is a referral advertising service, not a lender. Our aim is providing information, comparing and connecting you with a necessary company. In some cases this is our affiliated partnet and we may receive some compensation from them for featured placement of their products or services. In other cases we just give you the information about a company and services they provide taken from their official website, which is supported by links. We strive to to keep the data accurate and up to date. Though, the information may differ from what you find when you visit a financial institution, service provider or specific product’s site. So, if you are unsure you should get independent advice from the company itself or go to their website and read the details carefully. We don't have responsibility for any inaccuracy of company information - responsibility falls on the customer. So read the Terms and Conditions as well as Privacy Policy of the enterprise you're going to apply to.

Read the full disclosure

Jora Credit Reviews



Free Application Form
$100 - $1,000 PAYDAY LOANS
$1,000 - $35,000 INSTALLMENT LOANS

How much would you like to borrow?

By submitting your information you claim you have read and understood and agree to Privacy Policy, Terms of Use, Responsible Lending and Marketing Practices

Apply online and get $500 - $2,600 Installment Loans with instant approval from Jora Credit. Bad credit is not a problem. You can apply online and get same day funding with no hard credit check. Jora Credit offers Personal Loans for any needs.

Jora Credit is a direct Lender that operates under the state specific rules for the states that it services. They are committed to the lending of responsible credit products to eligible applicants in need of emergency credit. Jora offers a simple, reliable way for customers to get a loan, and have the flexibility to repay it over a duration of time that makes sense for their lives and budget. Jora provides loans as soon as the next business day. Apply today and get $500 to $2,600 as soon as tomorrow. Get a Loan Fast!

Jora Credit Products & Services

Jora Credit Rates and Fees

Jora Credit interest rates and terms vary depending on the loan product you choose, where you live, your income, and your credit history. This table provides you with a range of rates, so you can get an idea of what a Payday loan, Installment Loan and Personal Loan may cost.

MAX Loan Amount

MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.



The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

Collateral or Guarantor

Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

None, Unsecured
MIN Loan Amount

MIN Loan Amount

It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations.



The maximum percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.



It’s the period of time within which you are to pay off your loan.

24 months
Turnabout time

Turnabout time

It's the period of time within which you get the money

1-2 business days
Find out more Apply online


Smaller tax return than you expected? Apply online for quick cash. Apply

States where Jora Credit is available

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 10 states
  • Alabama
  • California
  • Delaware
  • Idaho
  • Missouri
  • New Mexico
  • North Dakota
  • South Carolina
  • Utah
  • Wisconsin

Jora Credit lends or arranges Installment Loans and Lines of Credit in select states. They are committed to the lending of responsible credit products to eligible applicants in need of emergency credit. Jora Credit offers a simple, reliable way for customers to get a loan, and have the flexibility to repay it over a duration of time that makes sense for their lives and budget.

Table of Contents:

Jora Credit: How it works

Jora Credit rates and fees

Jora Credit contact information

Jora Credit Loans FAQ

Jora Credit Loans Quick Definitions

How Jora Credit works? 

When you’re in need of a convenient cash loan, you can turn to Jora Credit. The application process is:

  • simple - it’s easy to apply right from your phone, laptop or tablet – anywhere, anytime.
  • secure - сomplete the secure online application, find out how much you can be approved for.
  • fast - accept your loan by 10:30 am Central time and you can get your funds on the same day.
  • helpful - with Jora Credit, you’ll have helpful tools to increase your earnings and maximize your career.

Before applying for Jora Credit Installment loans, be sure that:

  • You reside in a state we currently serve.
  • You are at least 18 years old (19 if residing in AL).
  • You have a job or other proven source of income.
  • You have a valid e-mail address.
  • You have an active and valid checking account.

How much does a Jora Credit loan cost? 

Here are a few questions you should consider when shopping for a Jora Credit Payday Loan or installment loan online:

  • What will the overall cost be?
  • What are my other options, and how does this compare to them?
  • How necessary is it for me to take out a loan?
  • Can I afford to repay the loan, including interest and fees (if any)? Please note Jora Credit does not charge fees.
  • If I miss a payment, will I be able to afford any penalties or extra interest (if any)? Please note Jora does not charge any pre-payment penalties.

Compare the average cost of a $500 Loan with biweekly and monthly repayments:


Complete disclosures of APR, fees and payment terms are provided with the Jora Credit Loan Agreement. APR and payment amounts may vary slightly based on initial term. These examples are based on an initial term of 14 days for Bi-weekly or 30 days for Monthly, and all payment amounts being the same; the final payment amount is determined by your payment history. If you miss a payment, or if your payment is late or returned, you may incur additional interest. You may pay off your loan early at any time with no prepayment penalty.

Use an online Payday Loan calculator to see the cost of a short-term cash advance.

Jora Credit contact information 

Company name: Jora Credit is operated by Jora Credit Holdings, LLC

Telephone: 1-888-256-6083


Address: PO Box 8407 Philadelphia, PA 19101



What types of loans does Jora Credit offer?

Will my credit be affected if I apply for Jora Credit?

Do I need good credit to qualify for Jora Credit Loan?
How does Jora Credit application process work?
How will I know if my application is approved by Jora Credit?
How much can I borrow at Jora Credit?
How soon will I get my money from Jora Credit?
Who is the lender Jora Credit?
How much does Jora Credit Loan cost?
Why is Jora Credit so expensive?
What will happen if I'm late on a payment to Jora Credit?
Does Jora Credit charge prepayment penalties, late fees, or non-sufficient funds (NSF) fees?
 What are my payment options at Jora Credit?
How does Jora Credit protect my personal information?






Jora Credit Loans Quick Definitions

Bank Loan
Bounced Check
Cash Advance
Clearing Cycle
Credit Bureau
Credit Limit
Credit Rating
Credit Report
Early Repayment
EFT Authorization
Fixed-rate Interest
Gross Income
Loan Period
Net Income
Online Banking
Outstanding Balance
Payday Advance
Payday Loan
Penalty Charges
Promise Date


Compare Jora Credit to the direct lenders - the top customer choices of today:

Check Into Cash offers Payday Loans, Title Loans, Personal Installment Loans and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $50
  • MAX Loan Amount: $3000
  • Terms: Vary by state.
  • Rates and fees: 261% to 782% APR
  • Turnaround Time: 1 business day
  • Payday Loans
  • Online Payday Loans
  • Title Loans
  • Installment Loans
  • Online Installment Loans
  • Line of Credit
  • Flex Loans
  • Other Services
  • Check Cashing
  • Bill Pay
  • Western Union 
  • U.S. Money Card
  • Cell Phone Top-Ups
  • Sell Us Your Gift Cards For Cash
  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
  • 21+ years old (19+ in Alabama)
  • Social Security number (for Indiana residents only)
  • You can get even as low as $50.
  • Quick funding on the next business day.
  • Money can be used for any personal needs.
  • Not available in every state.
  • APR can be more than 153.73% depending on your state.
  • High late payment fees.



Loan By Phone offers Payday Loans, Installment Loans and Line of Credit.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $3000
  • Terms: Varied
  • Rates and fees: Vary by state
  • Turnaround Time: 1 business day
  • Payday Loans
  • Installment Loans
  • Line of Credit
  • 21 years of age
  • Social Security Number
  • Proof of Income (from your job, pension, welfare, or other source)
  • Valid email address
  • Active checking account (open for at least 90 days)
  • Current cell/home and work phone number
  • All loan applications and requests are guaranteed confidential and all transactions are governed in accordance with the laws of your state of residence.
  • Flexible repayment.
  • Available in most states.
  • High interest rates.
  • If you don't pay back on time your data may be sold to third parties.



LendYou is will help you get the cash you need when you need it. You can apply for Payday Loans, Installment Loans or Personal Loans, etc. Compare the lenders and get matched with the best one.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Varied
  • Rates and fees: Starting at 4.99% APR
  • Turnaround Time: 1 business day
  • $100 - $1000 Payday Loans
  • $1000 - $5000 Installment Loans
  • $5000 - $35000 Personal Loans
  • 18 years of age or older
  • U.S. citizenship
  • Valid checking or savings account with direct deposit
  • Minimum regular income of $1,000 per month
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
  • High up to $15,000 loan amounts. 
  • Minimal restrictions on how you can use your loan.
  • No collatera or guarantor.
  • Bad credit is OK. 
  • It's not a direct lender, so you'll need to clarify rates and terms with the company you are matched with. 



  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000


14 Reviews
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

Loans for ANY  NEEDS
APR from 4.99%

Advertiser Disclosure is a referral advertising service that provides information and reviews on various companies to help customers compare them. It may or may not be affiliated with these businesses. Thus it is not responsible for their products and services. As you are redirected to the third party's website it's your responsibility to check all the details of the deal. Neither is liable for other companies' logos, names are trademarks™ or registered® trademarks used on our website. Their use does not signify or suggest the endorsement, affiliation, or sponsorship. The main aim is to provide verified information which is taken from the companies' websites and supported by the links to the sources. can get some compensation for featured placement of certain sponsored products and services, or your clicking on links posted on this website. But it doesn't impact the way the companies are evaluated. Their rating is based solely on real people's reviews which go through a double verification via phone number and e-mail.

We strive to keep all the information on this site up-to-date and accurate but you should check any rates and terms as well as other product or service information on the provider's website.