Table of Contents:

Short Term Loans

Short Term Loans Online

Compare the best short-term Payday loan direct lenders online

Compare the best short-term Installment Loan direct lenders online

Can I get short term loans online for bad credit today?

What Is a Short-Term Loan? Is it the same as a Payday Loan?

How Do Online Short Term Loans Work?

Can I Get a Short Term Loan with Bad Credit?

Where Can I Get a Quick Short Term Loan?

How to Get a Short Term Loan from the best direct lenders?

What to watch out for with short-term loans

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Loans for ANY NEEDS
APR from 4.99%

Short Term Loans

Even if you plan your budget carefully, work hard, and try not to waste on unnecessary purchases, sometimes you can find yourself in a tight financial situation when short term loans can help. You can choose among short-term loans online, short-term loans near me, short-term loans for bad credit, short-term personal loans, etc.

Short term loans allow you to get instant cash advance fast and solve any urgent financial problem. You are to repay a short term loan within a few weeks, 14 – 30 days on average, so you can avoid long-term debt.

Moreover, short term Payday loans with the same day deposit help you fix the problem right on the spot and move on with no stress.

Short Term Loans Online

If you’re going to apply for quick short term loans for bad credit or even no credit, you’ll find out that there’re a lot of online direct lenders offering instant cash advance even to poor credit applicants.

Compare the best short-term Payday loan direct lenders online:

As we let you apply for short-term loans from a number of lenders, we make it easier to get guaranteed instant approval. And it’s not a problem anymore to find a short-term loan even with bad credit or no credit.

LendYou will help you get the cash you need when you need it. You can apply for Payday Loans, Installment Loans or Personal Loans, etc. Compare the lenders and get matched with the best one.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Varied
  • Rates and fees: Starting at 4.99% APR
  • Turnaround Time: 1 business day
  • $100 - $1000 Payday Loans
  • $1000 - $5000 Installment Loans
  • $5000 - $35000 Personal Loans
  • 18 years of age or older
  • U.S. citizenship
  • Valid checking or savings account with direct deposit
  • Minimum regular income of $1,000 per month
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
Pros
  • High up to $15,000 loan amounts. 
  • Minimal restrictions on how you can use your loan.
  • No collateral or guarantor.
  • Bad credit is OK. 
Cons
  • It's not a direct lender, so you'll need to clarify rates and terms with the company you are matched with. 

 

Check Into Cash offers Payday Loans, Title Loans, Personal Installment Loans and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $50
  • MAX Loan Amount: $3000
  • Terms: Vary by state.
  • Rates and fees: 261% to 782% APR
  • Turnaround Time: 1 business day
  • Payday Loans
  • Online Payday Loans
  • Title Loans
  • Installment Loans
  • Online Installment Loans
  • Line of Credit
  • Flex Loans
  • Other Services
  • Check Cashing
  • Bill Pay
  • Western Union 
  • U.S. Money Card
  • Cell Phone Top-Ups
  • Sell Us Your Gift Cards For Cash
  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
  • 21+ years old (19+ in Alabama)
  • Social Security number (for Indiana residents only)
Pros
  • You can get even as low as $50.
  • Quick funding on the next business day.
  • Money can be used for any personal needs.
Cons
  • Not available in every state.
  • APR can be more than 153.73% depending on your state.
  • High late payment fees.

 

Greenlight Cash created an online platform to connect consumers like you with reliable lenders across the country. They partner with a large network of professionals so you get a chance to work with one of them and meet the challenge of improving your financial situation in the most effective way. Once you tap submit, you get one step closer to receiving the funds.

  • Payday Loans
  • Installment Loans
  • Personal Loans
  • be a legal U.S. resident
  • be at least 18 years old
  • have a stable source of income
  • be currently employed
  • have an active bank account
Pros
  • Unrivaled flexibility and accessibility.
  • Predictable monthly payments

  • Quick and simplified borrowing process

  • Any credit is welcome
Cons
  • Not a direct lender.

 

GoGoPaydayLoans offers Payday Loans at affordable rates with convenient repayment terms. 

  • MIN Loan Amount: $100
  • MAX Loan Amount: $1000
  • Terms: Vary by state.
  • Rates and fees: 261% to 782% APR
  • Turnaround Time: 1 business day

$100 - $1000 Payday Loans

  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
  • 21+ years old (19+ in Alabama)
  • Social Security number (for Indiana residents only)
Pros
  • You can get even as low as $100.
  • Quick funding on the next business day.
  • Money can be used for any personal needs.
Cons
  • Not available in every state.
  • APR can be more than 153.73% depending on your state.
  • High late payment fees.

 

PaydayloansUSA.online offers Payday Loans, Installment Loans, Personal Loans and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Vary by state.
  • Rates and fees: 4.99% to 1386% APR
  • Turnaround Time: 1 business day
  • Payday Loans
  • Installment Loans
  • Personal Loans
  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
Pros
  • Quick - no driving, waiting, faxing, paperwork.
  • More than 300 direct lenders.
  • High approval rate even for bad credit Payday Loans.
  • Online Payday cash advance with no collateral.
  • 24 / 7 online service.
  • No hard credit check Payday Loans.
Cons
  • High interest rates.
  • Available not in all the states.
  • Not many financial products offered.

 

Indyloan.com offers Personal Loans online at affordable rates with convenient repayment. 

  • MIN Loan Amount: $100
  • MAX Loan Amount: $5000
  • Terms: Vary by state
  • Rates and fees: Varied
  • Turnaround Time: 1 - 2 business day

Personal Loans

  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
Pros
  • Quick - no driving, waiting, faxing, paperwork.
  • High approval rate even for bad credit borrowers.
  • Online Payday cash advance with no collateral or co-signer.
  • 24 / 7 online service.
Cons
  • High interest rates.
  • Available not in all the states.
  • Only loans up to $5000 are available.

 

Compare the best short-term Installment Loan direct lenders online:

Installment loans repaid within a short period of time allow you to get higher amounts of cash than Payday Loans with equally convenient repayment terms.

LendYou will help you get the cash you need when you need it. You can apply for Payday Loans, Installment Loans or Personal Loans, etc. Compare the lenders and get matched with the best one.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Varied
  • Rates and fees: Starting at 4.99% APR
  • Turnaround Time: 1 business day
  • $100 - $1000 Payday Loans
  • $1000 - $5000 Installment Loans
  • $5000 - $35000 Personal Loans
  • 18 years of age or older
  • U.S. citizenship
  • Valid checking or savings account with direct deposit
  • Minimum regular income of $1,000 per month
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
Pros
  • High up to $15,000 loan amounts. 
  • Minimal restrictions on how you can use your loan.
  • No collateral or guarantor.
  • Bad credit is OK. 
Cons
  • It's not a direct lender, so you'll need to clarify rates and terms with the company you are matched with. 

 

Check Into Cash offers Payday Loans, Title Loans, Personal Installment Loans and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $50
  • MAX Loan Amount: $3000
  • Terms: Vary by state.
  • Rates and fees: 261% to 782% APR
  • Turnaround Time: 1 business day
  • Payday Loans
  • Online Payday Loans
  • Title Loans
  • Installment Loans
  • Online Installment Loans
  • Line of Credit
  • Flex Loans
  • Other Services
  • Check Cashing
  • Bill Pay
  • Western Union 
  • U.S. Money Card
  • Cell Phone Top-Ups
  • Sell Us Your Gift Cards For Cash
  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
  • 21+ years old (19+ in Alabama)
  • Social Security number (for Indiana residents only)
Pros
  • You can get even as low as $50.
  • Quick funding on the next business day.
  • Money can be used for any personal needs.
Cons
  • Not available in every state.
  • APR can be more than 153.73% depending on your state.
  • High late payment fees.

 

Instant Loans USA will help you get the cash you need when you need it. You can apply for Payday Loans, or Personal Loans online. Choose the best rates and terms and get the same-day financing.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Varied
  • Rates and fees: Starting at 4.99% APR
  • Turnaround Time: 1 business day
Read Full Review
  • $100 - $1000 Payday Loans
  • $5,000 - $35,000 Personal Loans
  • 18 years of age or older
  • U.S. citizenship
  • Valid checking or savings account with direct deposit
  • Minimum regular income of $1,000 per month
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
Pros
  • High loan amounts up to $35,000. 
  • Minimal basic requirements.
  • No collateral or co-signer.
  • Bad credit is OK. 
Cons
  • High interest rates.

 

Greenlight Cash created an online platform to connect consumers like you with reliable lenders across the country. They partner with a large network of professionals so you get a chance to work with one of them and meet the challenge of improving your financial situation in the most effective way. Once you tap submit, you get one step closer to receiving the funds.

  • Payday Loans
  • Installment Loans
  • Personal Loans
  • be a legal U.S. resident
  • be at least 18 years old
  • have a stable source of income
  • be currently employed
  • have an active bank account
Pros
  • Unrivaled flexibility and accessibility.
  • Predictable monthly payments

  • Quick and simplified borrowing process

  • Any credit is welcome
Cons
  • Not a direct lender.

 

 

 

Can I get short term loans online for bad credit today?

Have bad credit? And got into unexpected financial twists and turns? We’ll gladly help you. Compare the best fast and easy short-term loans online. They offer instant funding - but be aware of high-interest rates, fees and quick repayment.

What Is a Short-Term Loan? Is it the same as Payday Loan?

Payday Loans are just a kind of short term loan as well as other types of cash advances such as Installment Loans, Personal Loans, credit card cash advances that have a quick payback period.

As a lot of applicants don’t qualify for a bank loan because they have bad credit, a short-term payday loan turns out to be the only way out for them.

But keep in mind, short term payday loans are to be used only in emergency situations like a sudden home or car repair, unexpected utility bills, medical bills. They can help you in emergency situations but only if you make sure that you repay the money on time.

How Do Online Short Term Loans Work?

To apply for short-term loans online you need to fulfill 3 easy steps:

  1. Fill out a loan request form online.
  2. It will be sent to 300+ direct lenders who process the request and make an instant decision whether to approve you or not.
  3. You get an offer from the best short-term loan direct lender and if you agree with the terms and conditions, you submit the loan request and receive the money deposited into your bank account within a day or two.

Spend a few minutes of your time to solve all your financial problems fast and easy.

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Loans for ANY NEEDS
APR from 4.99%

Can I Get a Short Term Loan with Bad Credit?

Online short-term payday loans are 100% available even for bad credit borrowers. Besides, they are unsecured which means you don’t risk any property.

As short-term loans don’t involve any hard credit check they are available for bad credit or no credit applicants. You can easily get bad credit Payday Loans online if you meet the basic lenders’ requirements:

  • Have a permanent employment for at least 90 days
  • Get an income of at least $1,000 per month after taxes
  • Be over 18 years of age
  • Be a permanent resident of the US
  • Provide a valid phone number and email address
  • Have an active bank account

Where Can I Get a Quick Short Term Loan?

Fast short-term loans are available both online and in a store near your location. If you are looking for “Short-term loans near me” you should understand that it’s going to be a rather long process when you’ll have to drive and wait in lines. Make sure to do some research and compare the rates in advance.

Online short-term loans are naturally faster and easier as they offer convenient application from any device and instant approval.

How to Get a Short Term Loan from the best direct lenders?

Online application and approval take only a few minutes while you fill out a short request form, then it is referred to over 300 lenders; the best direct lenders ready to help you contact you online or on the phone; you discuss the terms of the loan and after you sign the agreement the money is deposited into your bank account the same or next business day.

What to watch out for with short-term loans

As you have little time to repay the loan you must be aware of all the loan details to make sure you can afford it. The main short-term Payday Loan features you're your consideration are:

Interets rates, or APR - Annual Percentage Rate for short term loans whether Payday Loans or Installment Loans can vary from lender to lender, and often depend on the amount borrowed, loan term and your credit score.

Financial charges and other fees for short-term loans are rather high, so it’s recommended to apply for short term payday loans only in case these fees are smaller than those you will have to pay for a bounced check, or credit card, etc.

Credit Score Impact - Short term loans are granted by direct lenders who may determine your creditworthiness by checking your credit history from the three major credit bureaus – Equifax, Experian, or Transunion. Luckily, there’re enough direct lenders who do no hard credit check and provide loans even to bad credit borrowers.

Collection Practices - In case you default a short-term loan, you may run into collection practices from a direct lender or from a third-party collection agency. Do your best to discuss the repayment options with the lender before it comes to any collections practices.

Borrow responsibly!

Short-term loans should only be used for emergency necessities. It’s easy to apply, so why not get your short term personal loan today?