Questions and Answers

Have questions? Here are the answers.
COMPACOM TEAM Expert answer
Bad credit loans are considered risky as people think if a lender is ready to approve you for a loan without checking your credit history he doesn't care about your ability to repay the money on time. You expect a lot of sketchy companies trying to fool you into their business. But if you know the rules of getting a bad credit loan it's rather safe and convenient. It won't damage your... Read more
COMPACOM TEAM Expert answer
Almost all the countries have credit score systems to evaluate how risky a borrower you are. There may be some differences but the basic principle is the same, lenders still look at how you’ve conducted your finances, the timeliness of payments, and how much of a risk you are. Let’s compare American, Canadian, British and European scoring. The... Read more
COMPACOM TEAM Expert answer
Speedy Cash Payday Loans will not do a hard inquiry with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may do a soft credit check at other databases to check your payment history and see if you can afford to pay off the loan. Read more: No Credit Check Payday... Read more
COMPACOM TEAM Expert answer
If you have bad credit but still consider applying for a loan you have the following options with high chances of approval and rather favourable and affordable conditions: Online Personal Loans - unsecured loans, with no collateral to act as security against default, which makes them risky for lenders  — and expensive for borrowers. Short-term small dollar Payday Loans -... Read more
COMPACOM TEAM Expert answer
The Maximum number of outstanding Payday Loans at a time is one. And it mustn't exceed $500 according to the Fl. Stat. Ann. § 560.402 et seq. and Rule 69V-560.901-912. Maximum loan term can not  be longer than 31 days and not less than seven days. If you need more money or consider applying for another loan think of Installment Loans or Personal Loans. Read... Read more
COMPACOM TEAM Expert answer
To get out of a Payday Loan debt cycle you should: build a complete picture of your debt, including all loans, credit cards, etc. prioritize the debt with the highest interest rate; restructure your payday debt and negotiate a repayment plan with your lender; use another cheaper loan, for example Personal Loan, to refinance or consolidate your Payday Loan debt; consider Payday... Read more
COMPACOM TEAM Expert answer
Yes, it's absolutely legal to take out a loan or other finance product available at Check Into Cash. They are in business since 1993. Check Into Cash is a direct lender that provides customers with payday and title secured loans, cash advances, installment loans, check cashing, bill pay and Western Union services, prepaid debit cards, and cell phone top ups for most major... Read more
COMPACOM TEAM Expert answer
You can find a Check Into Cash Payday Loan store or check casher near you by going to the company's store locator online on Check Into Cash website and entering your city and state or a zip code into the search line, then click "locate" and in some seconds you'll see all the possible locations nearest to you. Or you can apply online which will help you avoid looking for directions, driving and... Read more
COMPACOM TEAM Expert answer
There are several options to pay off a Payday Loan: The lenders cashes the post-dated check you gave him when you obtained the loan; The lender withdraws money from an electronic debit of your account with the help of the authorization you provided when got the cash advance; You return to the Payday store on a due date and redeem the check. With any of these options keep in mind... Read more
COMPACOM TEAM Expert answer
When you hear the promise of  instant Payday Loans you should accept it more like an offer of quick approval for a loan than providing you with the necessary money the very moment you apply for it. You will hardly be able to receive cash advance instantly online. And even in a Payday store it will take some time to process your application. Though you'll get the necessary funds quicker... Read more

Pages

Loans for ANY NEEDS
APR from 4.99%

Advertiser Disclosure

Compacom.com is a referral advertising service that provides information and reviews on various companies to help customers compare them. It may or may not be affiliated with these businesses. Thus it is not responsible for their products and services. As you are redirected to the third party's website it's your responsibility to check all the details of the deal. Neither is Compacom.com liable for other companies' logos, names are trademarks™ or registered® trademarks used on our website. Their use does not signify or suggest the endorsement, affiliation, or sponsorship. The main aim is to provide verified information which is taken from the companies' websites and supported by the links to the sources.

Compacom.com can get some compensation for featured placement of certain sponsored products and services, or your clicking on links posted on this website. But it doesn't impact the way the companies are evaluated. Their rating is based solely on real people's reviews which go through a double verification via phone number and e-mail.

We strive to keep all the information on this site up-to-date and accurate but you should check any rates and terms as well as other product or service information on the provider's website.