Are there any Guaranteed Payday Loans?

Payday lenders who offer “Guaranteed” cash advance mean more flexible lending criteria than a traditional bank or credit union. This doesn’t mean you’ll be 100% approved for a loan. You should understand that such lender is more interested in your ability to repay than your credit history – a steady source of income is usually the most important factor.

Besides, Bad Credit Loans with Guaranteed Approval are also a reality. Everything you need is:

• Be over 18 years old
• Have a stable job and income
• Have a Bank account

Your application will also require some information to verify your qualifications.

• Your name, date of birth, address and email
• A form of ID (driver’s license, passport, etc.)
• Details about your employment status and income

Payday Loans up to $1000, Installment loans of $1000 – $5000, Personal loans of $1000–$35000 are available even for bad credit.

NO CREDIT CHECK Payday Loans!

Direct lenders often promise you a soft credit check instead of hard one, which will not affect your credit history. Many people can benefit from getting a payday loan, including:

• Those with poor credit who have been rejected for loans by their bank in the past.
• People who need cash urgently.
• Anyone who has an emergency expense but doesn’t have the money to pay for it right now.

The main things you should know about bad credit loans are:

• They tend to be more expensive than a regular cash advance due to higher interest rates
• It's harder to get approval for a bad Bank loan.

To sum it up, you can submit your application online or in-store. The lender will review your credentials and inform you soon after submission if you’ve been approved.

If you are approved, there are different ways to pick up your loan. In-store applicants may receive funds within a few hours of approval in the form of cash, check or prepaid debit card. Online applicants can have their money transferred to their bank account as soon as the next business day or choose to have an in-store pickup.

These are short-term financial solutions, meaning you have to repay the loan on the scheduled due date, typically your next payday. If you decide to take out a payday loan, keep in mind the interest can be quite high. You’ll need to budget your repayments before you borrow, otherwise you may be stuck in a cycle of bad debt.

Read more: Guaranteed Payday Loans.