Questions and Answers

Have questions? Here are the answers.
COMPACOM TEAM Expert answer
Many lenders advertise no credit check payday loans. They mean they approve applications without doing any hard inquiries from the major traditional credit bureaus. Such Loans can really help you meet urgent needs without hurting your credit score. But in reality at least a soft inquiry is necessary both for a lender and a borrower as it lowers the risk of defaulting a loan. You can check... Read more
COMPACOM TEAM Expert answer
Mostly lenders don't do a hard inquiry to any of the major credit bureaus. In this case taking out a Payday Loan doesn't affect your score. But make sure you pay it off on time. If you default the payment this information may be reported and besides your account may be sold to the third parties or some debt collectors. This information may damage your credit score.  Read about the... Read more
COMPACOM TEAM Expert answer
No, unfortunately, if Payday Loans are forbidden by law it means lenders can't operate legally in the state both online and in-store. Even out-of-state companies should obey these rules. But you need to decide whether you need a Payday Loan or just some quick emergency cash. If the latter is fine there are a lot of other options you can take advantage of: Installment Loans, Personal Loans,... Read more

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