Questions and Answers

Have questions? Here are the answers.
COMPACOM TEAM Expert answer
Usually, to get a Payday loan to a borrower is required to have a source of income and credit history, so that the lender is confident that the loan is affordable and will be repaid on time. There are several criteria that lenders first look at to decide whether to approve you for a loan: source of income credit score debt to income ratio Getting a personal loan for... Read more
COMPACOM TEAM Expert answer
The repayment terms depend mostly on the type of loan you've taken out. You can have one of these cash advances: student loans car loans credit cards medical debt home equity loans payday loans personal loans government debt, etc. In your case if you borrowed a Payday Loan you may encounter 14 - 31 day repayment terms. But there're also 3-month Payday Loans, or even... Read more
COMPACOM TEAM Expert answer
Good afternoon, first you need to understand what the installment loan is. "Installment loan" is a term that refers to the vast majority of both personal and commercial loans provided by lenders. Installment loans include any loan that is repaid with regular scheduled payments or installments. Each installment payment includes repayment of part of the principal amount of the loan, as well as... Read more
COMPACOM TEAM Expert answer
In Illinois any resident who meets basic requirements can legally get 2 Payday cash advances at a time if the maximum amount doesn't exceed $1000 or 25% of your gross monthly income.  Other rules and regulations concerning short-term loans in Illinois are stated below: Law status legal MIN Loan Amount None MAX Loan Amount $1,000,... Read more
COMPACOM TEAM Expert answer
If you meet the requirements, and need not more than maximum Payday cash advance allowed in Indiana ($5000) you can legally apply for and get 2 Payday Loans in the state. Take into account that only one loan can be taken out form a lender, so these two must be from different lenders.  Other Payday loan regulations in Indiana include: Law... Read more
COMPACOM TEAM Expert answer
Personal Loans are up to $35000 cash advance borrowed for any personal needs and paid back in fixed equal installments over the period of several months or years. They suit debt consolidating purpose as well. Mostly available for people with both good and bad credit score and without a collateral. Read more: Personal Loans. To qualify for a Personal Loan you need to meet the following... Read more
COMPACOM TEAM Expert answer
Hello, Bob. We do understand your hesitation. Money matters really require special consideration. We don't dare give you any advise. But we'll provide all the details on short-term cash advance necessary to make the right decision. A payday loan is one of the most beneficial and useful types of loans. It amounts up to $1000 and is granted for 14 - 30 days. Read more: Payday Loans. The... Read more
COMPACOM TEAM Expert answer
Payday lenders who offer “Guaranteed” cash advance mean more flexible lending criteria than a traditional bank or credit union. This doesn’t mean you’ll be 100% approved for a loan. You should understand that such lender is more interested in your ability to repay than your credit history – a steady source of income is usually the most important factor. Besides, Bad Credit Loans... Read more
COMPACOM TEAM Expert answer
When you want to get money really fast, the first step you need to understand is the amount of cash you need. UP TO $1,000. If you need an amount less than 1000 dollars then you can apply for a Payday Loan. You choose a company – a broker ora direct lender, apply in a few clicks and get an instant decision. In case of approval the money will be in your hands in less than 24... Read more
COMPACOM TEAM Expert answer
Yes. But it is going to cost you more than the average loan. As many of your options fall into the category of short-term loans they are likely to have higher fees and APRs. Among the options available for borrowers with no bank account are Payday Loans, Installment Loans, Personal Loans, Auto Title Loans, Pawn shop loans, bitcoin loans, etc. Choose the one suitable just... Read more

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