LendUp is one best known direct lenders offering bad credit Payday Loans and Personal Installment Loans online. Like other companies they provide they have quick application process, simple requirements and same day funding. Besides they have some special features. Compare LendUp with similar lenders to make the right choice.

Loans for ANY  NEEDS
APR from 4.99%

Contents:

LendUp loans review.

LendUp short-term bad credit Payday Loans.

LendUp Personal Installment Loans.

LendUp loans sign in and login online.

Loans similar to LendUp.

TOP RATED COMPANIES

Rates last updated July 16th, 2019
4.4183445190157

LEND YOU

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

17,5%
MIN MPR

The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

LendYou.com is the easy way to find the cash you need when you need it. You’re looking for cash to pay bills, to buy a car or maybe do some work around the house. LendYou.com has the lenders you're looking for. It's easy. It doesn't matter the size of the loan you're looking for… LendYou may be able to connect you with a lender that can help.

The loans you need, when you need them.   

4.7027027027027

Check Into Cash

$1,000
Maximum Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

Varied by state
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Check Into Cash is a national leader in direct lending, providing customers with affordable, short-term, small dollar credit solution such as Payday Advances, In-Store Cash Advances, Online Payday Loans, Title Loans, Title Pawns,Check Cashing, Western Union®, walk-in Bill Pay, and reloadable prepaid U.S. Money Cards both online and in their in-store centers nationwide. They offer reliable service, affordable rates, simple requirements and convenient repayment. Compare the reviews on Check Into Cash and their products, fins out all you need about this company and apply for the service you need.

4.8275862068966

Loan By Phone

$1500
Maximum Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

260.71%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Online cash advance is really quick, easy, and confidential with LoanByPhone. They offer Payday Loans, Installment Loans and Line of Credit for both good and bad credit score customers. An easy, online application that takes only minutes to complete will help you get the approval and necessary funds as soon as possible. LoanByPhone makes the loan process really easy and mobile. Ypu can apply on the go, get funds quickly, and manage your account, all from the device at your fingertips.

4.6969696969697

Greenlight Cash

$1000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

Varies by state
MIN MPR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Need a financial support? We’ll find you the money when you need it most!

Online loans up to $5,000. 

Any credit is welcome.
Have less-than-perfect credit but still need a loan? It’s not a problem! Submit a request, and we’ll find a lender that will be willing to work with you.

Simple online process.
No lines and no extra paperwork! It takes a few minutes to fill out our short online form, submit it and get a quick decision from a lender.

ONLINE COMPANIES

Rates last updated July 16th, 2019
4.0322580645161

Your Faster Payday

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

16,6%
MIN APR

The minimal percentage allowed that actually represents the cost of your loan borrowed for a month. It's more significant criterion than APR as mostly Payday loans are borrowed for 14-30 days until the next paycheck.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

How does YourFasterPayday.com work? You’re looking for cash to pay bills, to buy a car or maybe do some work around the house. YourFasterPayday.com has the lenders you're looking for. It's easy. It doesn't matter the size of the loan you're looking for... YourFasterPayday may be able to connect you with a lender that can help. Fill out the block above to get started.

4.375

Fast Holiday Loans

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

200%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Get cash for the holidays! Get a loan of up to $15,000 as soon as the next business day! Wrap Up the Holidays with up to $15,000 in Cash! This holiday season, get the cash you need. We’ll connect you with a lender who can provide up to $15,000 to take care of all of your holiday expenses!

Benefits:

  • Easy Online Application
  • Safe and Secure
  • Fast Decision
  • Trusted Source
4.5714285714286

Bad Credit Loans

Available for Bad Credit

BadCreditLoans.com has been in the business of helping people since 1998. We make it simple for consumers to get the funds they are looking for online.

We offer: 

  • Bad Credit Personal Loans
  • Bad Credit Business Loans
  • Bad Credit Credit Cards
  • Bad Credit Mortgage Loans
  • Bad Credit Home Loans
  • Bad Credit Student Loans
  • Bad Credit Auto Loans

LendUp loans review.

LendUp is a state-licensed direct lender that offers bad credit Payday cash advance and Personal Installment Loans online. You can apply for a short-term single-payment Payday Loans of $100.00 to $255.00 for 7 to 30 days in

  • California
  • Louisiana
  • Mississippi
  • Missouri
  • Tennessee
  • Texas
  • Wisconsin

Or you can get credit-reporting installment loans from about $500 to $1,000 and payable in six to 12 months in 24 states: Alabama, California, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Louisiana, Maine, Minnesota, Mississippi, Missouri, New Mexico, Ohio, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Utah, Washington, Wisconsin, and Wyoming.

Check out a brief description of LendUp loans in the table below:

Loan amount

$100 - $1000 depending on your state law

Terms

7 – 30 days for Payday Loans, 6 – 12 months for Personal Installment Loans.

Rates and fees

  • 134% - 1,252% for single-payment loans.
  • 30% - 180% for installment loans.

Besides, they charge an origination fee of about 17.25% and a one-time returned check fee of $15.00.

* Texas residents may also have to pay a Credit Access Business (CAB) fee in addition to other fees LendUp charges.

Credit Score

Bad credit is OK.

Approval requirements

Age over 18, a bank account, social security number, and income certificate.

Turnaround time

24 hours

Repayment

Repayment of a loan is done with a deferred deposit transaction. If you can’t do it on time you can extend single-payment loan terms without a fee, but no extension is allowed for Installment Loans.

Special features

Depending on your state of residency, you may be able to participate in the LendUp Ladder program which allows eligible borrowers to apply for larger loans at lower rates.

 

The benefits of borrowing from LendUp are:

  • Fast application and instant decision.
  • LendUp is all online! Apply for a loan day or night from the convenience of your phone or desktop. No rushing around to find a local branch before closing time.
  • Bad credit availability.
  • Single-payment loan payments are reported only to alternative credit bureaus that collect data on consumers with low credit scores, so you may consider LendUp offering No credit check Loans which will not affect your score.
  • Same-day funding option: LendUp partners with MoneyGram to offer same-day funding of its loans. Customers can visit any MoneyGram location in the U.S. to get their loan proceeds at no additional cost.
  • You may take part in the LendUp Ladder program which allows eligible borrowers to apply for larger loans at lower rates.
Must know!

LendUp besides lending money carries on financial educational activity. They built the LendUp Ladder to incentivize responsible actions and enable borrowers to earn access to apply for larger loans at lower interest rates over time.

Repeat borrowers earn points and move up the ladder to get into one of four rungs: silver, gold, platinum or prime. The higher you get the lower rates you are charged and after you become a platinum or prime borrower you may report to the credit bureau to raise your score.

LendUp short-term bad credit Payday Loans.

LendUp Loans are an alternative to traditional payday loans from a licensed lender. They offer short term (7-30 days) single payment cash advance of $100 - $255. It’s available even for bad credit borrowers and with No hard credit check.

But you must be careful! If you take out a Payday Loan you should plan your budget so that you had enough money to repay it on time and some cash left to pay the bills so that you didn’t have to apply for another loan.

LendUp takes care of their customers and does not let them take rollovers which prevents the borrowers from constant debt). Instead they work with you individually and help you get the necessary education to plan the finances and repay the money on time.

Bad credit is not a problem to get instant decision and approval from LendUp. They can also help you approve your score.

The rates and fees for Payday Loans vary but on average are about 400%. LendUp's deferred deposit transaction fee does not exceed 15 percent of the customer's total repayment amount. You can see representative example of a Payday Loan cost below.

Amount Advanced

Loan Length

Fee

Repayment Amount

APR*

$100.00

14 days

$17.60

$117.60

458.86%

$100.00

30 days

$17.60

$117.60

214.13%

$200.00

14 days

$35.20

$235.20

458.86%

$200.00

30 days

$35.20

$235.20

214.13%

$250.00

7 days

$44.00

$294.00

917.71%

$250.00

14 days

$44.00

$294.00

458.86%

$250.00

30 days

$44.00

$294.00

214.13%

 Haven’t found the necessary information? Use our calculator to see the cost of your Payday Loan.

As a LendUp borrower, you get a personalized dashboard with your loan details laid out clearly. You can log in at any time to see your loan balance or track recent payments. That puts control of your loan in your hands. If you have any question connect to customer support for a quick answer.

LendUp Personal Installment Loans.

LendUp offers Personal Installment loans for silver, gold and platinum borrowers ar rates above 36% and Personal Installment loans with rates below 36%. for prime borrowers.

To apply for a personal loan through LendUp, you must:

  • be at least 18 years old
  • state your current contact number and address and a valid email address in the application
  • have a checking account that accepts electronic transfers
  • live in a state where LendUp is licensed to provide loans.

LendUp Installment Loans have a number of benefits:

On average, a LendUp borrower takes $386 for 12 months at an APR of 53%, according to the company. That works out to:

Monthly payment: $42.

Total interest: $120.

Total amount due: $506.

LendUp loans sign in and login online.

LendUp is very convenient to work with as it provides its users with a personal account where they can control the lending process, the payments, etc.

To sign in the site, or create an account you need to:

  • Choose the login and password;

lendup account

  • fill in your personal data: first and last name, social security number, mobile phone number, date of birth, address;

lendup account

  • additional information includes whether you rent or own home, how much your monthly rent or mortgage payment is, how much the rest monthly expenses are, and what the reason for the loan is.

lendup account

  • you get a call to verify that it’s your phone number;
  • you sign in.

lendup sign in

  • Next time when you want to use the LendUp service you choose the type of your account, sign in and apply for the necessary loan.
  • If you forgot the password, you’ll get detailed instructions into e-mail address how to reset it.
  • You can change or update any information in your account you use Contact us form.
  • You can be sure that all your information will be safe and never be sold to third parties.

Loans similar to LendUp.

Compare the companies similar to LendUp offering higher amounts of Payday Loans:

 

LendUp

Lend You

Check Into Cash

Loan By Phone

Jora Credit

Loan amount

$100 - $1000

$100 - $1000

$50 - $1000

$100 - $1500

$500 - $2600

Repayment terms

7 - 30 days

Varied by state

Varied by state

Varied

24 months

APR

134% - 1,252%

210%

Depends on the state law

260.71%

170% - 349%

Additional fees

deferred deposit transaction fee

late payment fees

NSF fee

NSF fee

None

Collateral, guarantor

None, unsecured

None, unsecured

None, unsecured

None, unsecured

None, unsecured

Credit score

Available even for bad credit score

Available even for bad credit score

Available even for bad credit score

Available even for bad credit score

Available even for bad credit score

Turnaround time

1 - 2 business days

1 - 2 business days

1 - 2 business days

1 business day

1 - 2 business days

All these lenders offer Installment Loans as well. Choose the company with the most convenient and affordable conditions. Or use a matching service like COMPACOM to find the best lender. 

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000