,500. You can get this sum as fast as the same day. You may need to visit a company’s branch. So, check at first if OneMain Financial is available in your state.

Onemain Financial Rates And Fees

MAX Loan Amount




Collateral or Guarantor

None, Unsecured

MIN Loan Amount





2 - 5 years

Turnaround Time

Same Day

Looking for “One Main Financial Near Me”? One Main Financial Locations

OneMain Financial has nearly 1,600 branches in 44 states. Use the branch locator. Choose your state to find the closest store at your location. You'll get the address, directions, map, working hours, phone numbers of the branch.

  • Alabama
  • Colorado
  • Connecticut
  • Delaware
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Minnesota
  • Mississippi
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Mexico
  • North Dakota
  • Oklahoma
  • Oregon
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Utah
  • Vermont
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming
  • District of Columbia

One Main Financial Apply Online

  1. Go to the official website of the company, fill out an application form and find out if you prequalify for the necessary amount.
  2. Go to the local OneMain Financial branch and verify the information.
  3. If you agree with the terms, submit the application and receive the funds.

Loan decisions are made after OneMain Financial reviews your application. Acceptance or denial is based on your financial situation, credit score, and ability to pay back the loan.

One Main Financial requirements

  • A copy of a valid, government-issued ID (e.g. driver’s license or passport)
  • Proof of residence (e.g. a driver’s license with your current address, a utility bill, or a signed lease)
  • Proof of income (e.g. pay stubs or tax returns)

Onemain Financial Loans

OneMain Financial offers unsecured and secured personal loans that can be used for a variety of purposes.

You'll have a fixed loan interest rate, payment, and loan term with no hidden fees.

Depending on your state of residence, you may be able to get a loan between $1,500 and $20,000. Higher loan amounts may be available if you have a good credit history and can support your loan by collateral.

Why Onemain Financial?

  • Clear terms - loans have fixed rates, fixed payments, and no prepayment fees.
  • No minimal credit score requirements.
  • Local branches nationwide, you can meet one-on-one to discuss your options.
  • 100+ years of personal service.
  • Same day money - нou could get your money as soon as the same day if you’re approved by noon.

Onemain Financial Hours

Most OneMain Financial stores operate by the following schedule:


Oct 14

8:30 AM – 5:30 PM


Oct 15

8:30 AM – 7:00 PM


Oct 16

8:30 AM – 5:30 PM


Oct 17

8:30 AM – 5:30 PM


Oct 18

8:30 AM – 5:30 PM


Oct 19



Oct 20


After-hours appointments are also available. Call your local store to find out the details.

Onemain Financial Phone Number

If you have questions about applying for a personal loan or the products OneMain Financial offers, there are several ways you can get in touch with them.

  • Send a message.
  • Call by phone:

General Account Support (800) 742-5465 (M-F 7am-7pm Central)

Technical Web Assistance (877) 520-6246 (M-F 7am-7pm Central)

For existing Insurance Questions call (800) 307-0048 (M-F 8am-4:30pm Central)

For existing Mortgage Account call (866) 698-8332 (M-F 7am-7pm Central)

Compare Sites Like Springleaf Financial

Springleaf Financial is one of the country's leading lenders. The company provides loans for individuals, car loans and personal loans at high interest rates as well as insurance services. Loans from this company are perfect for every debtor even for customers with a bad credit history.

Company information:

December 22, 1927-date of creation,

601 Northwest 2nd Street Evansville, IN 47708 USA-address,

1-877-520-6246-contact phone number, -website.

Other popular direct lenders offering similar to Springleaf Financial services are:

Springleaf Financial or OneMain Financial

Is it the same company or different? Confused?

Since 2015, Springleaf Financial has acquired OneMain Financial and rebranded the company. Thus, all loans taken from Springleaf went to OneMain and customers will pay them already to OneMain Financial. The company continues to issue loans and, as before, you can take a loan using an online application. After the online application, the borrower must report to one of the company's branches and negotiate a loan.

Springleaf Financial Services

The company offers loans in installments with monthly payments ranging from $1,500 to $30,000. Terms for loans from the company are given from 2 to 5 years. Interest for the borrower is from 16.05% to 35.99%, and all loans have a Commission for issuance, which depends on the borrower.

$1,500 - $30,000 Personal Loans

Springleaf Financial Loans

What loans does Springleaf Financial offer? How to get them? 


The company operates on a security system based on the borrower's personal collateral. Customers who want to get a loan must pledge valuable property, in particular a car. There is nothing dangerous in this system if you follow all the rules and return payments on time. However, it is quite dangerous for a borrower to give up a car for a loan for personal needs. But providing a car as collateral is prohibited for some military personnel.

Check into Cash vs Springleaf Financial

Check Into Cash offers Payday Loans, Title Loans, Personal Installment Loans and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $50
  • MAX Loan Amount: $3000
  • Terms: Vary by state.
  • Rates and fees: 261% to 782% APR
  • Turnaround Time: 1 business day
  • Payday Loans
  • Online Payday Loans
  • Title Loans
  • Installment Loans
  • Online Installment Loans
  • Line of Credit
  • Flex Loans
  • Other Services
  • Check Cashing
  • Bill Pay
  • Western Union 
  • U.S. Money Card
  • Cell Phone Top-Ups
  • Sell Us Your Gift Cards For Cash
  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
  • 21+ years old (19+ in Alabama)
  • Social Security number (for Indiana residents only)
  • You can get even as low as $50.
  • Quick funding on the next business day.
  • Money can be used for any personal needs.
  • Not available in every state.
  • APR can be more than 153.73% depending on your state.
  • High late payment fees.


Check into Cash provides loans online in 30 States. The company's website has separate pages for each state, which helps you calculate your finances. Like Advance America, Check into Cash is a founding member of the community financial services Association. Therefore, the company protects its customers and helps them understand the laws and consumer protection rights. This help is available to any client, as the company's website contains informative pages about state laws. For personal loans, Check into Cash allows you to take up to $ 3000 without collateral.

But unlike Springleaf Financial and a number of other short-term loan companies, Check into Cash requires that the company's customers are at least 21. In addition, not every state has a branch of the company for loans.

Lend You vs Springleaf Financial

LendYou will help you get the cash you need when you need it. You can apply for Payday Loans, Installment Loans or Personal Loans, etc. Compare the lenders and get matched with the best one.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Varied
  • Rates and fees: Starting at 4.99% APR
  • Turnaround Time: 1 business day
  • $100 - $1000 Payday Loans
  • $1000 - $5000 Installment Loans
  • $5000 - $35000 Personal Loans
  • 18 years of age or older
  • U.S. citizenship
  • Valid checking or savings account with direct deposit
  • Minimum regular income of $1,000 per month
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
  • High up to $15,000 loan amounts. 
  • Minimal restrictions on how you can use your loan.
  • No collateral or guarantor.
  • Bad credit is OK. 
  • It's not a direct lender, so you'll need to clarify rates and terms with the company you are matched with. 


Lend You is a service that provides loans from independent lenders. The site has a user-friendly interface and quick approval. Lend You selects an independent third-party lender based on the terms of the loan. The process is very fast and convenient since everything happens online, so the money can be received on the next business day. Personal loans can be taken up to $ 35,000 without collateral with a percentage of 4.99%.

Since Lend You does not issue loans independently, you need to meet the necessary conditions for obtaining a loan:

  • To start, the client must be over 18 years old.
  • Lend You issues a loan without long waiting periods, so certain documents are required. You must provide a valid checking or savings account with a direct deposit.
  • You should also have a permanent income of at least $ 1,000 per month.
  • However, you cannot be a permanent or reserve member of the air force, Army, Coast guard, marine Corps, or Navy (or be dependent on anyone) serving on active duty on a call or order that specifies a period of 30 days or less.

Springleaf Financial itself is a lender in contrast to Lend You, so in the case of Springleaf Financial, you can be sure that the loan is taken from this company, and not from an unknown independent lender. Also, Springleaf Financial has local branches in the States, which will help you contact an employee for help and solve the problem.

LoanByPhone vs Springleaf Financial

Loan By Phone offers Payday Loans, Installment Loans and Line of Credit.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $3000
  • Terms: Varied
  • Rates and fees: Vary by state
  • Turnaround Time: 1 business day
  • Payday Loans
  • Installment Loans
  • Line of Credit
  • 21 years of age
  • Social Security Number
  • Proof of Income (from your job, pension, welfare, or other source)
  • Valid email address
  • Active checking account (open for at least 90 days)
  • Current cell/home and work phone number
  • All loan applications and requests are guaranteed confidential and all transactions are governed in accordance with the laws of your state of residence.
  • Flexible repayment.
  • Available in most states.
  • High interest rates.
  • If you don't pay back on time your data may be sold to third parties.


You can get a loan quickly, confidentially and easily using the LoanByPhone online loan service. The service offers payday loans and installment loans for customers with any credit history. The online application allows you to get approval and the necessary funds in a few minutes.

Amounts for personal loans from $ 500 to $ 3000. The interest rate depends on the state where the client takes the loan. LoanByPhone operates in 24 hours. Springleaf Financial allows you to take out large loans-up to $ 30,000.

Greenlight Cash vs Springleaf Financial

Greenlight Cash created an online platform to connect consumers like you with reliable lenders across the country. They partner with a large network of professionals so you get a chance to work with one of them and meet the challenge of improving your financial situation in the most effective way. Once you tap submit, you get one step closer to receiving the funds.

  • Payday Loans
  • Installment Loans
  • Personal Loans
  • be a legal U.S. resident
  • be at least 18 years old
  • have a stable source of income
  • be currently employed
  • have an active bank account
  • Unrivaled flexibility and accessibility.
  • Predictable monthly payments

  • Quick and simplified borrowing process

  • Any credit is welcome
  • Not a direct lender.


Greenlight Cash is a service for selecting lenders for clients with any credit history. To get a loan on the service, you only need to fill out an online form. You will not need a Deposit or other documents. The client will be able to receive the money within 1-2 days. The service has taken care of customers and is available in 47 States.

Greenlight Cash allows you to take a personal loan from $ 1000 to $ 5000. The minimum percentage is only 4.99%. But the maximum percentage can reach 450%.

Amscot vs Springleaf Financial

Amscot offers cash advance loans which are also known as Payday Loans, Check Cashing and cards.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $500
  • Terms: Varied
  • Rates and fees: 271.14% to 365.00% APR
  • Turnaround Time: 1 business day
Read Full Review
  • Cash Advance
  • Check Cashing
  • Business Check Cashing
  • Free Money Orders
  • Amscot Prepaid Mastercard
  • Bill Payment
  • Financial Budgeting
  • At least 18
  • Florida resident
  • Verifiable proof of income
  • Phone number
  • Checking account open and in good standing
  • Valid government-issued photo ID (driver’s license, passport, etc.)
  • No Credit Checks.
  • Fast approval process with cash in hand in minutes.
  • Some of the Lowest Fees in the industry.  
  • Open 365 days a year with many 24-hour locations.
  • Amscot is licensed by OFR, and regulated by state and federal laws. 
  • Not full application is online.
  • It operates only in Florida.



Amscot is a lender for the state of Florida. Amscot branches are open 24 hours, which gives an advantage over other lenders. Amscot also did not provide automatic renewal to protect its customers. However, if you refuse a loan from Amscot, this will not affect the customer's credit history. Moreover, the Amscot verification fee is $ 2 and this is less than half the legal limit for this type of payment in the state of Florida.

  • To get a loan on Amscot, you must have proof of permanent income, and be over 18 years old.
  • You also need to have a phone number in order for Amscot to contact the borrower.
  • However, despite the online application, the borrower will have to come to an Amscot branch to get a loan.
  • To get a loan from Amscot, the borrower needs a Bank account.
  • Just like lenders that do not require a credit check, Amscot is a more expensive lender, with high-interest rates.
  • Moreover, the Amscot contract requires customers to waive their right to a jury trial or sue the company over a dispute. This mistake is easy to make without reading the agreement that the borrower signs online.
  • And, after all, Amscot loans are only available to residents of Florida.

A quick deal, but high interest rates combine Springleaf Financial and Amscot. In both cases, the borrower will have to come to the office in addition to the online application. But to get a loan from Springleaf Financial, the borrower does not have to be over 18 years old.

CashNetUSA vs Springleaf Financial

CashNetUSA offers Payday Loans, Installment Loans, Line of Credit as well as other financial help and education.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $3000
  • Terms: 8 days - 24 months
  • Rates and fees: 89% - 805.28% APR
  • Turnaround Time: 1 business day
Read Full Review
  • Payday Loans
  • Cash Advance
  • Online Loans
  • Installment Loans
  • Line of Credit
  • live in a state CashNetUSA services;
  • be over 18;
  • have a regular source of income.
  • Offers different types of loans including payday loans, installment loans and lines of credit.
  • Fast funding within one business day.
  • Provides cash advance in the majority of states. 
  • Bad credit is OK.
  • High cost which varies by state.


CashNetUSA has served more than 3 million borrowers in the 10 years since its inception. All thanks to a good interface and easy navigation on the site, as well as live chat for getting a loan. This is what helped CashNetUSA gain such popularity in such a short time. A positive feature of CashNetUSA is high loan amounts in most States.

CashNetUSA offers many different loans, but they are only available in 18 States. Despite the nice convenient website, there are no branches for loans in the States – only through the website. Due to the large amounts for loans, CashNetUSA has high interest rates – up to 1140.63%.

Springleaf Review

Springfield Financial Services offers Personal Installment Loans as well as other money products at affordable rates online and in-store. 

  • MIN Loan Amount: $1000
  • MAX Loan Amount: $10000
  • Terms: 2 -5 years.
  • Rates and fees: 24.43% - 36% APR
  • Turnaround Time: Same day
Read Full Review
  • Installment Loans
  • Personal Loans
  • US citizen or permanent resident
  • The state’s minimum age requirement
  • Stable income
  • Same day funding.
  • Secured loans available. 
  • Poor credit is not a problem.  
  • About 1,700 branches in 44 states.
  • Strict penalties for late payments. 
  • Available not in all states. OneMain Financial doesn’t operate in the following states: Alaska, Arkansas, Connecticut, Massachusetts, Rhode Island, Vermont and Washington D.C. 
  • Must complete the applying process at a branch store. 
  • If you take out a secured loan, you'll be required a full coverage on the vehicle you use as collateral.


The loan issuance system combines an online application and standard negotiations in the company's office. Thanks to this, borrowers will be able to easily deal with payments.

Therefore, loans from Springleaf Financial are suitable for low-income borrowers.

Such loans also create a good credit history. However, the loans here are much higher than on credit cards. Customers with a good credit history will be more profitable to use credit cards. Interest rates at Springleaf Financial up to 36% are too high for large loans. Thus, it is better to use loans from such companies only in extreme cases.