Given the fast pace of modern life, more and more people realize the need to receive fast financial assistance at any time. For these purposes, there are companies that issue loans online. But for the credit to be not only quick but also profitable, the potential client should conduct a little research. A preliminary analysis of loan products will help to conclude a beneficial contract.

Table of Contents:

Rocket Loans Description

Rocket Loans reviews

Sites like Rocket Loans

Check into cash

Lend you

Payday-loans-usa.online

Credible

Fast holiday loans

Rocket Loans login

Rocket Loans Description

The Rocket Loans site offers the fastest type of service available. Money is credited to the client's account within one business day. If the user has applied in the morning, then after lunch, he will already receive his loan. Determining the credit rating of a potential borrower takes place in a flexible format and does not affect further credit history. This approach is justified since, in case of failure, the user's credit rating does not decrease. The minimum score for approving a request is 580.

The company set the APR at 7.16 - 29.99%. This figure depends on the assessment of potential client solvency. The higher the credit rating, the lower the interest rate. Some companies offer more favorable terms, but there are many expensive loans on the market. It is also necessary to take into account the speed of work and other bonuses for customers.

Rocket Loans reviews

Amounts of Rocket Personal Loans are in the range of 2000 - 45000 dollars. The debt repayment period is 3-5 years. In general, the company has a high rating based on more than 30 user reviews. Here are the advantages and disadvantages of cooperation noted by customers.

Pros
  • The company offers high-speed service within one business day (the condition is suitable for amounts up to $ 25,000). 
  • A preliminary check of the client's solvency does not affect his credit history. 
  • The prerequisites for the loan amount and APR almost always coincide with the real ones. 
  • If a customer signs up for auto-payment, he will receive a 0.03% discount.
Cons
  • The company does not transfer money to the account of other credit organizations to repay the debt of the client. The loan amount is credited only to the client directly. 
  • The site does not provide loan collateral services. The user cannot invite a more creditworthy guarantor to increase his rating. 
  • The prospective borrower must have a credit history of at least two years and an annual income of at least $ 24,000.

rocket loans benefits

Sites like Rocket Loans

Check into cash

The site offers the following types of loan products: Installment Loans, Payday Loans, Title Loans. Offices are present in all states. The company also provides additional services in the form of payment for purchases, cashing of checks, or Western Union money transfers. Users note very polite staff and the effectiveness of technical support. The amounts provided range from 50 to 1,000 dollars are available to almost all citizens. Before applying, you should verify your identity. To do this, fill out a simple questionnaire on the site.

Check Into Cash offers Payday Loans, Title Loans, Personal Installment Loans and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $50
  • MAX Loan Amount: $3000
  • Terms: Vary by state.
  • Rates and fees: 261% to 782% APR
  • Turnaround Time: 1 business day
  • Payday Loans
  • Online Payday Loans
  • Title Loans
  • Installment Loans
  • Online Installment Loans
  • Line of Credit
  • Flex Loans
  • Other Services
  • Check Cashing
  • Bill Pay
  • Western Union 
  • U.S. Money Card
  • Cell Phone Top-Ups
  • Sell Us Your Gift Cards For Cash
  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
  • 21+ years old (19+ in Alabama)
  • Social Security number (for Indiana residents only)
Pros
  • You can get even as low as $50.
  • Quick funding on the next business day.
  • Money can be used for any personal needs.
Cons
  • Not available in every state.
  • APR can be more than 153.73% depending on your state.
  • High late payment fees.

 

 

Lend you

The service gives loans to customers from 100 to 15,000 dollars. Application review takes less than one business day. If the client has an adverse credit history, he still has a good chance of approval. Interest rates vary greatly depending on the type of loan and the financial stability of the client. For Payday loans, APRs range from 1.386% to 200%. The APR for Installment Loans is 6.63% -225%. For Personal Loans, the APR is 4.99% - 450%.

LendYou will help you get the cash you need when you need it. You can apply for Payday Loans, Installment Loans or Personal Loans, etc. Compare the lenders and get matched with the best one.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Varied
  • Rates and fees: Starting at 4.99% APR
  • Turnaround Time: 1 business day
  • $100 - $1000 Payday Loans
  • $1000 - $5000 Installment Loans
  • $5000 - $35000 Personal Loans
  • 18 years of age or older
  • U.S. citizenship
  • Valid checking or savings account with direct deposit
  • Minimum regular income of $1,000 per month
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
Pros
  • High up to $15,000 loan amounts. 
  • Minimal restrictions on how you can use your loan.
  • No collateral or guarantor.
  • Bad credit is OK. 
Cons
  • It's not a direct lender, so you'll need to clarify rates and terms with the company you are matched with. 

 

 

Payday-loans-usa.online

The service is a direct lender and works even with clients with an adverse credit history. A soft solvency check does not affect the applicant's financial rating. The company is not interested in the objectives of the loan and does not check what the client spent the loan on. The user can receive on the day of treatment 300 - 15000 dollars.

PaydayloansUSA.online offers Payday Loans, Installment Loans, Personal Loans and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Vary by state.
  • Rates and fees: 4.99% to 1386% APR
  • Turnaround Time: 1 business day
  • Payday Loans
  • Installment Loans
  • Personal Loans
  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
Pros
  • Quick - no driving, waiting, faxing, paperwork.
  • More than 300 direct lenders.
  • High approval rate even for bad credit Payday Loans.
  • Online Payday cash advance with no collateral.
  • 24 / 7 online service.
  • No hard credit check Payday Loans.
Cons
  • High interest rates.
  • Available not in all the states.
  • Not many financial products offered.

 

 

Credible

The service allows not only to take a loan online but also to compare interest rates on different sites. Among the loan products are student and personal loans, as well as their refinancing. The company does not charge for the provision of information. Also, borrowers can count on one of the lowest interest rates. But there are also negative sides. Users complain about the tedious process of checking documents. Moreover, borrowers noted frequent problems in the site's performance and the incompetence of customer support.

Credible offers Personal Loans, Student Loans, Mortgages, Credit Cards and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $1000
  • MAX Loan Amount: $100000
  • Terms: Vary by state.
  • Rates and fees: starting at 4.99% APR
  • Turnaround Time: 1 business day
  • Personal Loans
  • Student Loans
  • Student Loan refinancing
  • Mortgages
  • Mortgage refinancing
  • Credit Cards
  • Credit score of 640+
  • An active checking account 
  • US residence
Pros
  • Apply once to get access to multiple lenders
  • Quick funding within 1 -2 business days
  • No additional fees
Cons
  • Not many lenders to choose from
  • Not always available for bad credit
  • Sometimes lenders may charge fees to borrow

 

 

 

Fast holiday loans

The company offers fast service in one day. Clients receive an online loan of up to $ 15,000 to their bank account the next day after applying. The site is an intermediary between direct lenders and borrowers. Therefore, potential users have the opportunity to compare the conditions of different lenders.

Fast Holiday Loans offers Payday Loans, Installment Loans, Personal Loans to pay for any holiday expenses at affordable rates with convenient repayment. 

  • MIN Loan Amount: $100
  • MAX Loan Amount: $2500
  • Terms: Vary by state.
  • Rates and fees: 6.63%% to 1386%% APR
  • Turnaround Time: 1 business day
  • Payday cash advance
  • Personal Installment Loans
  • US residence
  • Permanent income
  • Legal age for the state you live in
  • Active banking account
Pros
  • Same day payday cash with fast approval.
  • No hard credit checks.
  • All credits welcome!
  • Safe and secure. 
  • Trusted source.
Cons
  • Not available in every state.
  • APR can be rather high.

 

 

Conclusions

To date, there is no shortage of companies offering online lending. The task of citizens is to check all current offers. To choose the best conditions, you will need to register on several sites to receive personalized offers. Sometimes lower APRs are accompanied by unstable or slow technical support work. Therefore, it is necessary to pay attention to all aspects of the company.