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Jora Credit Reviews

4.2634854771784

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Free Application Form
$100 - $1,000 PAYDAY LOANS
$1,000 - $35,000 INSTALLMENT LOANS

How much would you like to borrow?

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Apply online and get $500 - $2,600 Installment Loans with instant approval from Jora Credit. Bad credit is not a problem. You can apply online and get same day funding with no hard credit check. Jora Credit offers Personal Loans for any needs.

Jora Credit is a direct Lender that operates under the state specific rules for the states that it services. They are committed to the lending of responsible credit products to eligible applicants in need of emergency credit. Jora offers a simple, reliable way for customers to get a loan, and have the flexibility to repay it over a duration of time that makes sense for their lives and budget. Jora provides loans as soon as the next business day. Apply today and get $500 to $2,600 as soon as tomorrow. Get a Loan Fast!

Jora Credit Products & Services

Jora Credit Rates and Fees

MAX Loan Amount

MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

$2,600
MIN APR

MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

170%
Collateral or Guarantor

Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

None, Unsecured
MIN Loan Amount

MIN Loan Amount

It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations.

$500
MAX APR

MAX APR

The maximum percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

349%
Terms

Terms

It’s the period of time within which you are to pay off your loan.

24 months
Turnabout time

Turnabout time

It's the period of time within which you get the money

1-2 business days
Find out more Apply online
MAX Loan Amount

MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

$2,600
MIN APR

MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

170%
Collateral or Guarantor

Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

None, Unsecured
MIN Loan Amount

MIN Loan Amount

It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations.

$500
MAX APR

MAX APR

The maximum percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

349%
Terms

Terms

It’s the period of time within which you are to pay off your loan.

24 months
Turnabout Time

Turnabout Time

It's the period of time within which you get the money

1 - 2 business days
Find out more Apply online

....

Smaller tax return than you expected? Apply online for quick cash. Apply

States where Jora Credit is available

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 47 states
  • Alabama
  • Alaska
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

Jora Credit lends or arranges Installment Loans and Lines of Credit in select states. They are committed to the lending of responsible credit products to eligible applicants in need of emergency credit. Jora Credit offers a simple, reliable way for customers to get a loan, and have the flexibility to repay it over a duration of time that makes sense for their lives and budget.

Table of Contents:

Jora Credit: How it works

Jora Credit rates and fees

Jora Credit contact information

Jora Credit Loans FAQ

Jora Credit Loans Quick Definitions

How Jora Credit works? 

When you’re in need of a convenient cash loan, you can turn to Jora Credit. The application process is:

  • simple - it’s easy to apply right from your phone, laptop or tablet – anywhere, anytime.
  • secure - сomplete the secure online application, find out how much you can be approved for.
  • fast - accept your loan by 10:30 am Central time and you can get your funds on the same day.
  • helpful - with Jora Credit, you’ll have helpful tools to increase your earnings and maximize your career.

Before applying for Jora Credit Installment loans, be sure that:

  • You reside in a state we currently serve.
  • You are at least 18 years old (19 if residing in AL).
  • You have a job or other proven source of income.
  • You have a valid e-mail address.
  • You have an active and valid checking account.

How much does a Jora Credit loan cost? 

Here are a few questions you should consider when shopping for a Jora Credit Payday Loan or installment loan online:

  • What will the overall cost be?
  • What are my other options, and how does this compare to them?
  • How necessary is it for me to take out a loan?
  • Can I afford to repay the loan, including interest and fees (if any)? Please note Jora Credit does not charge fees.
  • If I miss a payment, will I be able to afford any penalties or extra interest (if any)? Please note Jora does not charge any pre-payment penalties.

Compare the average cost of a $500 Loan with biweekly and monthly repayments:

    

Complete disclosures of APR, fees and payment terms are provided with the Jora Credit Loan Agreement. APR and payment amounts may vary slightly based on initial term. These examples are based on an initial term of 14 days for Bi-weekly or 30 days for Monthly, and all payment amounts being the same; the final payment amount is determined by your payment history. If you miss a payment, or if your payment is late or returned, you may incur additional interest. You may pay off your loan early at any time with no prepayment penalty.

Use an online Payday Loan calculator to see the cost of a short-term cash advance.

Jora Credit contact information 

Company name: Jora Credit is operated by Jora Credit Holdings, LLC

Telephone: 1-888-256-6083

Email:

Address: PO Box 8407 Philadelphia, PA 19101

 

FAQ

 
What types of loans does Jora Credit offer?
 

Will my credit be affected if I apply for Jora Credit?

 
Do I need good credit to qualify for Jora Credit Loan?
 
How does Jora Credit application process work?
 
How will I know if my application is approved by Jora Credit?
 
 
How much can I borrow at Jora Credit?
 
How soon will I get my money from Jora Credit?
 
Who is the lender Jora Credit?
 
 
How much does Jora Credit Loan cost?
 
Why is Jora Credit so expensive?
 
What will happen if I'm late on a payment to Jora Credit?
 
Does Jora Credit charge prepayment penalties, late fees, or non-sufficient funds (NSF) fees?
 
 What are my payment options at Jora Credit?
 
How does Jora Credit protect my personal information?

 

 

 

 

 

Jora Credit Loans Quick Definitions

 
ACH
 
Agreement
 
APR
 
Arrears
 
Assets
 
Balance
 
Bank Loan
 
Bounced Check
 
Budget
 
Cash Advance
 
Charges
 
Clearing Cycle
 
Credit Bureau
 
Credit Limit
 
Credit Rating
 
Credit Report
 
Debt
 
Early Repayment
 
EFT Authorization
 
Fixed-rate Interest
 
Gross Income
 
Interest
 
Loan
 
Loan Period
 
Net Income
 
NSF
 
Online Banking
 
Outstanding Balance
 
Payday Advance
 
Payday Loan
 
Penalty Charges
 
Promise Date
 
Rate
 
Transaction
 
Underpayment

 

Compare Jora Credit to the direct lenders - the top customer choices of today:

Check Into Cash offers Payday Loans, Title Loans, Personal Installment Loans and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $50
  • MAX Loan Amount: $3000
  • Terms: Vary by state.
  • Rates and fees: 261% to 782% APR
  • Turnaround Time: 1 business day
  • Payday Loans
  • Online Payday Loans
  • Title Loans
  • Installment Loans
  • Online Installment Loans
  • Line of Credit
  • Flex Loans
  • Other Services
  • Check Cashing
  • Bill Pay
  • Western Union 
  • U.S. Money Card
  • Cell Phone Top-Ups
  • Sell Us Your Gift Cards For Cash
  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
  • 21+ years old (19+ in Alabama)
  • Social Security number (for Indiana residents only)
Pros
  • You can get even as low as $50.
  • Quick funding on the next business day.
  • Money can be used for any personal needs.
Cons
  • Not available in every state.
  • APR can be more than 153.73% depending on your state.
  • High late payment fees.

 

 

Loan By Phone offers Payday Loans, Installment Loans and Line of Credit.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $3000
  • Terms: Varied
  • Rates and fees: Vary by state
  • Turnaround Time: 1 business day
  • Payday Loans
  • Installment Loans
  • Line of Credit
  • 21 years of age
  • Social Security Number
  • Proof of Income (from your job, pension, welfare, or other source)
  • Valid email address
  • Active checking account (open for at least 90 days)
  • Current cell/home and work phone number
Pros
  • All loan applications and requests are guaranteed confidential and all transactions are governed in accordance with the laws of your state of residence.
  • Flexible repayment.
  • Available in most states.
Сons
  • High interest rates.
  • If you don't pay back on time your data may be sold to third parties.

 

 

LendYou will help you get the cash you need when you need it. You can apply for Payday Loans, Installment Loans or Personal Loans, etc. Compare the lenders and get matched with the best one.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Varied
  • Rates and fees: Starting at 4.99% APR
  • Turnaround Time: 1 business day
  • $100 - $1000 Payday Loans
  • $1000 - $5000 Installment Loans
  • $5000 - $35000 Personal Loans
  • 18 years of age or older
  • U.S. citizenship
  • Valid checking or savings account with direct deposit
  • Minimum regular income of $1,000 per month
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
Pros
  • High up to $15,000 loan amounts. 
  • Minimal restrictions on how you can use your loan.
  • No collateral or guarantor.
  • Bad credit is OK. 
Cons
  • It's not a direct lender, so you'll need to clarify rates and terms with the company you are matched with. 

 

 

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

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Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.

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Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

Loans for ANY NEEDS
APR from 4.99%

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