Questions and Answers

Have questions? Here are the answers.
COMPACOM TEAM Expert answer
You can find a Check Into Cash Payday Loan store or check casher near you by going to the company's store locator online on Check Into Cash website and entering your city and state or a zip code into the search line, then click "locate" and in some seconds you'll see all the possible locations nearest to you. Or you can apply online which will help you avoid looking for directions, driving and... Read more
COMPACOM TEAM Expert answer
There are several options to pay off a Payday Loan: The lenders cashes the post-dated check you gave him when you obtained the loan; The lender withdraws money from an electronic debit of your account with the help of the authorization you provided when got the cash advance; You return to the Payday store on a due date and redeem the check. With any of these options keep in mind... Read more
COMPACOM TEAM Expert answer
When you hear the promise of  instant Payday Loans you should accept it more like an offer of quick approval for a loan than providing you with the necessary money the very moment you apply for it. You will hardly be able to receive cash advance instantly online. And even in a Payday store it will take some time to process your application. Though you'll get the necessary funds quicker... Read more
COMPACOM TEAM Expert answer
Many lenders advertise no credit check payday loans. They mean they approve applications without doing any hard inquiries from the major traditional credit bureaus. Such Loans can really help you meet urgent needs without hurting your credit score. But in reality at least a soft inquiry is necessary both for a lender and a borrower as it lowers the risk of defaulting a loan. You can check... Read more
COMPACOM TEAM Expert answer
Mostly lenders don't do a hard inquiry to any of the major credit bureaus. In this case taking out a Payday Loan doesn't affect your score. But make sure you pay it off on time. If you default the payment this information may be reported and besides your account may be sold to the third parties or some debt collectors. This information may damage your credit score.  Read about the... Read more
COMPACOM TEAM Expert answer
No, unfortunately, if Payday Loans are forbidden by law it means lenders can't operate legally in the state both online and in-store. Even out-of-state companies should obey these rules. But you need to decide whether you need a Payday Loan or just some quick emergency cash. If the latter is fine there are a lot of other options you can take advantage of: Installment Loans, Personal Loans,... Read more

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